37 Va Jobs

As a Senior Underwriter in the Residential Mortgage industry, you will be part of the Shared Services function that aims to deliver operational support to Business Units within the organization. Your role will involve reviewing and verifying loan applications, analyzing loan risks, ensuring compliance with regulatory standards and company policies, and communicating loan conditions to stakeholders. Additionally, you will be responsible for identifying portfolio risks, documenting loan decisions, and performing other tasks as assigned by your manager. To excel in this role, you should possess a strong understanding of mortgage guidelines and policies for various loan types such as VA, FHA, Client, FHLMC & USDA. Your expertise should include analyzing qualifying income from tax documents, credit reports, and bank statements, as well as experience in both automated underwriting systems (AUS) and manual underwriting methods. Familiarity with fraud detection tools and industry-standard loan origination systems like Encompass, BytePro, Calyx, Empower, or Lending QB is preferred. The ideal candidate will have at least 5 years of recent US Mortgage underwriting experience, with a background in compliance review, disclosures preparation, closing, and due diligence within the residential mortgage sector. You should stay updated on mortgage policies, compliance laws, and regulatory changes, including TRID, to ensure accurate and efficient underwriting processes. Your commitment to quality, excellent time management skills, and ability to work independently while meeting deadlines will be crucial for success in this role. As a Senior Underwriter, you must demonstrate professionalism, attention to detail, superior communication skills, and proficiency in Microsoft Office applications. This role requires you to work under pressure, adhere to company policies, and maintain a positive attitude while delivering exceptional customer service. This position is based in the office, with working hours aligned with the US time zone (India Night Shift). If you are seeking a challenging opportunity to leverage your underwriting skills in the residential mortgage industry, this role offers a dynamic environment where you can contribute to the success of the organization while ensuring compliance and quality in loan processing.,

At Altisource, we are a leading provider of world-class technologies and services for the mortgage and real estate industry. We are dedicated to transforming the way homes are bought, sold, and managed. In the US, we have strong partnerships with 7 of the top 10 mortgage servicers, operate a top real estate auction website, and manage a cooperative holding a significant market share in the US originations market. As part of our team, you will play a crucial role in ensuring the quality control post loan closing and pre-funding processes. Your responsibilities will include reviewing pre-closing and pre-funding documentation for accuracy before document release, as well as verifying post-closing documentation accuracy and confirming the presence of all necessary supporting documents. You will also be tasked with recording and reporting loan exceptions. To excel in this role, you must demonstrate expertise in various loan review processes such as RADD, forensic review, QM (Conventional, FHA, VA, and USDA), non-QM, and portfolio loans review. Additionally, you will be responsible for evaluating credit and income details, including income calculation, employment income, self-employed income, rental income, and other income sources. Your keen eye for detail will be essential in identifying red flags on loan files, such as discrepancies in income and asset documents, credit reports, fraud reports, and exclusionary lists. Knowledge of applicable federal regulations and state laws will be advantageous, and you should be able to prioritize tasks effectively while adhering to policies, programs, and guidelines. Strong organizational and communication skills are crucial for this role, along with the ability to handle multiple tasks, adapt to new responsibilities, and prioritize work in a deadline-driven environment. Your interpersonal skills and collaborative approach will be key in influencing and working effectively within a team. We are looking for individuals who are self-motivated, demonstrate a high level of personal energy and commitment, and are willing to work flexible night shifts. The ideal candidate will hold a Bachelor's or Master's degree and have at least 5 years of experience in retail US residential mortgage banking and QC/post-closing/pre-funding processes. In return, we offer a competitive salary tailored to your experience and skills, along with comprehensive insurance plans covering medical, personal accident benefits, and life insurance. We prioritize your well-being and offer perks such as 6 paid days off per year, employee engagement programs, and opportunities to participate in community service initiatives like Habitat for Humanity. If you are ready to take on this challenge and make a difference in the mortgage industry, don't hesitate to apply today! For any inquiries, please contact us at Careers@altisource.com.,

As an Actuarial professional with experience in the Life Actuarial Domain and a minimum of 3 Actuarial papers cleared, you will be responsible for various tasks within the field. You must possess the necessary skills and qualifications to excel in this role. Candidates applying for this position should meet either of the following criteria and have successfully cleared 3 to 5 core technical actuarial exams. It is essential to have experience in valuation with US GAAP and STAT, particularly with FIA and VA. Additionally, expertise in GGY AXIS Modelling, Prophet Modelling, and audit experience with USGAAP and STAT reporting is highly desirable. Knowledge of US products such as Trad, Life, UL is also a key requirement for this role. If you are a detail-oriented actuarial professional looking to utilize your skills and knowledge in a dynamic work environment, this opportunity may be the perfect fit for you. Your expertise in the Life Actuarial Domain and technical actuarial exams will be essential in fulfilling the responsibilities associated with this role.,

You should have a strong understanding of CTS, DEM, APTRA application support along with knowledge of PPS concept. Your responsibilities will include providing Techo-Functional L3 support for CTS, DEM, APTRA applications. It is essential to have expertise in Oracle 19c with RAC setup, ability to prewrite and modify complex SQL queries, and proficiency in Unix, Java code, and configuration of Web Browsers such as JBoss, Apache Tomcat, and IIS. Participation in gathering business requirements, preparing BRS and SRS documents, and experience in VA and APPSEC points resolution will be advantageous. Familiarity with CBS (Finacle) is also a plus. The required skills for this role include proficiency in Oracle 19C for understanding and writing complex queries, Unix operating system, Java code (optional), and configuration of Web Browsers like JBoss, Apache Tomcat, and IIS. Experience in resolving VA and APPSEC points is also desired. Certification in RHEL is preferred. Educational qualifications should include B.E., B.Tech., B.C.A., or M.C.A. Project management experience will be beneficial for this role. This is a permanent position with an experienced level requirement. The job was posted on February 13, 2025.,

Hi, We are hiring for one of our client company based from Ahmedabad,Gujarat. Job Title :- SAS Developer Experience :- 2 to 5 years Location:- PAN INDIA (Willing to relocate) Job Description Looking for a SAS Developer with experience to build SAS programs, reports, and dashboards for banking analytics (credit risk, compliance, fraud, customer behavior). Key Skills: SAS Base, Macros, SQL, DI, VA, Viya RDBMS: Oracle, SQL Server, Teradata Data validation, analytics, reporting Banking data models & regulatory reporting Good communication & teamwork

Management Level: Ind & Func AI Decision Science Consultant Location: Gurgaon, Mumbai, Bangalore Must-have skills: Risk Analytics, Model Development, Validation, and Auditing, Performance Evaluation, Monitoring, Governance, Statistical Techniques:Linear Regression, Logistic Regression, GLM, GBM, XGBoost, Time Series (ARMA/ARIMA), Programming Languages:SAS, R, Python, Spark, Scala, Tools:Tableau, PowerBI, Regulatory Knowledge:Basel/CCAR/DFAST/CECL/IFRS9, Risk Reporting and Dashboard Solutions Good to have skills: Advanced Data Science Techniques, AML, Operational Risk Modelling, Cloud Platform Experience (AWS/Azure/GCP), Machine Learning Interpretability and Bias Algorithms Job Summary We are seeking a highly skilled Ind & Func AI Decision Science Consultant to join the Accenture Strategy & Consulting team in the Global Network Data & AI practice. You will be responsible for risk model development, validation, and auditing activities, ensuring performance evaluation, monitoring, governance, and documentation. This role offers opportunities to work with top financial clients globally, utilizing cutting-edge technologies to drive business capabilities and foster innovation. Roles & Responsibilities: Engagement Execution Work independently/with minimal supervision in client engagements that may involve model development, validation, governance, strategy, transformation, implementation, and end-to-end delivery of risk solutions for Accentures clients. Ability to manage workstreams of small projects, overseeing the quality of deliverables for junior team members. Demonstrated ability to manage day-to-day interactions with client stakeholders. Practice Enablement Guide junior team members. Support development of the practice by driving innovations and initiatives. Develop thought leadership and disseminate information around current and emerging trends in Risk. Professional & Technical Skills: 2-6 years of relevant Risk Analytics experience at one or more Financial Services firms or Professional Services/Risk Advisory with significant exposure to Credit Risk: PD/LGD/EAD Models, CCAR/DFAST Loss Forecasting, Revenue Forecasting Models, IFRS9/CECL Loss Forecasting across Retail and Commercial portfolios. Credit Acquisition/Behavior: Modeling, Credit Policies, Limit Management, Acquisition Frauds, Collections Agent Matching/Channel Allocations across Retail and Commercial portfolios. Regulatory Capital and Economic Capital Models Liquidity Risk: Liquidity Models, Stress Testing Models, Basel Liquidity Reporting Standards Anti-Money Laundering (AML): AML Scenarios/Alerts, Network Analysis Operational Risk: AMA Modeling, Operational Risk Reporting Modeling Techniques: Linear Regression, Logistic Regression, GLM, GBM, XGBoost, CatBoost, Neural Networks, Time Series (ARMA/ARIMA), ML Interpretability and Bias Algorithms Programming Languages & Tools: SAS, R, Python, Spark, Scala, Tableau, QlikView, PowerBI, SAS VA Strong understanding of Risk functions and their application in client discussions and project implementation. Additional Information: Masters degree in a quantitative discipline (mathematics, statistics, economics, financial engineering, operations research) or MBA from top-tier universities. Industry Certifications:FRM, PRM, CFA preferred. Excellent Communication and Interpersonal Skills. About Our Company | Accenture Qualification Experience: Minimum 2-6 years of relevant Risk Analytics experience, Exposure to Financial Services firms or Professional Services/Risk Advisory Educational Qualification: Masters degree in a quantitative discipline (mathematics, statistics, economics, financial engineering, operations research) or MBA from top-tier universities, Industry certifications such as FRM, PRM, CFA preferred

Job Title - Ind & Func AI Decision Science Manager Management Level: 7-Manager Location: Bengaluru, BDC7C Must-have skills: Risk Analytics Good to have skills: Experience in financial modeling, valuation techniques, and deal structuring. Job Summary : This role involves driving strategic initiatives, managing business transformations, and leveraging industry expertise to create value-driven solutions. Roles & Responsibilities: Provide strategic advisory services, conduct market research, and develop data-driven recommendations to enhance business performance. WHATS IN IT FOR YOU Accenture CFO & EV team under Data & AI team has comprehensive suite of capabilities in Risk, Fraud, Financial crime, and Finance. Within risk realm, our focus revolves around the model development, model validation, and auditing of models. Additionally, our work extends to ongoing performance evaluation, vigilant monitoring, meticulous governance, and thorough documentation of models. Get to work with top financial clients globally Access resources enabling you to utilize cutting-edge technologies, fostering innovation with the worlds most recognizable companies. Accenture will continually invest in your learning and growth and will support you in expanding your knowledge. Youll be part of a diverse and vibrant team collaborating with talented individuals from various backgrounds and disciplines continually pushing the boundaries of business capabilities, fostering an environment of innovation. What you would do in this role Engagement Execution Work independently/with minimal supervision in client engagements that may involve model development, validation, governance, strategy, transformation, implementation and end-to-end delivery of risk solutions for Accentures clients. Ability to manage workstream of small projects with responsibilities of managing quality of deliverables for junior team members. Demonstrated ability of managing day to day interactions with the Client stakeholders o Practice Enablement o Guide junior team members. o Support development of the Practice by driving innovations, initiatives. o Develop thought capital and disseminate information around current and emerging trends in Risk. Professional & Technical Skills: - Relevant experience in the required domain. - Strong analytical, problem-solving, and communication skills. - Ability to work in a fast-paced, dynamic environment. Development, validation, and audit of: Credit Risk- PD/LGD/EAD Models, CCAR/DFAST Loss Forecasting and Revenue Forecasting Models, IFRS9/CECL Loss Forecasting Models across Retail and Commercial portfolios Credit Acquisition/Behavior/Collections/Recovery Modeling and Strategies, Credit Policies, Limit Management, Acquisition Frauds, Collections Agent Matching/Channel Allocations across Retail and Commercial portfolios Regulatory Capital and Economic Capital Models Liquidity Risk Liquidity models, stress testing models, Basel Liquidity reporting standards o Anti Money Laundering AML scenarios/alerts, Network Analysis o Operational risk AMA modeling, operational risk reporting Conceptual understanding of Basel/CCAR/DFAST/CECL/IFRS9 and other risk regulations Experience in conceptualizing and creating risk reporting and dashboarding solutions. Experience in modeling with statistical techniques such as linear regression, logistic regression, GLM, GBM, XGBoost, CatBoost, Neural Networks, Time series ARMA/ARIMA, ML interpretability and bias algorithms etc. Programing Languages - SAS, R, Python, Spark, Scala etc., Tools such as Tableau, QlikView, PowerBI, SAS VA etc. Strong understanding of Risk function and ability to apply them in client discussions and project implementation. Academic Requirements: Masters degree in a quantitative discipline mathematics, statistics, economics, financial engineering, operations research or related field or MBA from top-tier universities. Strong academic credentials and publications, if applicable. Industry certifications such as FRM, PRM, CFA preferred. Excellent communication and interpersonal skills. Additional Information: - Opportunity to work on innovative projects. - Career growth and leadership exposure. About Our Company | Accenture Qualification Experience: 12-14Years Educational Qualification: Any Degree

The Senior Underwriter (Residential) position requires you to relocate to Pune, Mumbai, or Bangalore and work from the office during US timings night shift (EST). As a Senior Underwriter, your primary responsibilities include reviewing and verifying loan applications, analysing loan risk, ensuring compliance with regulatory standards and company policies, and documenting loan conditions. You will also need to communicate loan decisions effectively and identify portfolio risks from client business practices. Additionally, you may be assigned other tasks by your manager. To excel in this role, you must have a deep understanding of mortgage guidelines for various types of loans such as VA, FHA, FNMA, FHLMC, and USDA. You should be adept at analysing income from tax documents, credit reports, and bank statements. Experience with automated underwriting systems (AUS) and manual underwriting methods is essential, along with knowledge of industry-standard loan origination systems like Encompass, BytePro, Calyx, Empower, or Lending QB. The ideal candidate should have at least 5 years of recent US mortgage underwriting experience and be well-versed in compliance review, disclosures preparation, and closing procedures in the residential mortgage industry. Knowledge of current mortgage policies, compliance laws, and regulations, including TRID, is crucial. Strong attention to detail, time management skills, and commitment to customer service are essential for success in this role. You should be proficient in Microsoft Office, possess strong communication skills, and be able to work independently under pressure while meeting deadlines. Maintaining a positive attitude, punctuality, dependability, and adherence to company policies and procedures are also key aspects of this position. This is a work-from-office role requiring you to work during US hours (India Night Shift).,

As an experienced Residential Mortgage Underwriter, you will demonstrate a robust understanding of Fannie Mae, Freddie Mac, FHA, and VA guidelines. Your primary responsibility will be to meticulously analyze and assess residential loan applications, guaranteeing their alignment with investor and regulatory standards. Your proficiency in risk evaluation, attention to detail, and capacity to render prudent credit judgments in a dynamic setting will be crucial in this role. Your key responsibilities will include reviewing and underwriting residential mortgage loan files, ensuring adherence to agency and investor guidelines, scrutinizing credit, income, asset, and collateral documentation, making precise and prompt underwriting determinations, and effectively communicating these decisions to pertinent teams. To excel in this role, you must possess a minimum of 3 years of live US mortgage underwriting experience, exhibit proficiency with Automated Underwriting Systems (AUS) such as Desktop Underwriter (DU) and Loan Prospector (LP), and have a comprehensive understanding of FNMA, FHLMC, FHA, and VA guidelines. Join us in this opportunity to leverage your expertise and contribute significantly to our residential mortgage underwriting operations.,

Position Summary (Underwriting): The Mortgage underwriting Manager must have managed the eligibility of loan applications of residential mortgage (1-4 family) loans. This role requires experience in analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems. Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Experience in full analysis of all types of income (Self/Rental/Wage/etc.), Assets, Liabilities, Credit and Collateral. Experience in managing credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Experience in managing property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Transaction Quality• Drive continuous improvement for Transaction Quality and Delivery• Manage Transaction Quality & Client related Key Performance Indicators (KPIs)• Evaluate effectiveness of transactional quality interventions• Strengthen Quality management processes / framework to improve quality delivery• Accurately capture SLA/SLO metrics, the reporting needs of each of the client and set up / customize processes to seamlessly meet client's expectations • Ability to get out of the box ideas and Process improvement initiatives in the process • Should drive Process control & Compliance in addition to managing Audit SLAs • Provide crisp and specific feedback to Front Line Recruitment Teams on quality of new hires • Provide quality floor support, feedback, refreshers etc. via the teams aligned • Facilitate Quality and Compliance team to perform various audits and follow-ups based on the observations highlighted Essential Skills / Expertise required:- • Six Sigma Green Belt Certified • Effective People Management skills to be able to drive teams across LOBs and/or Geographies • Ability to drive initiatives to closure• Ability to deal with all levels of employees and to provide leadership, direction and motivation to building performing teams • Analytical Skills / Quantitative skills with excellent data handling / data interpretation skills • Excellent Communication skills Both verbal and written to manage client and leadership communication • Needs to have good working knowledge of Transaction Quality systems, tools and technologies • Process Oriented, Planning, Decision making, Data Handling, Ability to prioritize, Ability to meet deadlines • Detail oriented, Strong organizational skills and Presentation skills • Flexible to work in 24X7 environment Qualifications Bachelor's Degree

Your Role and Responsibilities ConductVulnerability Assessment & Penetration Testing (VAPT) for web applications, APIs, and networks. Analyze and identify security vulnerabilities, ensuring alignment withOWASP Top 10 andsecure coding best practices. Provide security requirement analysis for applications. Offerrisk mitigation planning, vulnerability remediation recommendations, compliance guidance, and metrics reporting. Plan and coordinateNetwork & Application Security testing. Utilize security testing tools such asBurp Suite, Kali-Linux, AppScan, Nessus. Generate and share reports with customers usingMS Office tools. Collaborate with teams to enhance security implementations and provide best practice recommendations. Required education Bachelor's Degree Preferred education Bachelor's Degree Required technical and professional expertise 3-4 years of demonstrating experience in planning and executing VA & penetration tests exercises against web applications, APIs, Network. Minimum 3+ years of experience in Network and Application Security Proficient in Secure coding best practices and OWASP TOP 10 vulnerabilities Experience in security requirements analysis for application Experience in security requirement implementation recommendations & guidance Prior experience in Network & Application Security Test planning & coordination Experience in Application risk mitigation planning, Vulnerabilities remediation recommendation & guidance, Compliance & Metrics reporting Preferred technical and professional experience Industry certifications such asCEH/OSCP or equivalent preferred. Familiarity withsecurity standards (OWASP, SANS, ISO).

Entity :- Accenture Strategy & Consulting Job location :- Mumbai About S&C - Global Network :- Accenture Global Network - Data & AI practice help our clients grow their business in entirely new ways. Analytics enables our clients to achieve high performance through insights from data - insights that inform better decisions and strengthen customer relationships. From strategy to execution, Accenture works with organizations to develop analytic capabilities - from accessing and reporting on data to predictive modelling - to outperform the competition WHATS IN IT FOR YOU Accenture CFO & EV team under Data & AI team has comprehensive suite of capabilities in Risk, Fraud, Financial crime, and Finance. Within risk realm, our focus revolves around the model development, model validation, and auditing of models. Additionally, our work extends to ongoing performance evaluation, vigilant monitoring, meticulous governance, and thorough documentation of models. Get to work with top financial clients globally Access resources enabling you to utilize cutting-edge technologies, fostering innovation with the worlds most recognizable companies. Accenture will continually invest in your learning and growth and will support you in expanding your knowledge. Youll be part of a diverse and vibrant team collaborating with talented individuals from various backgrounds and disciplines continually pushing the boundaries of business capabilities, fostering an environment of innovation. What you would do in this role Engagement Execution Work independently/with minimal supervision in client engagements that may involve model development, validation, governance, strategy, transformation, implementation and end-to-end delivery of risk solutions for Accentures clients. Ability to manage workstream of large projects / small projects with responsibilities of managing quality of deliverables for junior team members. Demonstrated ability of managing day to day interactions with the Client stakeholders Practice Enablement Guide junior team members. Support development of the Practice by driving innovations, initiatives. Develop thought capital and disseminate information around current and emerging trends in Risk. Qualification Who we are looking for 7 - 12 years of relevant Risk Analytics experience at one or more Financial Services firms, or Professional Services / Risk Advisory with significant exposure to one or more of the following areas: Development, validation, and audit of: Credit Risk- PD/LGD/EAD Models, CCAR/DFAST Loss Forecasting and Revenue Forecasting Models, IFRS9/CECL Loss Forecasting Models across Retail and Commercial portfolios Credit Acquisition/Behavior/Collections/Recovery Modeling and Strategies, Credit Policies, Limit Management, Acquisition Frauds, Collections Agent Matching/Channel Allocations across Retail and Commercial portfolios Regulatory Capital and Economic Capital Models Liquidity Risk Liquidity models, stress testing models, Basel Liquidity reporting standards Anti Money Laundering AML scenarios/alerts, Network Analysis Operational risk AMA modeling, operational risk reporting Conceptual understanding of Basel/CCAR/DFAST/CECL/IFRS9 and other risk regulations Experience in conceptualizing and creating risk reporting and dashboarding solutions. Experience in modeling with statistical techniques such as linear regression, logistic regression, GLM, GBM, XGBoost, CatBoost, Neural Networks, Time series ARMA/ARIMA, ML interpretability and bias algorithms etc. Programing Languages - SAS, R, Python, Spark, Scala etc., Tools such as Tableau, QlikView, PowerBI, SAS VA etc. Strong understanding of Risk function and ability to apply them in client discussions and project implementation. Academic : Masters degree in a quantitative discipline mathematics, statistics, economics, financial engineering, operations research or related field or MBA from top-tier universities. Strong academic credentials and publications, if applicable. Industry certifications such as FRM, PRM, CFA preferred. Excellent communication and interpersonal skills. Accenture is an equal opportunities employer and welcomes applications from all sections of society and does not discriminate on grounds of race, religion or belief, ethnic or national origin, disability, age, citizenship, marital, domestic or civil partnership status, sexual orientation, gender identity, or any other basis as protected by applicable law.

Process Optimization & Continuous Improvement: Driving Lean projects would require collecting and analysing data to identify areas for streamlining procurement workflows, having the right RACIs and updating them & measuring efficiency across processes. Collaborate with Procurement Category Strategy teams and Procurement Operations Team, Lean COE and CFT stakeholders to implement changes to procurement workflows and processes and ensure smooth adoption. Estimate and report process improvements in KPIs related to process optimization. Review and identify gaps in existing processes and implement strategies for continuous improvement. Excellence Culture Building: Partner with CFT teams to develop As – Is documentation of processes, create To – Be processes for the redesigned and simplified process & then create BRD (Business Requirement Document) for implementation by Digital Process Excellence Team members Implement training modules for effective change management of redesigned processes Communicate process updates and facilitate knowledge-sharing sessions within and beyond Procurement teams at periodic intervals. Provide ongoing support and guidance on best procurement processes and practices. Drive a culture of continuous improvement within Procurement team, focusing on analytical thinking and innovation to enhance procurement processes efficiency. Policy Review & Development: Design and refine procurement policies and procedures to align with organizational goals and industry best practices. Work closely with Tier 1 and Tier 2 teams to gather input and feedback to ensure policies remain effective and relevant. Maintain documentation and cascade updates for all procurement policies to ensure adoption / smooth transition. Conducting regular audits to assess adherence to policies, tracking audit findings and corrective actions to ensure 100% adherence. Track and report metrics related to the number of policies reviewed, optimized, and implemented. Compliance & Governance: Collaborate with Procurement Tier 1 teams to drive and program manage the implementation of ProcureNext initiatives and all Lean Projects Qualification Pharma or Engineering Graduate preferably with MBA (Supply Chain/Operations) and 5-8 years of relevant experience in pharma industry Certifications: Lean Six Sigma Black Belt, SAP MM module Min. 5 years of experience in Lean Process reengineering initiatives and projects, preferably in Procurement Proficiency in driving operational excellence through VSM, VA/NVA analysis & ECRS methodologies to optimize processes and enhance efficiency Good understanding of Supply Chain & planning operations, Procurement policies & processes and compliance requirements Familiarity with procurement software and tools, such as Ariba, SAP MM module Knowledge of Operations in pharmaceutical industry, specifically in Generics Additional Information About the Department Global Manufacturing Organisation (GMO) At Dr. Reddy's Laboratories, we are dedicated to making a meaningful impact on global healthcare through precision manufacturing and innovation. With a legacy of excellence, we are a leading force in the pharmaceutical industry. We operate 19 state-of-the-art manufacturing plants across Hyderabad, Vizag, Baddi, Mexico, Shreveport, and Mirfield, comprising 8 OSD facilities, 3 Injectables facilities, and 8 API facilities. Benchmarking manufacturing processes and continuous operational excellence are at the core of our capability to deliver quality medicines to our patients in 66 countries. We manufacture a portfolio of complex APIs and 1,150+ drug master files across key therapy areas such as Oncology, Cardio-vascular, Central Nervous System and Anti-Diabetes. he World Economic Forum has recognised our largest manufacturing facility in Bachupally, Hyderabad, as part of its Global Lighthouse Network. We aspire to be the most efficient pharma operations in the world. Our productivity improvement and digitalisation efforts are key to staying competitive, meeting business imperatives, and meeting our ambitious ESG goals. Building such ‘factories of the future’ is integral to innovation and to build healthcare of the future. Benefits Offered At Dr. Reddy’s we actively help to catalyse your career growth and professional development through personalised learning programs. The benefits you will enjoy at Dr. Reddy’s are on par with the best industry standards. They include, among other things and other essential equipment, joining & relocation support, family support (Maternity & Paternity benefits), learning and development opportunities, medical coverage for yourself and your family, life coverage for yourself. Our Work Culture Ask any employee at Dr. Reddy’s why they come to work every day and they’ll say, because Good Health Can’t Wait. This is our credo as well as the guiding principle behind all our actions. We see healthcare solutions not only as scientific formulations, but as a means to help patients lead healthier lives, and we’re always attuned to the new and the next to empower people to stay fit. And to do this, we foster a culture of empathy and dynamism. People are at the core of our journey over the last few decades. They have been supported by an enabling environment that buoys individual ability while fostering teamwork and shared success. We believe that when people with diverse skills are bound together by a common purpose and value system, they can make magic. For more details, please visit our career website at https://careers.drreddys.com

As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 C’s, evaluating risks, and making loan eligibility decisions Need 1+ year of mandatory experience in US Mortgage 5 Days working 4 C’s Contact @ Ishita - 9529411055

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityNow Good to have skills : NAMinimum 7.5 year(s) of experience is required Educational Qualification : BE or MCA or MSc with Good Computer Science Background with good academic record. Summary :As a Security Architect, you will be responsible for defining the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Your role will involve documenting the implementation of cloud security controls and transitioning to cloud security-managed operations. You will play a crucial role in ensuring the security of our cloud infrastructure and protecting sensitive data. Must Have Skills: SailPoint IdentityNowGood To Have Skills: Identity and Access ManagementJob :Key Responsibilities:configuration, customization, and design.Ability to Setup, Troubleshoot Configure SailPoint integration with different systems.Able to quickly onboard application and migrating users.Ability to build java bean shell, workflow, JML, custom rules.Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements. Technical Experience:Should have the ability to understand customer requirements and be capable of suggesting solutions.Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, migration and deploymentsStrong knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications.Implementation knowledge on Access request customization.Hands on experience in Customization of Quicklink, User LCM, Certification, Rules, SailPoint IIQ API/ REST API etc.Implementation experience in Certification, Custom reports Auditing.Strong JAVA/J2EE Development Knowledge Professional Attributes:Team lead experience to handle team.Quick learner, team player and self-starter.Willing to learn new technologies cross skilling, Upskilling Good Communication presentation.Good Articulation and presentation skills Educational Qualification:BE or MCA or MSc with Good Computer Science Background with good academic record. Qualification BE or MCA or MSc with Good Computer Science Background with good academic record.

We are seeking an experienced Senior Information Security Manager to lead our security initiatives and ensure the integrity, confidentiality, and availability of our systems and data. This role is crucial in safeguarding our digital assets and maintaining compliance with industry standards. 1.Should take care of Infosec functions by coordinating with various stakeholders 2. Lead and manage Vulnerability Assessment (VA) and Penetration Testing (PT) programs end to end. 3. Should have technical hands-on knowledge on different VAPT tools, like Qualys, Tenable, BurpSuite, Checkmarx etc. 4.Ensure all cyber security compliance directions issued from time to time by the regulator 5.Coordination with SOC, Technology team to follow up the incidents till closure 6.Follow escalation matrix for delayed issues 7.Assist in Internal and External Audits (Regulatory) and work towards closure of observations if any 8. Should have project management espouse, to run the security PMO for ensuring the multiple initiatives with internal / external teams, vendors, and regulators. 9. Prepare and review new/existing policies, procedures, and secure configure/ hardening documents. 10. Should possess technical skills and knowledge to handle/manage security solutions if required 11. Exposure to Cloud Environment 12. Knowledge of Application Security is a plus. Qualifications and Experience: 1. 15-18 years of experience in security management. 2. Strong understanding of security best practices, frameworks, and security technologies. 3. Proven experience in managing VA, PT, Patch Management, and Audit processes. 4. Familiarity with regulatory requirements and compliance standards (e.g., RBI, SEBI). 5. Demonstrated experience in project management, including planning, execution, and stakeholder management. 6. Excellent communication, interpersonal, and leadership skills. 7. Bachelor's degree in Computer Science, Information Technology, Cybersecurity, or a related field. Masters degree or relevant certifications preferred.

Project Role : Security Advisor Project Role Description : Lead the effort and teams to enable development and implementation of proprietary and innovative security solutions. Assess, manage and ensure compliance to risk reducing behaviors and processes. Must have skills : SailPoint IdentityIQ Good to have skills : SailPoint IdentityNowMinimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :1.We are looking for Developers, Technical Leads and Architects for SailPoint IDN & IIQ Platform. As a Security professional you will be responsible for defining requirements, designing & building security components, & testing SailPoint IDN & IIQ Platform. Roles & Responsibilities:1.Configuration, customization, and design SailPoint. 2.Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, 3.Transformation rule, migration, and deployments. 4.Ability to Setup, Troubleshoot Configure SailPoint integration with different systems. 5.Able to quickly onboard application and migrating users. 6.Ability to build java bean shell, workflow, JML, custom rules. 7.Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements Professional & Technical Skills: 1.Should have the ability to understand customer requirements. 2.knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications. 3.Implementation knowledge on Access request customization. 4.Hands on experience in Customization of Quicklink, User LCM, Certification, Custom workflows, forms, Rules, SailPoint IIQ API/ REST API etc. 5.Implementation experience in Certification, Custom reports Auditing. 6.Strong JAVA/J2EE Development Knowledge 7.Quick learner, team player and self-starter. 8.Willing to learn new technologies cross skilling, Upskilling Good Communication presentation. 9.Good Articulation and presentation skills 10.EducationalQualification:11.BE or MCA or MSc with Good Computer Science Background with good academic record. Additional Information:1.The candidate should have a minimum of 3+ years of experience in SailPoint IIQ & Identity Now2.This position is based across Accenture Location.3.15 years full time education is required. Qualification 15 years full time education

As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 C’s, evaluating risks, and making loan eligibility decisions Need 1+ year of mandatory experience in US Mortgage 5 Days working 4 C’s Contact - Himanshu -9521247651

Job Title: Analyst/ Senior Analyst Residential Mortgage Underwriting Experience Required: 3–8 Years Shift Timing: 5:30 PM – 2:30 AM IST (US Shift) Location: Noida, Sector 63 (On-site) About the Role: We are seeking a detail-oriented and experienced Senior Analyst with a strong background in residential mortgage underwriting to join our dynamic team. The ideal candidate will have in-depth knowledge of income analysis, credit and asset review, and underwriting across various conventional and government loan programs including FHA, VA, USDA, and Bond loans . Key Responsibilities: Perform detailed income calculation and analysis for salaried, self-employed, and non-traditional income sources. Conduct comprehensive underwriting reviews for residential mortgage applications ensuring adherence to agency and investor guidelines (Fannie Mae, Freddie Mac). Assess borrower eligibility, creditworthiness, and overall loan risk in accordance with FHA, VA, USDA, Bond program guidelines. Review and analyze credit reports, asset statements, property appraisals, and title documents . Validate compliance with underwriting criteria, company policies, and regulatory requirements. Maintain a high level of accuracy and turnaround time in processing and decisioning loan files. Collaborate with US-based teams and other internal stakeholders to ensure smooth workflow and clear communication. Keep up to date with current underwriting guidelines and industry best practices. Required Skills & Qualifications: 3–8 years of hands-on experience in residential mortgage underwriting , including conventional and government loan programs. Strong understanding of FHA, VA, USDA, and Bond loan underwriting guidelines . Proficient in income calculation methodologies and documentation requirements. Familiarity with AUS systems (DU, LP) and LOS platforms (e.g., Encompass, Calyx). Excellent attention to detail, analytical ability, and organizational skills. Strong verbal and written communication skills to liaise with US counterparts. Ability to work independently and meet tight deadlines in a high-pressure environment. Bachelor's degree or equivalent work experience in Finance, Business, or a related field preferred. Shift & Work Environment: Shift Timing: 5:30 PM – 2:30 AM IST (Night Shift, aligned with US hours) Work Location: Noida, Sector 63 (Work from Office) Why Join Us: Competitive compensation and benefits. Opportunity to work with a fast-growing, global financial services firm. Exposure to diverse loan products and continuous skill development. Collaborative and performance-driven work culture.

Management Level: Ind & Func AI Decision Science Consultant Location: Gurgaon, Mumbai, Bangalore Must-have skills: Risk Analytics, Model Development, Validation, and Auditing, Performance Evaluation, Monitoring, Governance, Statistical Techniques:Linear Regression, Logistic Regression, GLM, GBM, XGBoost, Time Series (ARMA/ARIMA), Programming Languages:SAS, R, Python, Spark, Scala, Tools:Tableau, PowerBI, Regulatory Knowledge:Basel/CCAR/DFAST/CECL/IFRS9, Risk Reporting and Dashboard Solutions Good to have skills: Advanced Data Science Techniques, AML, Operational Risk Modelling, Cloud Platform Experience (AWS/Azure/GCP), Machine Learning Interpretability and Bias Algorithms Job Summary We are seeking a highly skilled Ind & Func AI Decision Science Consultant to join the Accenture Strategy & Consulting team in the Global Network Data & AI practice. You will be responsible for risk model development, validation, and auditing activities, ensuring performance evaluation, monitoring, governance, and documentation. This role offers opportunities to work with top financial clients globally, utilizing cutting-edge technologies to drive business capabilities and foster innovation. Roles & Responsibilities: Engagement Execution Work independently/with minimal supervision in client engagements that may involve model development, validation, governance, strategy, transformation, implementation, and end-to-end delivery of risk solutions for Accentures clients. Ability to manage workstreams of small projects, overseeing the quality of deliverables for junior team members. Demonstrated ability to manage day-to-day interactions with client stakeholders. Practice Enablement Guide junior team members. Support development of the practice by driving innovations and initiatives. Develop thought leadership and disseminate information around current and emerging trends in Risk. Professional & Technical Skills: 2-6 years of relevant Risk Analytics experience at one or more Financial Services firms or Professional Services/Risk Advisory with significant exposure to Credit Risk: PD/LGD/EAD Models, CCAR/DFAST Loss Forecasting, Revenue Forecasting Models, IFRS9/CECL Loss Forecasting across Retail and Commercial portfolios. Credit Acquisition/Behavior: Modeling, Credit Policies, Limit Management, Acquisition Frauds, Collections Agent Matching/Channel Allocations across Retail and Commercial portfolios. Regulatory Capital and Economic Capital Models Liquidity Risk: Liquidity Models, Stress Testing Models, Basel Liquidity Reporting Standards Anti-Money Laundering (AML): AML Scenarios/Alerts, Network Analysis Operational Risk: AMA Modeling, Operational Risk Reporting Modeling Techniques: Linear Regression, Logistic Regression, GLM, GBM, XGBoost, CatBoost, Neural Networks, Time Series (ARMA/ARIMA), ML Interpretability and Bias Algorithms Programming Languages & Tools: SAS, R, Python, Spark, Scala, Tableau, QlikView, PowerBI, SAS VA Strong understanding of Risk functions and their application in client discussions and project implementation. Additional Information: Masters degree in a quantitative discipline (mathematics, statistics, economics, financial engineering, operations research) or MBA from top-tier universities. Industry Certifications:FRM, PRM, CFA preferred. Excellent Communication and Interpersonal Skills. About Our Company | Accenture Qualification Experience: Minimum 2-6 years of relevant Risk Analytics experience, Exposure to Financial Services firms or Professional Services/Risk Advisory Educational Qualification: Masters degree in a quantitative discipline (mathematics, statistics, economics, financial engineering, operations research) or MBA from top-tier universities, Industry certifications such as FRM, PRM, CFA preferred

Job Title - Ind & Func AI Decision Science Manager Management Level: 7-Manager Location: Bengaluru, BDC7C Must-have skills: Risk Analytics Good to have skills: Experience in financial modeling, valuation techniques, and deal structuring. Job Summary : This role involves driving strategic initiatives, managing business transformations, and leveraging industry expertise to create value-driven solutions. Roles & Responsibilities: Provide strategic advisory services, conduct market research, and develop data-driven recommendations to enhance business performance. WHATS IN IT FOR YOU Accenture CFO & EV team under Data & AI team has comprehensive suite of capabilities in Risk, Fraud, Financial crime, and Finance. Within risk realm, our focus revolves around the model development, model validation, and auditing of models. Additionally, our work extends to ongoing performance evaluation, vigilant monitoring, meticulous governance, and thorough documentation of models. Get to work with top financial clients globally Access resources enabling you to utilize cutting-edge technologies, fostering innovation with the worlds most recognizable companies. Accenture will continually invest in your learning and growth and will support you in expanding your knowledge. Youll be part of a diverse and vibrant team collaborating with talented individuals from various backgrounds and disciplines continually pushing the boundaries of business capabilities, fostering an environment of innovation. What you would do in this role Engagement Execution Work independently/with minimal supervision in client engagements that may involve model development, validation, governance, strategy, transformation, implementation and end-to-end delivery of risk solutions for Accentures clients. Ability to manage workstream of small projects with responsibilities of managing quality of deliverables for junior team members. Demonstrated ability of managing day to day interactions with the Client stakeholders o Practice Enablement o Guide junior team members. o Support development of the Practice by driving innovations, initiatives. o Develop thought capital and disseminate information around current and emerging trends in Risk. Professional & Technical Skills: - Relevant experience in the required domain. - Strong analytical, problem-solving, and communication skills. - Ability to work in a fast-paced, dynamic environment. Development, validation, and audit of: Credit Risk- PD/LGD/EAD Models, CCAR/DFAST Loss Forecasting and Revenue Forecasting Models, IFRS9/CECL Loss Forecasting Models across Retail and Commercial portfolios Credit Acquisition/Behavior/Collections/Recovery Modeling and Strategies, Credit Policies, Limit Management, Acquisition Frauds, Collections Agent Matching/Channel Allocations across Retail and Commercial portfolios Regulatory Capital and Economic Capital Models Liquidity Risk Liquidity models, stress testing models, Basel Liquidity reporting standards o Anti Money Laundering AML scenarios/alerts, Network Analysis o Operational risk AMA modeling, operational risk reporting Conceptual understanding of Basel/CCAR/DFAST/CECL/IFRS9 and other risk regulations Experience in conceptualizing and creating risk reporting and dashboarding solutions. Experience in modeling with statistical techniques such as linear regression, logistic regression, GLM, GBM, XGBoost, CatBoost, Neural Networks, Time series ARMA/ARIMA, ML interpretability and bias algorithms etc. Programing Languages - SAS, R, Python, Spark, Scala etc., Tools such as Tableau, QlikView, PowerBI, SAS VA etc. Strong understanding of Risk function and ability to apply them in client discussions and project implementation. Academic : Masters degree in a quantitative discipline mathematics, statistics, economics, financial engineering, operations research or related field or MBA from top-tier universities. Strong academic credentials and publications, if applicable. Industry certifications such as FRM, PRM, CFA preferred. Excellent communication and interpersonal skills. Additional Information: - Opportunity to work on innovative projects. - Career growth and leadership exposure. About Our Company | Accenture Qualification Experience: 12-14Years Educational Qualification: Any Degree

We are seeking a highly analytical and experienced Senior Mortgage Analyst to join our Residential Mortgage Operations team. The ideal candidate will bring in-depth knowledge of income calculation, loan eligibility assessments , and government-backed and conventional loan programs , including FHA, VA, USDA, and Bond loans . You will play a critical role in ensuring the accuracy and compliance of mortgage loan reviews in accordance with agency and investor guidelines. Key Responsibilities: Analyze and underwrite residential mortgage loan files, ensuring compliance with agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, Bond programs). Perform detailed income analysis for various borrower types (W-2, self-employed, commission-based, rental income, etc.), including complex tax return evaluations. Review complete loan packages for creditworthiness, collateral evaluation, and documentation integrity. Maintain up-to-date knowledge of all relevant lending guidelines and overlays (e.g., DU/LP findings, FHA Handbook, VA Lenders Handbook). Assist in structuring loans that meet borrower needs while complying with product and regulatory requirements. Act as a subject matter expert and mentor for junior underwriters and analysts. Communicate effectively with internal stakeholders (loan officers, processors, QC teams) to resolve issues and close loans efficiently. Ensure adherence to federal and state lending regulations, including RESPA, TRID, and HMDA. Participate in periodic audits, internal process reviews, and contribute to operational improvement initiatives. Qualifications: Bachelors degree in Finance, Business, Economics, or a related field. Equivalent work experience may be considered. 3+ years of experience in residential mortgage underwriting or analysis. Deep understanding of conventional loan programs and government-insured loans (FHA, VA, USDA, Bond). Strong expertise in income analysis and cash flow evaluations from personal and business tax returns (Schedule C, E, K-1, etc.). Familiarity with AUS systems (DU, LP) and Loan Origination Systems (LOS) like Encompass, Calyx Point, or equivalent. Knowledge of compliance regulations and investor guidelines. Strong attention to detail and ability to work under tight deadlines. Excellent verbal and written communication skills.

4-5 years of experience in U.S. mortgage underwriting Strong knowledge of U.S. mortgage regulations, guidelines, and underwriting processes SME - 6-9 yrs of exp - Sal-10.5L SR analyst-4-6 yrs ctc -8-8.5L Mgr -10-12 yrs exp - ctc -15-18L Required Candidate profile Shweta - 9999309521 shwetaa.imaginators@gmail.com WFO rotational shifts

Seeking a Team Leader or Assistant Manager - Process Training (US Residential Mortgage Underwriting) to lead and enhance our training initiatives within the given accounts. In this role, you will oversee the development and execution of comprehensive domain training programs, designed to improve training efficiency and support process goals. You will collaborate with various departments to ensure training programs align with business needs and drive continuous improvement. Training Development and Management: Design and implement domain training programs tailored to organizational needs, ensuring effective delivery and measurable outcomes. Domain: US Residential Mortgage Underwriting Needs Assessment: Partner with respective training leaders to assess domain training needs, identify process gaps, and propose solutions. Program Evaluation: Analyze training program effectiveness using feedback, assessments, and performance data to drive improvements. Content Creation: Develop and refine training materials, including manuals, e-learning modules, and interactive sessions. Produce customized training resources, including manuals, case studies, simulations, and role-playing scenarios, to equip employees with the tools they need to effectively upskill themselves in domain. Stakeholder Engagement: Engage with senior management and key stakeholders to ensure alignment of training programs with business objectives. Vendor Management: Engage with various vendors providing training to gauge and leverage niche domain expertise that may be required time to time. Process Improvement: Identify and integrate best practices into training programs to enhance process efficiency and effectiveness. Reporting: Prepare and present detailed reports on training activities, outcomes, and areas for development. Qualifications Project and Training Management Experience is a must. Strong Domain US Residential Mortgage Underwriting, entire value chain across originations Good with Microsoft Office Strong with MIS reporting Strong analytical and operations management skills Client focused with superior written and verbal communication skills. Ability to work under pressure in a faced paced environment with limited structure. Track record in designing and executing successful training programs Familiarity with traditional and modern training methods (mentoring, coaching, on-the-job or in classroom training, e-learning, workshops, simulations etc.) will be added advantage Should be ok to work in US Shifts WFO Setup

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityIQ Good to have skills : NAMinimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :As a Security Architect, you will define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. You will also document the implementation of the cloud security controls and transition to cloud security-managed operations. - Roles & Responsibilities:1. Configuration, customization, and design SailPoint. 2. Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, 3. Transformation rule, migration, and deployments. 4. Ability to Setup, Troubleshoot Configure SailPoint integration with different systems. 5. Able to quickly onboard application and migrating users. 6. Ability to build java bean shell, workflow, JML, custom rules. 7. Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements Professional & Technical Skills: 1. Should have the ability to understand customer requirements. 2. knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications. 3. Implementation knowledge on Access request customization. 4. Hands on experience in Customization of Quicklink, User LCM, Certification, Custom workflows, forms, Rules, SailPoint IIQ API/ REST API etc. 5. Implementation experience in Certification, Custom reports Auditing. 6. Strong JAVA/J2EE Development Knowledge 7. Quick learner, team player and self-starter. 8. Willing to learn new technologies cross skilling, Upskilling Good Communication presentation. 9. Good Articulation and presentation skills 10.BE or MCA or MSc with Good Computer Science Background with good academic record. Professional & Technical Skills: - Must To Have Skills: Proficiency in SailPoint IdentityIQ- Strong understanding of cloud security principles- Experience in implementing security controls in cloud environments- Knowledge of identity and access management solutions- Hands-on experience with security architecture design- Familiarity with regulatory compliance standardsGood to have DBA skills too and Well verse with Database queries. Additional Information:- The candidate should have a minimum of 8 to 12 years of experience in SailPoint IdentityIQ- No location constraint - A 15 years full time education is required Qualification 15 years full time education