Credit Manager

You will be responsible for conducting a thorough and comprehensive credit assessment process to offer appropriate loan products to customers for loan against property. This assessment should be completed within defined turn-around-time (TAT) while focusing on providing exceptional service and transaction experience. It is essential to consider key market nuances during the credit underwriting process and capture opportunities effectively. Your role will involve creating a high-quality portfolio and managing the entire loan process from credit application to disbursement. You will need to stay updated on market factors, indices, policies, and regulations to assess their impact on the credit portfolio and decision-making. Additionally, you will be required to handle post-disbursement documents and covenant management effectively. Collaboration with internal teams such as legal, technical valuation, field investigation, and risk containment will be crucial. The ideal candidate should be a Post Graduate with 5-8 years of relevant work experience. Prior experience in channel management for Loan Against Property (LAP), Home Loans (HL), and Secured Loans is preferred.,