Team Member - Credit & Risk

3 - 5 years

1 - 5 Lacs

Posted:1 day ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


  
RoleKMIL - Monitoring Requirement2 Gender- Male/ Female both are preferred Education Background- CA / MBA (preference would be MBA- Finance) Experience level - 3 to 5 years (relevant experience not required) Preferred profile- Risk team of retail or wholesale division of any Bank / NBFC. The Key profile of Monitoring & Policy Risk Analyst is to carry out Risk Assessments for Pan India CRE Lending Portfolio is laid down below for your reference .  Key responsibilities include 
  • Implement effective risk management processes for the Construction Finance business verticals to identify potential risk in the underwritten portfolio and ensure portfolio health
  • Carry out background research and gain a thorough understanding on the project, the developer and the regional market, highlighting any negative reports so as to ensure the quality of the invested portfolio.
  • Track the progress of the project and monitor disbursement as per the project lifecycle. Ensure that the disbursement milestones are achieved as per the underwritten sanctioned conditions.
  • Recommend policy amendments/ refinements based on regulatory and market changes
  • Undertake automation of existing processes by liaising with the IT department
  • Prepare various dashboards and reports such as
  • Monthly and quarterly portfolio monitoring report
  • Overdue Analysis
  • Early Warning Signals r eview
  • Deviation Analysis
  • Analytical Insights like Limit/ Renewal Management, Covenant/ PDD Management
  • Trends analysis of the regional P ortfolio

  •  Perform various monitoring activities such as 
  • NOC issuance- Due diligence for the
  • Monitoring and instruct for Escrow SI Threshold
  • Map collections with the Escrow credits on regular intervals.

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