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Kotak Life Insurance
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Area Recovery Manager-Comm. Bank HO & Support-Recovery Branch

Area Recovery Manager-Comm. Bank HO & Support-Recovery Branch

Kotak Life Insurance

2 - 7 years

2 - 4 Lacs

Chennai

Posted:1 week ago| Platform:

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Skills Required

branch operations revenue generation retail banking team management team handling customer service banking operations business development sales branch management bank branch management marketing relationship management finance branch banking

Work Mode

Work from Office

Job Type

Full Time

Job Description

About The Role

Job TitleAREA COLLECTION MANAGER REGIONAL COLLECTION MANAGER LevelM4- M5 DivisionCOMMERCIAL BANKING GROUP Function :SHBT Reporting RelationshipNATIONAL RECOVERY MANAGER Average No. of Direct Reportees 3 -10 Job Role KRA"s

Knowledge in collection process and systems

To have 7-10 years" experience in managing Short Fall Recovery and Hard BKT. collection team of secured/unsecured.

To have adequate knowledge of Area of Operation.

To have adequate knowledge in repossession and legal activities.

To create a team of dedicated, aggressive and ambitious team of Location Managers Supervisors.

To motivate the existing TEAM to deliver to their potential.

To Ensure Quality Service to Customers through his team

To focus on Improving Portfolio Performance in the respective Area Region.

To Manage NPA"s & Loss Recovery efficiently in all locations in his Area Region.

To adhere to the BANKS processes and procedures.

To Ensure development of direct and indirect team

To ensure our Service Providers follow the Orginisations policy Parameters, when directly interacting with customers on our Behalf.

To maintain good Professional relationship with all in the Branch.

To plan innovative strategies for reduction of NPA"s & Focus on Loss Recovery, so as to ensure Quality Portfolio

To Ensure Quality in Manpower.

To adhere to the BANKS processes and procedures.

To ensure development of direct and indirect team.

To review Performance of Service Providers Regularly

To empanel efficient Service Providers.

Job Requirements, Skills, Knowledge prerequisites

Willing to Take challenges and responsibility

Should have the ability to convince the customer for our terms and conditions

Should be able to coordinate effectively with all functions.

Should Ensure MOPP is followed efficiently.

Ensure All Audit, Moral and Ethical requirements are met by his team.

Educational Qualifications Graduate Post Graduate with good Knowledge of LAW. Good Contacts in Area of Operation. Experience Profile 7+ years Benchmark Companies

CHOLA DBS SUBH LOANS

SHRIRAM FINANCE

MAGMA SUVIDHA

INDIA BULLS

SREI

HDFC BANK (Group Set up)

ICICI BANK(Group Set up)

SFL

CITI

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Area Recovery Manager-Comm. Bank HO & Support-Recovery Branch