Analyst - Credit and Fraud Operations

Position: Analyst

About:

We build all our solutions while leveraging the latest technology stack in AI, ML and NLP combined with decades of experience in risk management at some of the largest financial services firms in the world. Our clients are some of the biggest and the most progressive names in the financial services industry.

We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who want to join us in this exciting journey.

https://www.blucognition.com/

Summary:

Roles & Responsibilities:

• Utilize and follow a defined set of standard operating procedures alongside Pipes internal credit tooling and systems to ensure minimum approval criteria is met (e.g. classifying customer industry, ensuring customer bank is connected, etc).
• Analyze prospective customers manual bank statements (such as compiling total debits and credits) to ensure consistency and conformity with revenue data and other ancillary data sources utilized in companys risk evaluations.
• Conduct comprehensive debt analysis for customers with multiple loans to assess repayment capacity & identify potential risks.
• Action daily applications pended into the fraud queue. Review the information elements on these cases thoroughly and decision them from fraud approval/decline perspective as per procedures.
• Drive improved performance on established Fraud KPIs achieving desired function objectives to drive reduction in fraud loss while reducing disruption/ improving experience for genuine applicants.
• Collaborate with the internal sales team to verify if any outstanding documents or information are required from the customer to facilitate loan approval, ensuring a seamless and efficient process.

Requirements:

• 2-5 years of experience in credit and fraud operations especially with decisioning of new credit product applications.
• Deep knowledge of fraud management principles and fraud operations.
• Strong knowledge of industry leading fraud solutions from 3rd parties.
• Experience in managing fraud operations within a mobile environment based new application decisioning is highly desired.
• Ability to multitask, establish priorities with an attention to detail in a fast-changing environment.
• Strong attention to detail & ability to make decisions with confidence.
• Should be open for flexible / rotational working hours.

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