US residential- Live Underwriter

Hiring for Live Underwriter( Permanent WFH) - F2F interview - 19TH & 20TH JULY - Residential Underwriting

Company - FIRST SOURCE

Location - Gurgaon

US Night shift

1month notice

ctc upto 12lpa

Minimum 3+yrs of exp required in underwriting

2yrs in live underwriting

Key Responsibilities

Review and underwrite U.S. residential mortgage loan files to ensure compliance with FNMA, FHLMC guidelines.

Familiarity with GNMA and other investor guidelines is a strong plus.

Conduct comprehensive analysis of borrower’s credit, income, asset, and collateral (4Cs) to determine creditworthiness.

Perform income analysis from salaried, self-employed (business), rental, and other sources, including complex tax documents such as 1040s, Schedule E, K1s, 1120, 1120S, and transcripts.

Review credit reports to evaluate trade lines, delinquencies, public records, and reconcile discrepancies.

Validate collateral and property valuations and assess appraisal documentation.

Verify asset documentation including bank statements, retirement accounts, and other investments.

Make independent underwriting decisions (approve, deny, or counter) in accordance with investor and company policies.

Maintain compliance with internal controls and regulatory requirements.

Communicate findings and decisions clearly to internal stakeholders and/or clients.

Deliver quality outcomes while meeting turnaround time (TAT) and accuracy metrics.

Interested Candidates contact HR Umme@ 8655884775 / Umme@careerguideline.com

Job Types: Full-time, Permanent

Pay: ₹100,000.00 - ₹1,200,000.00 per year

Work Location: In person

Speak with the employer
+91 8655884775