Commercial Underwriter

Overview: We are looking for a detail-oriented and analytical Commercial Underwriter (Non-EB) to join our growing team. The ideal candidate will have a strong understanding of commercial insurance products like fire, marine, and property insurance, as well as risk assessment, and will support business teams in evaluating and structuring insurance solutions. Key responsibilities: Evaluate and assess risks for various non-EB commercial insurance products like Fire, Marine, and Property Insurance. Analyse client requirements and prepare customised quotes/proposals Coordinate with insurers to obtain competitive terms and support negotiations Prepare comparison charts, risk notes, and recommendation summaries for internal and client use. Provide technical underwriting support to the sales and account management teams. Ensure compliance with regulatory norms and the company's underwriting guidelines. Assist in policy placement, documentation review, and issuance coordination. Contribute to product innovation and underwriting strategy improvements. Maintain accurate records of quotes, proposals, and underwriting decisions. Qualifications and Skills required: Bachelor’s degree in any discipline; insurance certifications (III, CII) preferred 3–7 years of experience in commercial underwriting at a broker or insurer (Non-EB) Strong technical knowledge of commercial general insurance products like Marine, Property and Fire. Familiarity with underwriting tools, IRDAI regulations, and market pricing trends Excellent analytical, communication, and negotiation skills High attention to detail and organisational ability Proficiency in MS Office; familiarity with insurance portals and systems Job Type: Full-time Ability to commute/relocate: Kolkata, West Bengal: Reliably commute or planning to relocate before starting work (Required) Application Question(s): What is your current CTC? What is your expected CTC? What is your notice period? Work Location: In person