Credit Manager - NBFC Corporate Funding

PAUL MERCHANT PVT LTD

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About the Role:

As we expand our lending portfolio with the introduction of corporate lending, we are looking for a dedicated and detail-oriented Credit Manager to join our team in Chandigarh.

Key Responsibilities:

• Independently assess and underwrite loan proposals.

• Perform in-depth financial analysis, evaluate business models, and analyse economic indicators and industry trends.

• Conduct Personal Discussions (PD) with applicants to evaluate their creditworthiness and understand their financial behaviour and business viability.

• Maintain high productivity and ensure timely credit decisions as per company TATs.

• Adhere strictly to internal credit policies and regulatory compliance standards.

• Guide and mentor credit officers to ensure quality underwriting and continuous skill development.

• Ensure timely resolution of discrepancies and completion of post-disbursement documentation (PDD).

• Maintain and track PDD and other key credit metrics through accurate and timely MIS reporting.

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References are Highly Appreciated.

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