Regional Head

The Regional Head - Business Loan position at IDFC First involves spearheading the expansion of business loan lending in the designated region through strategic development of products, channels, segments, and customer base. Your primary objective will be to deliver banking solutions efficiently and effectively, while building and leading teams, systems, processes, and a culture conducive to scalability and consistent delivery. You will collaborate closely with various teams within Retail Banking, such as Product Head, Operations, Sales, IT, Credit, and BIU, to ensure a seamless customer experience and establish IDFC First as the preferred bank for all banking needs. Your responsibilities will include growing the AUM base for business loan lending, achieving revenue, cost, profitability, and portfolio quality targets, providing strategic guidance to State Heads for market penetration and expansion, collaborating with Product Head for optimal customer solutions, developing channel mix strategies, fostering relationships with digital marketplace partners, enhancing customer journey experience, ensuring compliance with internal policies and regulatory frameworks, and working with the Head of Collections to manage credit loss and delinquency metrics. As a leader in this role, you will mentor and coach senior team members to prioritize customer centricity, innovation, compliance, and integrity, foster an environment focused on automation and digital enablement, and attract and retain top talent to support the bank's growth targets. The ideal candidate should have a Graduate degree, with a preference for an MBA in Finance, and a minimum of 10+ years of experience in the business loan sector.,