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6.0 - 11.0 years
5 - 8 Lacs
New Delhi, Gurugram, Delhi / NCR
Work from Office
Job description Gold Loan Officer : The Gold Loan Officer (GLO) will be the one-point contact for all Gold Loan related activities in the Branch. He/She will be responsible for ensuring all the SOPs of gold loan are followed and the gold loan customer is given exemplary service during his entire tenor of the loan. 1.Explaining the product & convincing customers to avail gold loan 2.Customer Queries handling 3.Maintaining various MIS & Reports 4.Ensuring TAT adherence in the disbursal of the loan If Interested, pls share resume on supriya.minde@unitybank.co.in or whatsApp resume on 9004172930
Posted 1 week ago
10.0 - 14.0 years
0 Lacs
kozhikode, kerala
On-site
The Cluster Head/Regional Manager Gold Loan will be responsible for overseeing the business operations, sales, and profitability of multiple branches within a designated cluster. Your role will focus on driving business growth, ensuring compliance, managing teams, and enhancing customer experience in the gold loan segment. You will be specifically handling the entire North Kerala region from Kasargode to Ernakulam. Key Responsibilities: - Manage multiple branches in North Kerala region with a minimum of 50+ staff members. - Willingness to travel as required. - Base location will be Kozhikode. - Minimum of 10 years of relevant experience in the Gold Loan industry. - A degree is mandatory for this position. - There will be 2 rounds of interviews, with one being face-to-face. Key Skills Required: - Sales and profitability management. - Area sales expertise. - Team management capabilities. - Branch handling experience. - Strong knowledge of loans and sales. - Ability to enhance customer experience. - Proficient in gold loan operations. - Experience in handling multiple branches. - Knowledge of compliance regulations. If you meet the above requirements and have the necessary experience and skills, we invite you to apply for this exciting opportunity to lead and grow in the Gold Loan industry.,
Posted 1 week ago
1.0 - 6.0 years
2 - 5 Lacs
Hassan, Mysuru, Davangere
Work from Office
Job Description for Sales Manager role : - Generate fresh leads through self sourcing/references - Ensure assigned leads are converted into Sales & meet targets - Meet and Pitch IIFL Gold Loan offerings to potential customers at their Door Step - Build trust by handling customer objections. - Build a long term relationship with portfolio customers to ensure continuity of business and referrals. - Coordinate with different Team to resolve issues in ongoing transactions & ensure flawless execution of the process. Desired Candidate : -Graduates with minimum 1 Year of sales experience with any financial firm. Preferably from Gold Loans background. Job description for Loan Manager role : -Responsible for appraising the Gold Ornaments & verify KYC at Customers door step. -Responsible to travel with in the assigned territory/cluster for disbursing loans as per the laid process. -Coordinate with respective stakeholders for grievance handling related Customers, Disbursal, Process etc. Graduates with minimum 1 Year of sales experience with any financial firm. Preferably from Gold Loans background. -Responsible for strict adherence to Process, Policy, Guidelines laid by the Organization. Interested candidates please share your resume- amoghamb@iifl.com /Contact number- 7483232500 (Whatsapp)
Posted 1 week ago
0.0 - 5.0 years
1 - 4 Lacs
Ahmedabad, Surat, Vadodara
Work from Office
Hiring for Loan sales Officer for leading companies. 1 year experience in field sales. CTC: Upto 4.5LPA Immediate Joiner preferred Ahmedabad, Surat, Rajkot, Vadodra For immediate response whatsapp your resumme on 9988609025
Posted 1 week ago
1.0 - 6.0 years
2 - 5 Lacs
Bengaluru
Work from Office
Job Description for Sales Manager role : - Generate fresh leads through self sourcing/references - Ensure assigned leads are converted into Sales & meet targets - Meet and Pitch IIFL Gold Loan offerings to potential customers at their Door Step - Build trust by handling customer objections. - Build a long term relationship with portfolio customers to ensure continuity of business and referrals. - Coordinate with different Team to resolve issues in ongoing transactions & ensure flawless execution of the process. Desired Candidate : -Graduates with minimum 1 Year of sales experience with any financial firm. Preferably from Gold Loans background. Job description for Loan Manager role : -Responsible for appraising the Gold Ornaments & verify KYC at Customers door step. -Responsible to travel with in the assigned territory/cluster for disbursing loans as per the laid process. -Coordinate with respective stakeholders for grievance handling related Customers, Disbursal, Process etc. Graduates with minimum 1 Year of sales experience with any financial firm. Preferably from Gold Loans background. -Responsible for strict adherence to Process, Policy, Guidelines laid by the Organization. Interested candidates please share your resume- amoghamb@iifl.com /Contact number- 7483232500 (Whatsapp)
Posted 1 week ago
1.0 - 5.0 years
2 - 5 Lacs
Ernakulam, Thrissur, Thiruvananthapuram
Work from Office
ESAF Small Finance Bank is Hiring!! Job Profile : Gold Loan Officer Vertical : Retail Branch Banking Interested candidates may contact or WhatsApp: Mr ABIEL - 8714084222, NOBLE : 9072606083 Vacancies Across ERNAKULAM,THRISSUR,TRIVANDRUM,KOZHIKODE Criteria: Graduation is Mandatory Minimum one year experience in Gold Loan appraisal Candidate should have Flair for marketing Job Description Gold Loan sourcing & Focus on incremental growth of Gold loan Book. Conduct accurate gold valuation and purity testing Provide excellent customer service during loan processing and closure
Posted 1 week ago
2.0 - 6.0 years
2 - 3 Lacs
Udaipur
Work from Office
Responsibilities: * Manage counter sales & showroom sales * Increase retail sales through effective strategies * Maintain customer satisfaction * Meet sales targets * Sell jewelry, gems, gold products Employee state insurance Annual bonus Sales incentives Provident fund
Posted 1 week ago
1.0 - 4.0 years
2 - 4 Lacs
Pune
Work from Office
Roles and Responsibilities Manage counter sales, showroom sales, and store operations to achieve targets. Develop and implement effective sales strategies to drive revenue growth. Oversee jewelry and gems display management for an exceptional customer experience. Ensure timely completion of daily tasks, including sales planning and reporting. Maintain high levels of product knowledge to provide expert advice to customers.
Posted 1 week ago
3.0 - 4.0 years
5 - 6 Lacs
Maharashtra, Soyagaon
Work from Office
Relationship Manager 3-4 years of experience Tractor loan Sales Capable for infant resolution and Cross sale like Tractor refinance, Gold Loan, life and general insurance Collection and infant resolution capabilities.
Posted 1 week ago
0.0 - 3.0 years
1 - 2 Lacs
West Bengal
Work from Office
JOB ROLE : Ensure Gold Loan targets of the branch are met month on month Ready to move in market and generate Gold loan leads Smooth Process of Gold loan is done at the branch Make sure they maintain good relations at branch level BM / BOM / RM / RO and Service staff Should always be market and Competition savvy 100% maintaining compliance of processing Gold Loan Maintenance of Gold loan Registers at branch level To identify new assayers for the branch Maintain 3 assayers for each branch Proper documentation of Gold loan and see that it has FPT (First Pass) Authorization To maintain Zero NPA of the branch TAT to be maintained while processing the Gold loan or Closure of Gold loan Closure documents to be sent to CPC Chennai within HO specified period . Make sure Weighing machine balance & Assayer agreements are renewed on time. JOB REQUIREMENT Graduation is must Good communication skills Should have good convincing skills
Posted 1 week ago
3.0 - 4.0 years
3 - 7 Lacs
Karnataka
Work from Office
- Relationship Manager 3-4 years of experience Tractor loan Sales Capable for infant resolution and Cross sale like Tractor refinance, Gold Loan, life and general insurance Collection and infant resolution capabilities.
Posted 1 week ago
3.0 - 4.0 years
9 - 13 Lacs
Telangana
Work from Office
JD for - Relationship Manager 3-4 years of experience Tractor loan Sales Capable for infant resolution and Cross sale like Tractor refinance, Gold Loan, life and general insurance Collection and infant resolution capabilities.
Posted 1 week ago
4.0 - 7.0 years
5 - 9 Lacs
Agartala, Asansol
Work from Office
Position description: This role is responsible for driving theentire business targets for liabilities assigned to the branch; Manage exceptionalcustomer service, proactive sales environment and efficient branch operations,while adhering to regulations/compliance requirements; Focus on retainingexisting customers, increasing the customer base and cross-selling Ujjivansproducts and services; Oversee branch operations, cash management and servicequality; work closely with product and marketing teams to drive campaigns attheir branches. This role monitors daily performance of branchstaff and manages a team of 10 to 15 employees. This role manages leadership reporting ofBOO/BOSM & BSM. In certain cases will have dotted linereporting of few Silver & Gold Branch Heads reporting to them This role is assigned higher targets for theirrespective branches and is applicable only to Platinum & Titanium Branches. Primary Responsibilities: BusinessImplement branch specific marketing communication strategies to continuously strengthen the Ujjivan brandThis role is responsible for driving the entire business targets for liabilities assigned to the branch Manage exceptional customer service proactive sales environment and efficient branch operations while adhering to regulationscompliance requirements Focus on retaining existing customers increasing the customer base and crossselling Ujjivan products and servicesOversee branch operations cash management and service quality work closely with product and marketing teams to drive campaigns at their branches Monitor daily performance of branch staff To manage a team of 10 to 15 employees To manage leadership reporting of BOOBOSM BSMIn certain cases they will have a dotted line reporting of few Silver Gold Branch Heads reporting to them Will be assigned higher targets for their respective branchesCascade targets the branch targets to the respective staffs and ensure achievement is tracked through periodic reviewsEnsure all deferrals taken are cleared within the specific period Monitor the overall portfolio of the branch ensure adherence to compliance and regulatory norms are metService Quality Ensure customers are educated about all productsservices offered by Ujjivan Ensure courteous customer service is offered to customers by the branch staff Reduce customer attrition by guiding CCRs on exit interviews customer engagement programs etcLead customer connect initiatives in the branch vicinity Operations Oversee and ensure efficiency in branchATM operations through adherence to TAT for various internal and customer end processes drive utilization of alternate channels Ensure compliance with banking guidelines quality framework and audit requirements ensure speedy resolution of any audit observations and take necessary steps to prevent recurrenceensure compliance with Know Your Customer KYC Anti Money Laundering AML audit and other regulations applicable laws in the branchMonitor control minimize all expenses in the Branch such as telephone consumption of stationery computer consumables electricity and other overheads without sacrificing quality Oversee accurate cash management and tallying of accounts in the system through the Cashier Accountable for branch safety including security of cashvault etc Learning PerformanceEnsure that all members of the Branch staff are up to date on all relevant circulars and all productsservices offered in the BranchEnsure adherence to training mandays mandatory training programs for self and reporteesEnsure goalsetting midyear review and annual appraisal process within specified timelines for self and reporteesMonitor performance of staff against defined goalsmetrics and take corrective action wherever required undertake disciplinary and attendance monitoring for liabilities sales team and branch operations team Coordinate with state HR on people related matters support branch activities to foster teamwork and continuously make Ujjivan a great place to workEnsure coordination between staff of different teams to build a collaborative spirit and shared sense of purpose which could also enable crosssell and overall target achievement Location - Agartala,Asansol,Bakshi,Barasat,Berhampore,Bhagwanpur,Bhubaneswar,Chowk,Deoghar,Dhanbad,Hazaribag,Howrah,Jehanabad,Kamrup,Kankurgachi,Kasba,Kharagpur,Korha,Kolkata,Lalpur,Muzaffarpur,Nagar,Patna,Puri,Raiganj,Ranchi,Saguna,Silchar,Siliguri
Posted 2 weeks ago
1.0 - 5.0 years
2 - 5 Lacs
The Nilgiris, Mettupalayam, Coimbatore
Work from Office
ESAF Small Finance Bank is Hiring!! Job Profile : Gold Loan Officer Vertical : Retail Branch Banking Interested candidates may contact or WhatsApp: Mr Aldrin: 9288003526 Vacancies Across Coimbatore Criteria: Graduation is Mandatory Minimum one year experience in Gold Loan appraisal Candidate should have Flair for marketing Job Description Gold Loan sourcing & Focus on incremental growth of Gold loan Book. Conduct accurate gold valuation and purity testing Provide excellent customer service during loan processing and closure
Posted 2 weeks ago
1.0 - 6.0 years
2 - 5 Lacs
Abohar, Agra, Ajmer
Work from Office
ROLE PURPOSE & OBJECTIVE Achieve and Exceed targets set for Number and Value of Gold Loans Primary contact for gold loan customers- pitching product to them, explain all details about product, collect required documents. Coordinate with Branch team ADO, BM, CRM, CCR, CROs, LOs and external members - BCs, DSAs leads etc. Resolve all field level queries of customer related to Gold Loan and manage regular collections. SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business Daily/ Weekly /Monthly achievement of the targets set for gold loan, both in volume and value terms as established for the branch Call/ visit eligible customers, pitch them about product and collect leads Do Out bound promotional activities for Gold Loan lead generation Coordination with feet on streets, DSAs and BC points Ensure proper collection of 0 90 DPD cases in the branch Customer Ensure customers are educated about Gold Loan schemes/services offered by Ujjivan. Key focus on Out bond activities and generating leads from NTB and ETB customer pool Ensure Customer queries are dealt with promptly and accurately at field level Ensure smooth and prompt service from other partner channels to customers Internal process Ensure compliance with lending guidelines, quality framework and audit requirements; Ensure that defaulting areas or negative area for gold loan need to be identified based on field observations Give constructive feedback on on-field and competitor activities Ensure all the necessary things like: availability of appraisers, loan related admin requirements etc. are in place Learning & Performance To be up to date on all relevant circulars and all products/services offered in the Branch Ensure adherence to training man-days/ mandatory training programs for self and team Ensure goal-setting, mid-year review and annual appraisal process within specified timelines for self MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Educational Qualifications Graduate or Professional Post graduate in any discipline Experience (Years and Core Experience Type) Fresher, 1 years of Experience in any Asset product preferably Gold loan or 1.5 year experience within Ujjivan Certifications NA Functional Skills Ability to plan and coordinate Managing customer relations Gold Loan Product Knowledge Behavioral Skills Gold Loan Product knowledge Ability to speak and read regional language(s) and English Has good verbal fluency and uses simple, clear and purposeful language. Good Computer knowledge. Performance oriented Competencies NA Performance Matrices Balance Scorecard Perspective Key Result Areas Key Performance Index Business Business Growth Total Gold loan disbursed (Plan vs. Actual) Leads conversion rate Bottom-line Cross Sell Numbers Customer Customer Retention % conversion of Renewal eligible customers Internal Process Portfolio Health % Reduction in PAR (0 90 days) Fraud Control No. of frauds in gold Learning & Development
Posted 2 weeks ago
0.0 - 5.0 years
2 - 4 Lacs
Chennai
Work from Office
A jewelry sales associate performs different functions to ensure customers are happy with their purchases. Greets and meets customers on arrival at the showroom Listens attentively to a customers needs and gives explicit explanation to satisfy such a customer Presents the customer with the needed jewelry and provides information, such as pricing and discounts etc., Explain customers about chits and offers clearly on their purchases. Act aggressively on the sales targets and offers. Provides pricing information to the cashier alongside the weight of the items purchased Helps to facilitate payments after every purchase Takes charge of all the inventories in the showroom by entering them into the computer system Helps in the daily display of all items that are available for sale in the showroom Entertains customers and answers questions respectfully Ensures regular increase in sales of jewelry products Achieves goals set by the employer Introduces sales promotion to customers so as to entice them to make purchases Ensures that products are well arranged in orderly manner Properly operates a cash register and maintains all financial transaction effectively and efficiently too Strictly adheres to company policies Helps customers to make the right decisions so they can make the right jewelry purchases.
Posted 2 weeks ago
1.0 - 6.0 years
4 - 6 Lacs
Indore, Bengaluru, Mumbai (All Areas)
Work from Office
Role & responsibilities The Executive at ORRA Fine Jewellery is responsible for providing exceptional customer service, driving sales conversion, and building long-term customer relationships. They inform customers about new designs, schemes, and offers, support local area activities, and assist with the try-at-home scheme. The ideal candidate should have a minimum of 2 years of relevant experience in retail sales. Brief Job Description (just an indicative list and not limited to the following) 1. Attend to customer requirements with a focus on driving sales conversion and delivering excellent customer experiences. 2. Inform customers about new designs, schemes, and offers to promote sales and customer engagement. 3. Support local area activities in collaboration with the Relationship Executive. 4. Assist with the try-at-home scheme based on instructions from the Store Manager. 5. Follow up with potential customers and visit them to close sales. 6. Develop and maintain strong customer relationships. Desired Skills 1. Minimum 2 years of relevant experience in retail sales. 2. Strong customer service and interpersonal skills. 3. Proven track record of meeting sales targets. 4. Detail-oriented and organized. 5. Ability to work well in a team. 6. Flexible availability, including weekends and holidays.
Posted 2 weeks ago
1.0 - 6.0 years
2 - 4 Lacs
Gurugram
Work from Office
JOB ROLE Responsible for NTB acquisition of customers. Responsible for successfully contacting 20 customers per day. Responsible for meeting 4 customers/ prospects per day. Responsible for upgrading customers from a lower product category to higher product category Responsible for cross-selling of various products like TD, SIP, MF, Insurance, Gold, Demat, Asset, Gift Card etc. @ minimum 2 per day. JOB REQUIREMENT Blend of service and sales orientation MBA / Graduate Minimum work exp. 1 year
Posted 2 weeks ago
3.0 - 4.0 years
3 - 7 Lacs
Kolkata
Work from Office
- Relationship Manager 3-4 years of experience Tractor loan Sales Capable for infant resolution and Cross sale like Tractor refinance, Gold Loan, life and general insurance Collection and infant resolution capabilities.
Posted 2 weeks ago
0.0 - 3.0 years
1 - 2 Lacs
Surat
Work from Office
Grade-E0/M1 Role- Gold Loan Relationship Manager : Ensure Gold Loan targets of the branch are met month on month Ready to move in market and generate Gold loan leads Smooth Process of Gold loan is done at the branch Make sure they maintain good relations at branch level BM / BOM / RM / RO and Service staff Should always be market and Competition savvy 100% maintaining compliance of processing Gold Loan Maintenance of Gold loan Registers at branch level To identify new assayers for the branch Maintain 3 assayers for each branch Proper documentation of Gold loan and see that it has FPT (First Pass) Authorization To maintain Zero NPA of the branch TAT to be maintained while processing the Gold loan or Closure of Gold loan Closure documents to be sent to CPC Chennai within HO specified period . Make sure Weighing machine balance & Assayer agreements are renewed on time. JOB REQUIREMENT Graduation is must Good communication skills Should have good convincing skills
Posted 2 weeks ago
3.0 - 4.0 years
6 - 10 Lacs
Kolar
Work from Office
- Relationship Manager 3-4 years of experience Tractor loan Sales Capable for infant resolution and Cross sale like Tractor refinance, Gold Loan, life and general insurance Collection and infant resolution capabilities.
Posted 2 weeks ago
3.0 - 4.0 years
14 - 18 Lacs
Vellore
Work from Office
Relationship Manager 3-4 years of experience Tractor loan Sales Capable for infant resolution and Cross sale like Tractor refinance, Gold Loan, life and general insurance Collection and infant resolution capabilities.
Posted 2 weeks ago
0.0 - 3.0 years
1 - 2 Lacs
Tirunelveli
Work from Office
Grade-E0/M1 Role- Gold Loan Relationship Manager : Ensure Gold Loan targets of the branch are met month on month Ready to move in market and generate Gold loan leads Smooth Process of Gold loan is done at the branch Make sure they maintain good relations at branch level BM / BOM / RM / RO and Service staff Should always be market and Competition savvy 100% maintaining compliance of processing Gold Loan Maintenance of Gold loan Registers at branch level To identify new assayers for the branch Maintain 3 assayers for each branch Proper documentation of Gold loan and see that it has FPT (First Pass) Authorization To maintain Zero NPA of the branch TAT to be maintained while processing the Gold loan or Closure of Gold loan Closure documents to be sent to CPC Chennai within HO specified period . Make sure Weighing machine balance & Assayer agreements are renewed on time. JOB REQUIREMENT Graduation is must Good communication skills Should have good convincing skills
Posted 2 weeks ago
0.0 - 3.0 years
1 - 2 Lacs
Rajkot
Work from Office
JOB ROLE : Ensure Gold Loan targets of the branch are met month on month Ready to move in market and generate Gold loan leads Smooth Process of Gold loan is done at the branch Make sure they maintain good relations at branch level BM / BOM / RM / RO and Service staff Should always be market and Competition savvy 100% maintaining compliance of processing Gold Loan Maintenance of Gold loan Registers at branch level To identify new assayers for the branch Maintain 3 assayers for each branch Proper documentation of Gold loan and see that it has FPT (First Pass) Authorization To maintain Zero NPA of the branch TAT to be maintained while processing the Gold loan or Closure of Gold loan Closure documents to be sent to CPC Chennai within HO specified period . Make sure Weighing machine balance & Assayer agreements are renewed on time. JOB REQUIREMENT Graduation is must Good communication skills Should have good convincing skills
Posted 2 weeks ago
3.0 - 4.0 years
3 - 7 Lacs
Meerut
Work from Office
- Relationship Manager 3-4 years of experience Tractor loan Sales Capable for infant resolution and Cross sale like Tractor refinance, Gold Loan, life and general insurance Collection and infant resolution capabilities.
Posted 2 weeks ago
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