RPMG:Strategy Team - Bharat Banking loans

Strategic Development:

• Design and implement effective collection strategies tailored to rural portfolios, taking into account the unique challenges and opportunities in these markets.
• Analyze market trends, customer behavior, and collection performance data to inform strategy adjustments.

Performance Management:

• Monitor and evaluate the effectiveness of collection strategies, utilizing key performance indicators (KPIs) to drive continuous improvement.
• Building a cost effective collection channels for respective products .
• Prepare regular reports and presentations for senior management, highlighting performance metrics and strategic recommendations.

Team Leadership:

• Lead and mentor a team of collection specialists, providing guidance and support to enhance their skills and performance.
• Foster a culture of accountability, collaboration, and customer-centricity within the team.

Process Improvement:

• - Work closely with cross-functional teams, including credit risk, sales, and operations, to align collection strategies with overall business objectives.
• - Collaborate with external partners and agencies as needed to enhance collection efforts.

Optimal qualification for success on the job is:

• Graduation/Post-Graduation from a recognized institute.
• 4+ years of relevant experience in strategy and product management.
  

Desired Qualifications:

• Minimum of 8+ years of experience in collections management, with a focus on rural or underserved markets preferred.
• Strong analytical skills with the ability to interpret data and make data-driven decisions.
• Excellent leadership and team management abilities.
• Exceptional communication and interpersonal skills.
• Knowledge of relevant laws and regulations governing collections practices.
• Proficiency in collection software and Microsoft Office Suite.
  

For successful execution of the job, the candidate should possess the following:

• Proven experience in strategy and product management, preferably within the financial services industry.
• Strong analytical skills with proficiency in data analysis and interpretation.
• Excellent project management skills with the ability to prioritize and meet deadlines.
• Strong interpersonal and communication skills with the ability to collaborate effectively.
• Ability to manage complex & dynamic situations.
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
• Ability to handle pressure and meet deadlines