Area Head - Group Loans

5 - 10 years

0 Lacs

Posted:2 weeks ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

Role/ Job Title:

Area Head - Group Loans

Function/ Department:

Rural Banking

Job Purpose

Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard

Roles & Responsibilities

  • Primarily responsible for sales and collections of JLG, MHL & other related products
  • Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
  • NTB acquisition of customers with retention of existing customers
  • Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
  • High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses

Secondary Responsibilities

  • Ensuring best customer service with minimum/zero escalations
  • Driving digital initiatives within existing products
  • Managerial & Leadership Responsibilities:
  • Building a strong and high-performance team down under
  • Training new hires and nurturing existing talent.
  • Continuous guidance to team to prepare them for next role.
  • Ensure minimum attrition.

Education Qualification

  • Graduation: BA, BBA, B.com & B.sc
  • Post-graduation: MBA/PGDM

Experience:

5-10 years of relevant experience.

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IDFC FIRST Bank

Banking and Financial Services

Chennai

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