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Analyst, Credit Risk Management

1 - 2 years

6 - 10 Lacs

Posted:3 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


 What to expect from this role: 
We plan to expand our risk strategy team, and we are looking for experienced risk professionals who will work on building risk strategy for our lending business. They will work in a dynamic environment, and with cross-functional teams to help manage risk while continuously supporting the business to grow. They will be expected to work on:
  • Build Risk strategies to manage Fraud and Credit Risk for Lending business
  • Build best in class risk models
  • Be able to clearly communicate results and recommendations to various stakeholders
  • Manage the overall portfolio risk and predict ECL for the portfolio
  • Evaluate alternate data sources to solidify the risk management
  • Work with cross-functional teams to build the anomaly detection capabilities
  • Collaborate with Product team to build the right product to manage risk
  • Evaluate the effectiveness of the solutions and improve upon them in a continuous manner
  • We expect them to have a mix of a strong technical background and to have a keen eye for business implications of their work

  •  The ideal candidate for this role should :
  • BTech/ BE from Tier-I & II colleges
  • 1-2 years of experience in Risk Analytics preferably with FinTechs
  • Experience in SQL, Python, MS Excel
  • Preferably experience with Statistical modeling such as Logistic Regression, Decision Trees, Gradient Boosting models etc.
  • Be agile and highly collaborative, communicate impressively
  • Strong analytical acumen and problem solving
  • Be skilled in building and managing business alliances
  • Be highly data-driven and adept at balancing needs with business goals
  • Thrive in a competitive and a result-oriented work environment

  •  PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) 
  •  Insurance Benefits -  Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
  •  Wellness Program -  Employee Assistance Program, Onsite Medical Center, Emergency Support System
  •  Parental Support -  Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
  •  Mobility Benefits -  Relocation benefits, Transfer Support Policy, Travel Policy
  •  Retirement Benefits -  Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment
  •  Other Benefits -  Higher Education Assistance, Car Lease, Salary Advance Policy

  •  Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. 
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    Phonepe
    Phonepe

    Financial Technology

    Bangalore

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