3 - 6 years
2 - 7 Lacs
Posted:1 day ago|
Platform:
Work from Office
Full Time
Job title: Manager (Credit)
Reports to: Head (Credit & Operations)Department: Credit & OperationsDuties and Responsibilities:Key Deliverables for the roleResponsible for assessment of loan proposals in line with the credit policy of the company.Managing quality & delivery turnaround of loan proposals.Engaging with relevant authorities for loan approvals.Assisting Business, Operations & Client for effective & smooth loan closure.Provide relevant & regular inputs for creation refinement of Credit policy.Monitor and track the portfolio health & performance and manage portfolio delinquency.Responsible for managing the risk and credit practices in line with the Risk Policy framework.Will drive and support other miscellaneous initiatives as part of risk credit business as may be takenup from time to time.Required Qualifications and Experience:CA/ MBA with 2 4 years of relevant credit risk experience in the NBFC Banking industriesB Com with 5-8 years of relevant credit risk experience in the NBFC Banking industriesExposure and understanding of credit practices and products in small ticket lending (secured andunsecured)Should have local market knowledge of key industries, acceptable collateral, high risk areas etc.Should be conversant with legal documentation for secured and unsecured loans.
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