5564 Underwriting Jobs - Page 4

openings for credit underwriting Experience - minimum 1 year of experience in mortgage or any commercial international banking 5 days working, 2days off rotational shifts salary upto 6 LPA cab provided To Apply Call HR or WhatsApp : 7676985790

Credit underwriting of msme customer, personal discussion with customer, income assessment and CAM preparation

AXA XL is the Property & Casualty risk division of AXA, created from the acquisition of XL Catlin in 2018. We partner with mid-sized to multinational clients to take their business further, with more than 30 lines of business to offer solutions for existing and emerging risks. With 9,000+ colleagues based in approximately 30 countries; we are able to serve clients in more than 200 countries. The Cyber Accumulation Modeling Actuary will be a part of the AXA XL team, fully dedicated to supporting AXA Group Risk Management. This role requires active collaboration with GRM teams to facilitate the effective management of Cyber risks across the AXA Group. In this capacity, you will play a key role in assisting the Group P&C Risk Management teams in the development and execution of key initiatives. Your contributions will be essential in enhancing the management of Cyber exposures and ensuring alignment with overall Group objectives while promoting best practices in Cyber risk modeling and assessment. What you’ll be doing What will your essential responsibilities include? Acquire a comprehensive understanding of AXA's Cyber Business across all entities, including covers granted, typologies of portfolios, etc. Analyze the evolution of entities Cyber exposure from one year to another, Assist in the continuous improvement of the Cyber risk model, including manipulating and gaining detailed insights into the model (written in R) to produce the various outputs needed (model runs, sensitivities, documentation, reporting templates, controls…), while contributing to the development of methodologies for assessing Cyber risk exposure. Collaborate with all entities involved in Cyber risk to gather underwriting data and effectively communicate model developments and results. Participate to the development of the platform collecting entities underwriting data, working closely with IT teams (development roadmap, test developments, documentation update etc.) Contribute to the optimization of Group Reinsurance strategies to ensure adequate coverage of Cyber accumulation risk. Assist in conducting technical analyses as required to support risk management initiatives. You will report to Vice President, Group Services. What you’ll bring We’re looking for someone who has these abilities and skills: Required Skills And Abilities Bachelor’s degree or equivalent in a relevant field (e.g., Actuary, Data Science, Applied Mathematics). Relevant years of working experience, preferably in risk management or related fields. Expertise in actuarial science, statistics, and risk theory. Excellent analytical skills with a proven ability to communicate findings clearly and concisely. Proficiency in R programming language for model manipulation and development. Business English - fluent (spoken and written). Desired Skills And Abilities Ability to work collaboratively in a team environment with effective interpersonal skills. Flexibility and adaptability to changing circumstances and new challenges. Demonstrated rigor, motivation, autonomy, and proactivity. Curiosity and open-mindedness to explore new ideas and approaches. What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe. Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We’re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving. For more information, please see axaxl.com/sustainability. Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com . About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details Job Title: Senior Software Engineer Function/Department: Technology Location: Hyderabad – Work From Office Employment Type: Full-time Reports To: Pavan Kumar Vemuri Job Summary: As a developer for .Net Applications in Azure, you will be responsible for design, development, unit testing, deployment, and support of .Net API applications. Expertise in .NET, Azure, SQL, and API integration will be essential in ensuring quality project delivery. Responsibilities: Work as part of a project team for designing, developing, unit testing, and maintaining .Net API applications using .NET, SQL, and API integration. Deploy applications in Azure AKS using CICD pipelines. Work with technical lead and architects to understand business and technical requirements and implement code as per solution designed by leads. Suggest technical designs and solutions for given business requirements and review with technical leads. Conduct peer code reviews to ensure adherence to coding standards, best practices, and performance optimization. Collaborate with the Quality Assurance team to ensure high-quality application releases. Complete assigned tasks in a timely manner Stay updated with industry trends and best practices to foster innovation and improvements. Requirements: Strong experience in Object-Oriented Programming (OOP) and Software Development Strong proficiency in .NET, SQL, and API integration. Experience in Azure Kubernates, Storage, App Services, Azure SQL, Key Vault, Managed Identities Experience in Agile software development methodologies. Familiarity with DevOps practices and CI/CD pipelines. Preferred Qualifications: Bachelor's degree in Computer Science, Software Engineering, or a related field. 3-5 years of relevant experience Certification in relevant technologies or frameworks. Knowledge of front-end frameworks, such as Angular, React.js etc. Excellent analytical and problem-solving skills. Strong communication and interpersonal skills. Ability to thrive in a fast-paced and collaborative environment. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence: At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture: Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success: As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1: Submit your application via the Chubb Careers Portal. Step 2: Engage with our recruitment team for an initial discussion. Step 3: Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4: Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion, and are ready to make a difference, we invite you to be part of Chubb India’s journey. Apply Now : Chubb External Careers

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. We all know that there’s a lot more to come in the changes sweeping through the health care industry. But if change is going to shape our world, it’s comforting to know that we’re shaping the change. At Optum, the actuarial consulting leader in health care innovation, your performance, your ideas and your innovative thinking will help us improve the lives of millions. As the Advisory Consultant, you will join an elite team committed to changing health care through outstanding service and valuable products. You will work with pricing/rating and underwriting systems consulting with internal stakeholders on system design, configuration and implementation. Primary Responsibilities: Work with Optum client leadership to gather requirements for implementing new rating and underwriting models, driving automation and effectiveness of underwriters Create wireframes and process flow diagrams to model user experiences and workflows, then use StepWise Portal to configure and deliver Build business rules and mathematical models using Excel-like calculation syntax Work with various data sources using SQL Server and other database tools to connect data into StepWise Build client presentation exhibits and reports using Word and Excel based document templates Work as part of a team to deliver a comprehensive solution to customers Present to and collaborate with Optum peers and Optum management Establish trust, credibility and thought leadership within Optum and with our clients Deliver quality solutions to customers within project deadlines Comply with the terms and conditions of the employment contract, company policies and procedures, and any and all directives (such as, but not limited to, transfer and/or re-assignment to different work locations, change in teams and/or work shifts, policies in regards to flexibility of work benefits and/or work environment, alternative work arrangements, and other decisions that may arise due to the changing business environment). The Company may adopt, vary or rescind these policies and directives in its absolute discretion and without any limitation (implied or otherwise) on its ability to do so Required Qualifications: Undergraduate or Masters degree Advanced level of proficiency with Microsoft Excel, including complex formulas, calculations, VBA macros, etc. Proficiency with Microsoft Excel/VBA Programming /Macros Proficiency with query writing in SQL, SAS or similar Demonstrated ability to work independently, troubleshoot / problem solve, while driving deliverables to completion Preferred Qualifications: Experience independently building rating models or other complex financial or business models in Excel or other software Experience designing effective user interfaces and/or workflows Experience in SQL Advanced level of proficiency with Microsoft Excel, including complex formulas, calculations, VBA macros, etc. Understanding of the healthcare industry, especially commercial group business lines OOPS,C# Or any coding At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone - of every race, gender, sexuality, age, location and income - deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Position Title: Manager – Non-Motor Underwriting Department: Non-Motor Underwriting Function: Underwriting Location: Delhi Experience Required: Minimum 5 years in General Insurance Education: Graduate or MBA Industry Preference: General Insurance Salary : Up to 12LPA Position Summary: The role involves independently underwriting commercial non-motor insurance products across Property, Engineering, Marine, and Miscellaneous lines of business for the retail and SME channel. The ideal candidate will ensure adherence to underwriting guidelines and maintain portfolio profitability while collaborating with cross-functional teams. Key Responsibilities : Underwrite Property, Engineering, Marine, and Miscellaneous LOBs independently for the Retail and SME channel. Prepare quotations strictly as per company underwriting guidelines and timelines. Ensure quote requests are acknowledged, reviewed, and followed up within defined SLAs. Maintain a healthy bottom line by adhering to risk selection standards. Assist senior management with data compilation, analytics, dashboards, and MIS reporting. Contribute to system and product development initiatives. Support activities such as claims reviews, audits, and underwriting authority compliance. Analyze product-level profitability and ensure effective tracking of underwriting metrics. Build and maintain strong internal relationships with Sales, Ops, and Claims teams, as well as with external customers and channel partners. Functional Skills Required: Solid understanding of commercial non-motor products Strong command over Excel and MIS tools Experience in preparing dashboards, profitability reports, and quote tracking Exposure to system and process improvement initiatives Job Type: Full-time Pay: ₹1,000,000.00 - ₹1,200,000.00 per year Schedule: Day shift Supplemental Pay: Performance bonus Work Location: In person

Job Purpose: We are seeking a skilled and analytical Credit Policy Manager/Sr. Manager to manage credit policy design and monitoring for the Personal Loans portfolio. The ideal candidate will have deep expertise in credit risk frameworks, strong command of ECL and loss forecasting methodologies, and solid experience in tracking Through-the-Door (TTD) metrics. Exposure to digital lending journeys and API based decisioning is highly desirable. Accountabilities: Design, review, and enhance credit underwriting policies for the Personal Loans portfolio. Build and maintain ECL (Expected Credit Loss) models in compliance with regulatory and internal requirements. Drive monthly and quarterly loss forecasting to support risk provisioning and business planning. Track and analyse Through-the-Door (TTD) portfolio performance and recommend corrective policy actions. Partner with Product, Tech, and Data teams to embed policy rules into digital lending journeys and real-time decision engines. Work closely with Product, Analytics, Collections, and Tech teams to ensure risk-reward balance in policy decisions. Develop automated monitoring tools for early warning signals and policy exception tracking. Support audits, regulatory inspections, and internal governance reviews with robust documentation and analytical insights Qualifications: Bachelor's or Master's degree in Statistics, Economics, Engineering, Finance, or a related field Work Experience: 5–8 years of experience in Credit Policy / Credit Risk roles within banking or NBFCs, ideally in unsecured lending. Strong knowledge of credit policy design, scorecard deployment, segmentation strategies, and risk-adjusted pricing. Hands-on experience in ECL computation and loss forecasting models. Strong SQL and Python skills for data analysis, model development, and risk dashboards. Experience working with large datasets, preferably from core lending systems or bureau sources. Familiarity with visualization tools (e.g., Power BI, Tableau) is a plus

Key Responsibilities: ETL Development and Maintenance: Design, develop, and implement ETL processes using SSIS to support data integration and warehousing requirements. Maintain and enhance existing ETL workflows to ensure data accuracy and integrity. Collaborate with data analysts, data architects, and other stakeholders to understand data requirements and translate them into technical specifications. Extract, transform, and load data from various source systems into the data warehouse. Perform data profiling, validation, and cleansing to ensure high data quality. Monitor ETL processes to ensure timely and accurate data loads. Write and optimize complex SQL queries to extract and manipulate data. Work with SQL Server to manage database objects, indexes, and performance tuning. Ensure data security and compliance with industry standards and regulations. Business Intelligence and Reporting: Develop and maintain interactive dashboards and reports using Power BI or SSRS. Collaborate with business users to gather requirements and create visualizations that provide actionable insights. Integrate Power BI with other data sources and platforms for comprehensive reporting. Scripting and Automation: Utilize Python for data manipulation, automation, and integration tasks. Develop scripts to automate repetitive tasks and improve efficiency. Insurance Domain Expertise: Leverage knowledge of insurance industry processes and terminology to effectively manage and interpret insurance data. Work closely with business users and stakeholders within the insurance domain to understand their data needs and provide solutions. Qualifications Required Skills and Qualifications: Technical Skills: Proficient in SQL and experience with SQL Server. Strong experience with SSIS for ETL development and data integration. Proficiency in Python for data manipulation and scripting. Experience with Power BI/SSRS for developing interactive dashboards and reports. Knowledge of data warehousing concepts and best practices. Domain Knowledge: Solid understanding of insurance industry processes, terminology, and data structures. Experience working with insurance-related data, such as policies, claims, underwriting, and actuarial data. Additional Skills: Strong problem-solving and analytical skills. Excellent communication and collaboration abilities. Job Location

Acuity Knowledge Partners Acuity Knowledge Partners (Acuity) is a leading provider of bespoke research, data management, analytics, talent, and technology solutions to the financial services industry, including asset managers, corporate and investment banks, private equity and venture capital firms, hedge funds and consulting firms. Its global network of over 6,500 analysts and industry experts, combined with proprietary technology, supports more than 650 financial institutions and consulting companies to operate more efficiently and unlock their human capital and transforming operations. Acuity is headquartered in London and operates from 16 locations worldwide. The company fosters a diverse, equitable and inclusive work environment, nurturing talent, regardless of race, gender, ethnicity or sexual orientation. Acuity was established as a separate business from Moody’s Corporation in 2019, following its acquisition by Equistone Partners Europe (Equistone). In January 2023, funds advised by global private equity firm Permira acquired a majority stake in the business from Equistone, which remains invested as a minority shareholder. For more information, visit www.acuitykp.com Basic Information Position Title – Associate Director Experience Level – 12-18 Department – Private Markets Location – Gurgaon Position reports to – Director Job Purpose We are in search of a dynamic and enthusiastic professional to become a part of our Private Markets division. In this role, you will collaborate with our global clients, acting as an integral extension of their teams Key Responsibilities Maintaining high quality in the following workflows by establishing strong processes, performing quality checks, providing training, mentoring, and upskilling juniors: Overseeing the request intake process, including participation in project scoping calls to improve understanding and prepare detailed project scope documents. Preparing and driving the content of client- and prospect-related materials, including pitches, proposals, client marketing materials, and other associated offering documents and analyses. Working with Private Markets clients on various tasks, including but not limited to financial modeling, credit analysis, performing investment due diligence, portfolio monitoring and valuation, and middle and back-office tasks. Motivating and managing a team of analysts, planning workflows, and liaising with global clients to ensure that deadlines are met to the required standard. Contributing to process improvement and providing value additions to deliverables and automation of tasks. Communicating clearly and confidently with internal and external stakeholders, both in written and verbal forms. Providing strategic thought leadership through the authoring of blogs and whitepapers. Key Competencies: 12-18 years of relevant experience in any of the following backgrounds – leveraged finance, debt advisory, and public/private credit Familiarity and expertise in private credit will be an added advantage Experience in, complete delivery set-up, smooth roll-out of services, managing Large teams (40+ members) and the implementation of best practices, feedback mechanisms, hiring and training the team Exceptional technical and analytical skills, including financial modeling, underwriting skills, company research, portfolio monitoring, valuation and investment memo preparation A master’s in finance and/or a CFA/CA A highly analytical mind and a high level of attention to detail Excellent written and spoken English communication skills A strong work ethic The ability to work independently and meet deadlines under pressure

Job Summary – Motor Insurance Sales Manager We are looking for a dynamic and result-oriented Motor Insurance Sales Manager who thrives in a fast-paced, performance-driven environment. The role demands a high level of ownership, accountability, and dedication to drive motor insurance sales through strategic planning, channel development, and team leadership. The ideal candidate should have a strong command over motor insurance products, a proven ability to meet aggressive targets, and the mindset to treat the business as their own. Key Responsibilities: Own end-to-end responsibility for achieving monthly, quarterly, and annual sales targets for motor insurance. Build, lead, and motivate a high-performing sales team with a focus on consistent productivity and result delivery. Identify, on-board, and manage POSP, Agents, DSA, and channel partners to maximize distribution reach. Monitor daily performance metrics and take corrective actions to ensure goal achievement. Ensure strict compliance with underwriting, documentation, and regulatory guidelines. Drive field activities, joint calls, and client meetings to support the team and close high-value deals. Take proactive ownership in resolving partner/client issues and ensuring seamless service delivery. Report regularly on sales performance, funnel status, and business forecasts to Immediate senior. Required Skills & Qualifications: Graduate/Postgraduate (MBA preferred), with 5–8 years of experience in Motor/General insurance sales. Strong track record of consistently achieving or exceeding sales targets. Excellent leadership, team management, and interpersonal skills. Deep understanding of motor insurance processes, competition, and market trends. Self-motivated, accountable, and capable of working with minimal supervision. Proficiency in CRM tools, Excel, and business reporting dashboards.

JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge – o Technical underwriting experience o Analytical skills Skills & Experience – o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

About The Opportunity Join a dynamic leader operating in the insurance and financial services sector in India. We specialize in providing expert solutions in mortgage, underwriting, property, and casualty domains. This on-site role offers a unique opportunity for a seasoned Subject Matter Expert (SME) to drive innovation and excellence in underwriting processes while ensuring compliance with industry standards. Role & Responsibilities Provide expert advice on mortgage underwriting, property, and casualty insurance processes while ensuring adherence to regulatory standards. Collaborate with cross-functional teams to develop and refine underwriting policies, ensuring optimal risk assessment and process efficiency. Conduct thorough risk assessments and analyze market trends to update and optimize underwriting strategies. Liaise with internal stakeholders and industry partners to deliver customized expertise and facilitate knowledge sharing. Offer training and mentorship on industry best practices and emerging trends in underwriting and mortgage processes. Monitor evolving regulations and ensure that all policies meet mandatory compliance requirements and quality standards. Must-Have Skills & Qualifications Bachelor’s degree in Finance, Business, Insurance, or related fields. Proven expertise in mortgage underwriting and property & casualty insurance processes. Extensive experience in risk assessment and regulatory compliance within insurance or financial services sectors. Strong analytical skills combined with effective communication and stakeholder management capabilities. Demonstrated ability to lead process enhancements and drive strategic underwriting initiatives. Preferred Advanced degree or industry certifications in finance, insurance, or risk management. Experience with digital underwriting tools and innovative risk management solutions. Prior working experience in fast-paced, dynamic environments with a proven track record of mentorship and continuous improvement. Benefits & Culture Highlights Opportunity to work in a challenging and collaborative on-site environment that values innovation and expertise. Competitive compensation and benefits package along with opportunities for professional growth and development. A workplace culture that fosters continuous learning, teamwork, and leadership development. If you are a seasoned professional with a passion for driving excellence in mortgage and underwriting processes, we encourage you to apply and join our dynamic team dedicated to shaping the future of the insurance industry. Skills: strategic initiatives,stakeholder management,communication,analytical skills,process enhancements,insurance,underwriting,casualty insurance,risk assessment,mortgage underwriting,property insurance,analytical thinking,regulatory compliance

Company Description HDFC ERGO General Insurance Company Limited was promoted by erstwhile Housing Development Finance Corporation Ltd. (HDFC), India's premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. Consequent to the implementation of the Scheme of Amalgamation of HDFC with and into HDFC Bank Limited, one of India's leading private sector bank (Bank), the Company has become a subsidiary of the Bank. The Company offers complete range of general insurance products ranging from motor, health, travel, home and personal accident in the retail space and products like property, marine and liability insurance in the corporate space. With a network of branches spreaded across wide distribution network and a 24x7 support team, the Company has been offering seamless customer service and innovative products to its customers. Key Roles & Responsibilities • Identify and motivate potential candidates to enroll for becoming agents • Activate certified agents through mobilization of minimum premium in stipulated time • Ensure familiarization of the company's products, policies and sales processes to the agents • Identify, communicate and agree on the premium targets with agents on various class of business & geographical segments • Ensure lower dormancy ratio of active vs total agents • Maximize mobilization through regular follow-ups & strengthening of relationships with agents • Ensure constant updation of agent's knowledge on new products and underwriting policies • Troubleshooting with a) Under writing team for policy approval, b) Branch operations team for policy issuance, c) Claims team for claims settlement & d) Finance team for timely disbursement of agent's commission Key Requirements - Experience & Skills • To develop Agency network (both fresh and from competition) in his/her area of operation • To train/mentor Advisors about product and process • To handle and resolve channel partner queries in time. Meet Customers with Channel partners for fresh sales and servicing issues • Conduct team meetings and give regular inputs to increase productivity of his/her team • Prior experience in the BFSI sector Qualification Graduate/Postgraduate Location Guwahati

Job title Insurance Officer (Ahmedabad, India) Ref # 250000GX Location India - Ahmedabad Job family Corporate & Commercial Closing date: 11-Aug-2025 Qatar Airways is seeking experienced professionals for the role of Insurance Officer based at our Global Business Services (GBS) in Ahmedabad, India. The Insurance Officer will play a pivotal role in safeguarding the company's interests by providing effective support in all insurance-related matters (aviation and non-aviation), under the supervision of the Insurance Manager Under the supervision of the Insurance Manager, the jobholder will have responsibility for the fulfilment of all requirements associated with the procurement and management of aviation and non-aviation insurance policies and the fulfilment of key risk management requirements including but not limited to the review of insurance clauses in business contracts, maintaining policy information on the policies management database (Riskonnect), processing policy premium adjustments, fulfilment of insurance certification requirements and adherence to relevant regulations. Responsibilities: Ensure comprehensive coverage of Qatar Airways' interests in drafting & reviewing all the insurance clauses in commercial contracts Enable business continuity through fulfilment of stakeholder insurance certifications requirement Liaise with insurance brokers on day-to-day matters Support the Manager Insurance in renewals of QR Insurance policies, liaising with the internal stakeholders to collate the underwriting commission data Collaboration with internal stakeholders to fulfil insurance policy declarations’ requirements as per policy conditions Perform annual adjustments to policy premiums Assist in conducting risk surveys and report preparation Assessment of asset exposure and report preparation Prepare reports for senior management detailing spending, analytics, and projections Preparation of the annual Insurance budget, ensuring adequate planning and resource allocation Cross functional support to the claim departments as needed, assisting in the processing & management of aviation & non-aviation claims. Ensure timely processing of Insurance premium invoices, debit notes, credit notes Be part of an extraordinary story Your skills. Your imagination. Your ambition. Here, there are no boundaries to your potential and the impact you can make. You’ll find infinite opportunities to grow and work on the biggest, most rewarding challenges that will build your skills and experience. You have the chance to be a part of our future, and build the life you want while being part of an international community. Our best is here and still to come. To us, impossible is only a challenge. Join us as we dare to achieve what’s never been done before. Together, everything is possible Qualifications Qualifications Required: Bachelor’s degree, preferably in Finance / Business related discipline Minimum 3 – 4 years of experience in commercial insurance Working knowledge of the main classes of insurance (property, casualty and financial lines) Preferred ACII (or equivalent) qualified or working towards completion Proficient in MS Word, Excel, Power Point Good analytical skills Good command of English language Preferred experience in managing insurance functions for aviation/ travel & hospitality related clients Preferred insurance broker/ consulting experience Preferred process Improvement and transformation experience About Qatar Airways Group Our story started with four aircraft. Today, we deliver excellence across 12 different businesses coming together as one. We’ve grown fast, broken records and set trends that others follow. We don’t slow down by the fear of failure. Instead, we dare to achieve what’s never been done before. So, whether you’re creating a unique experience for our customers or innovating behind the scenes, every person contributes to our proud story. A story of spectacular growth and determination. Now is the time to bring your best ideas and passion to a place where your ambition will know no boundaries, and be part of a truly global community. About Qatar Airways Group Our story started with four aircraft. Today, we deliver excellence across 12 different businesses coming together as one. We’ve grown fast, broken records and set trends that others follow. We don’t slow down by the fear of failure. Instead, we dare to achieve what’s never been done before. So whether you’re creating a unique experience for our customers or innovating behind the scenes, every person contributes to our proud story. A story of spectacular growth and determination. Now is the time to bring your best ideas and passion to a place where your ambition will know no boundaries, and be part of a truly global community. https://aa115.taleo.net/careersection/QA_External_CS/jobapply.ftl?lang=en&job=250000GX

Candidate will manage the team of 6-7 members team and having decent experience of underwriting as well as digital adoption. Candidate should be having good hands off on Kotak system, process, Policy and knowledge of detailed underwriting w.r.t high ticket size cases. Also Candidate must be CA qualified having minimum 7-8 year of post CA experience.

Designation: Policy Admin -Senior Associate Insurance Operations Experience: 3 to 7 years Location: Pune (Work from Office ) Qualification: Graduate Shift Timings: Night Shift Skill Required: Policy Administration, Policy Issuance, P&C insurance. Job Description: We are seeking a skilled Policy Administrator with experience in the Policy Life Cycle within the U.S. Property and Casualty (P&C) Insurance industry. The ideal candidate will have a strong understanding of policy components such as endorsements, issuance, copay, coinsurance, TIV, deductibles, hazards, and perils, along with excellent analytical skills to address underwriter requests. Relevant work experience in Insurance Policy admin, Property and Casualty Insurance Handling mails and queries Good communication skills verbal & written Practical knowledge on usage of MS Office tool Interested candidates please share your CV to aparna.k-s@allianz.com Disclaimer : At Allianz, we believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We, the Allianz Services India family, welcome all applications from all regardless of gender identity and/or expression, sexual orientation, race or ethnicity, age, nationality, religion, disability, or philosophy of life

Company Description About Sopra Steria Sopra Steria, a major Tech player in Europe with 50,000 employees in nearly 30 countries, is recognised for its consulting, digital services and solutions. It helps its clients drive their digital transformation and obtain tangible and sustainable benefits. The Group provides end-to-end solutions to make large companies and organisations more competitive by combining in-depth knowledge of a wide range of business sectors and innovative technologies with a collaborative approach. Sopra Steria places people at the heart of everything it does and is committed to putting digital to work for its clients in order to build a positive future for all. In 2024, the Group generated revenues of €5.8 billion. The world is how we shape it. Job Description Role Overview: We are seeking a skilled and proactive IT Business Analyst to be part of a dynamic team involved in building a greenfield Asset Insurance product . The ideal candidate will work closely with stakeholders, product owners, and development teams to drive user story creation, grooming, and refinement. The product spans across Partner, Portfolio, Policy, Claims, Insurance, and Accounting modules , and requires deep functional understanding of insurance processes and agile delivery. Key Responsibilities: Collaborate with business stakeholders and product owners to gather, analyze, and document requirements for a greenfield Asset Insurance product. Break down high-level features into epics and user stories with clearly defined acceptance criteria . Lead and facilitate refinement and grooming sessions , ensuring alignment with business goals and technical feasibility. Define process flows, data models, and UI mockups to support requirement understanding. Act as a bridge between business and technical teams, ensuring accurate translation of business needs into deliverable features. Ensure traceability of requirements through development, testing, and delivery . Support the QA and UAT teams with clarifications, test case validation , and issue triage. Participate in Agile ceremonies including daily stand-ups, sprint planning, reviews, and retrospectives. Maintain backlog hygiene by continuously refining stories and prioritizing based on business value and dependencies. Key Modules Exposure: Partner Management – onboarding, relationship tracking, commissions. Portfolio Management – asset categorization, portfolio structuring. Policy Lifecycle – quotation, underwriting, issuance, endorsements, renewals. Claims – FNOL, assessment, settlement, fraud detection. Insurance Core – coverage definitions, product setup, rating engines. Accounting – premium reconciliation, claim disbursement, financial integration. Qualifications & Skills: 5+ years of experience as a Business Analyst in Insurance domain , preferably General/Asset Insurance. Strong understanding of Agile methodologies (Scrum/SAFe). Experience with tools like JIRA, Confluence, Balsamiq, Figma, etc. Experience in working on greenfield or large-scale transformation projects is preferred. Exposure to API-driven product development is an added advantage. Nice to Have: Certifications such as CBAP, CCBA, SAFe Agilist/Practitioner, PSM I . Prior experience with InsurTech platforms or digital insurance products . Understanding of compliance and regulatory requirements in insurance. Total Experience Expected: 08-10 years Location: Noida Qualifications Bachelor's degree in IT, Computer Science, Business, or related field Additional Information At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Job Summary: We are seeking an experienced and detail-oriented Team Leader – LBO & Mortgage Underwriting to lead a high-performing team in evaluating credit risk, structuring leveraged buyout (LBO) deals, and underwriting residential and/or commercial mortgage applications. The ideal candidate should have a strong background in credit analysis, risk management, and loan underwriting, with experience handling complex financial transactions and leading teams in a fast-paced environment. Key Responsibilities: Lead a team of underwriters and credit analysts in reviewing LBO transactions and mortgage applications Review and approve financial models, deal structures, and risk assessments for leveraged buyouts Oversee end-to-end mortgage underwriting including income analysis, asset verification, credit history, and property valuation Ensure adherence to internal credit policies, regulatory guidelines, and investor requirements (e.g., Fannie Mae, Freddie Mac, FHA, VA, etc. if applicable) Train, mentor, and supervise team members, setting performance goals and conducting reviews Liaise with clients, borrowers, sponsors, and internal stakeholders (legal, compliance, operations) Ensure timely turnaround of underwriting decisions with high accuracy and quality Prepare and present credit memos, risk assessments, and reporting dashboards to senior management Continuously monitor market trends, underwriting best practices, and risk indicators Handle escalations, exceptions, and high-value/complex underwriting cases Job Types: Full-time, Permanent Pay: ₹700,000.00 - ₹800,000.00 per year Work Location: In person

About The Opportunity Join a dynamic leader operating in the insurance and financial services sector in India. We specialize in providing expert solutions in mortgage, underwriting, property, and casualty domains. This on-site role offers a unique opportunity for a seasoned Subject Matter Expert (SME) to drive innovation and excellence in underwriting processes while ensuring compliance with industry standards. Role & Responsibilities Provide expert advice on mortgage underwriting, property, and casualty insurance processes while ensuring adherence to regulatory standards. Collaborate with cross-functional teams to develop and refine underwriting policies, ensuring optimal risk assessment and process efficiency. Conduct thorough risk assessments and analyze market trends to update and optimize underwriting strategies. Liaise with internal stakeholders and industry partners to deliver customized expertise and facilitate knowledge sharing. Offer training and mentorship on industry best practices and emerging trends in underwriting and mortgage processes. Monitor evolving regulations and ensure that all policies meet mandatory compliance requirements and quality standards. Must-Have Skills & Qualifications Bachelor’s degree in Finance, Business, Insurance, or related fields. Proven expertise in mortgage underwriting and property & casualty insurance processes. Extensive experience in risk assessment and regulatory compliance within insurance or financial services sectors. Strong analytical skills combined with effective communication and stakeholder management capabilities. Demonstrated ability to lead process enhancements and drive strategic underwriting initiatives. Preferred Advanced degree or industry certifications in finance, insurance, or risk management. Experience with digital underwriting tools and innovative risk management solutions. Prior working experience in fast-paced, dynamic environments with a proven track record of mentorship and continuous improvement. Benefits & Culture Highlights Opportunity to work in a challenging and collaborative on-site environment that values innovation and expertise. Competitive compensation and benefits package along with opportunities for professional growth and development. A workplace culture that fosters continuous learning, teamwork, and leadership development. If you are a seasoned professional with a passion for driving excellence in mortgage and underwriting processes, we encourage you to apply and join our dynamic team dedicated to shaping the future of the insurance industry. Skills: strategic initiatives,stakeholder management,communication,analytical skills,process enhancements,insurance,underwriting,casualty insurance,risk assessment,mortgage underwriting,property insurance,analytical thinking,regulatory compliance

Intrested candidate can apply on career.proplegit.com About the Role: We are looking for an experienced Product Manager with a deep understanding of loan processes (BFSI sector) and real estate industry to aid (?) the development and enhancement of our financial and real estate technology solutions. The ideal candidate will bridge the gap between business, engineering (technical side), and regulatory compliance, ensuring our products align with industry standards and customer needs. Key Responsibilities: Product Strategy & Roadmap: Define and execute the product roadmap for financial lending and real estate solutions. Conduct market research, competitor analysis, and user feedback sessions to identify product gaps and opportunities. Ensure compliance with regulatory requirements, including RBI, NPCI, and other relevant legal frameworks. Legal Loan Process Expertise: Work closely with legal, compliance, and risk teams to integrate loan approval workflows into the product. Optimize the underwriting and risk assessment processes within the product. Ensure smooth automation of loan origination, disbursement, and foreclosure processes. Upgrade service offerings for loan portfolio management: Work with key stakeholders to develop / upgrade products / service offerings related to loan application process for both pre-disbursement and post-disbursement phases. Collaborate with financial institutions, Banks, NBFCs and real estate firms to streamline loan processes and property management life cycle solutions. Cross-functional Collaboration: Partner with engineering, UI/UX, data analytics, and operations teams to drive product development/upgradation. Work with sales and marketing teams to create product positioning and go-to-market strategies. Coordinate with external vendors and legal advisors to ensure compliance and security in real estate and loan processing life cycle. Customer-Centric Approach: Gather and analyze customer feedback to enhance product features. Develop user-friendly digital lending and property transaction experiences. Ensure seamless integration of APIs with banking and real estate management systems. Experience & Skills: 5+ years of experience in product management, preferably in fintech, Banks/NBFCs, real estate technology firms, or lending solutions. Strong understanding of legal loan processing, including loan origination, underwriting, foreclosure, and compliance. Knowledge of real estate transactions, property valuation, and title verification is an added advantage. Familiarity with regulatory frameworks such as RBI, NPCI, land registration laws, and real estate compliance. Excellent project management, analytical, and problem-solving skills. Strong ability to communicate technical concepts to business stakeholders. Prior experience in AI/ML-based risk assessment models for loan approvals. Hands-on experience with APIs, SaaS solutions, or cloud-based financial platforms.

Company Description Accurate Risk Managers and Insurance Brokers located at Pune Kothrud is a premier Insurance Consulting and Risk Advisory firm, widely recognized as a leading Employee Benefits Consultant within the insurance sector. We specialize in delivering comprehensive solutions in Risk Management, Risk Mitigation, and Insurance Placement, tailored to meet the complex and evolving needs of our clients. Our services span the entire insurance lifecycle from strategic advisory and program design to implementation, ongoing management, and optimization. We ensure clients receive customized risk solutions and value-driven insights that enhance operational resilience and support long-term business objectives. Role Description This is a full-time, on-site role for an Underwriting - Fire/Property/Liability/Marine Domestic Process located in Pune. The candidate will be responsible for assessing risks, determining appropriate coverage, and making underwriting decisions on a variety of insurance applications. Daily tasks include analyzing insurance applications, conducting property inspections, assessing risks and hazards, collaborating with customers/insurers/surveyors, and managing policy renewals. This is office job and demands extremely good communication verbal as well as written and advance excel with Pleasent personality and fluency in English is must. One should be able to write emails, draft letters etc. Ready to take up challenges and learn new things. This is work from office job and location is Pune Kothrud. Qualifications Strong Analytical Skills and experience in property fire marine liability domestic policies. Excellent Communication skills for effective collaboration with customers insurers surveyors. Detailed knowledge and experience in domestic Insurance and Underwriting processes Ability to make informed underwriting decisions based on risk analysis Proficiency with relevant computer software and tools Detail-oriented with strong organizational skills Bachelor's degree in Insurance, Finance, Business, or a related field Experience in the general insurance industry and certifications in underwriting are a plus

About The Opportunity Join a dynamic leader operating in the insurance and financial services sector in India. We specialize in providing expert solutions in mortgage, underwriting, property, and casualty domains. This on-site role offers a unique opportunity for a seasoned Subject Matter Expert (SME) to drive innovation and excellence in underwriting processes while ensuring compliance with industry standards. Role & Responsibilities Provide expert advice on mortgage underwriting, property, and casualty insurance processes while ensuring adherence to regulatory standards. Collaborate with cross-functional teams to develop and refine underwriting policies, ensuring optimal risk assessment and process efficiency. Conduct thorough risk assessments and analyze market trends to update and optimize underwriting strategies. Liaise with internal stakeholders and industry partners to deliver customized expertise and facilitate knowledge sharing. Offer training and mentorship on industry best practices and emerging trends in underwriting and mortgage processes. Monitor evolving regulations and ensure that all policies meet mandatory compliance requirements and quality standards. Must-Have Skills & Qualifications Bachelor’s degree in Finance, Business, Insurance, or related fields. Proven expertise in mortgage underwriting and property & casualty insurance processes. Extensive experience in risk assessment and regulatory compliance within insurance or financial services sectors. Strong analytical skills combined with effective communication and stakeholder management capabilities. Demonstrated ability to lead process enhancements and drive strategic underwriting initiatives. Preferred Advanced degree or industry certifications in finance, insurance, or risk management. Experience with digital underwriting tools and innovative risk management solutions. Prior working experience in fast-paced, dynamic environments with a proven track record of mentorship and continuous improvement. Benefits & Culture Highlights Opportunity to work in a challenging and collaborative on-site environment that values innovation and expertise. Competitive compensation and benefits package along with opportunities for professional growth and development. A workplace culture that fosters continuous learning, teamwork, and leadership development. If you are a seasoned professional with a passion for driving excellence in mortgage and underwriting processes, we encourage you to apply and join our dynamic team dedicated to shaping the future of the insurance industry. Skills: strategic initiatives,stakeholder management,communication,analytical skills,process enhancements,insurance,underwriting,casualty insurance,risk assessment,mortgage underwriting,property insurance,analytical thinking,regulatory compliance

Key Responsibilities Collaborates closely with the client's corporate finance, strategy, business development, and M&A teams Provide independent support to clients in the real estate sector, concentrating on the multifamily asset class in areas such as valuation, model validation, investment research, drafting investment memos, preparing board presentations, and formulating investment thesis Develops and update financial models, pro forma statements, discounted cash flow and cap rate analyses (using different methodologies; DCF, IRR, CM Multiple, Cap Rate, etc.) Manages a portfolio of designated multifamily projects across various stages of workflow, including application intake, underwriting, processing, funding, and ongoing monitoring Analyse the financial performance of properties and benchmarking against budgetary goals Conducts analyses of individual properties, rent-roll analysis, tenant agreements, lease abstraction, tenant credit analysis, capital projects, financial statements, market conditions, competitive positioning and other pertinent data Assist throughout the acquisition, financing, and disposition processes for each multifamily development initiative Creates engaging presentation materials for both internal stakeholders and external audiences Analyse market conditions and tracks industry trends Contributes toward managing project timelines and quality of deliverables in a manner to ensure “high client satisfaction” Demonstrate strength and flair in client/requester relationship building and management Key Competencies Experience of about 2-4 years on performing financial modelling, due diligence, M&A and deal supports, financial analysis, presentation, competitive & operational benchmarking studies, etc. Excellent knowledge & experience on preparation of high quality – power point presentations, excel based financial modelling & analysis Experience on managing internal & external clients, delivering projects/assignments, building cases and scenario analysis. Expected to work independently or with minimal guidance Strong written and verbal communication skills Qualification as MBA / CFA/ CA Knowledge of various databases (Capital IQ, FactSet, Pitchbook, Bloomberg, etc.)

Position Overview Job Title- Portfolio Manager-Real Estate Location- Mumbai Role Description The Wealth Management Portfolio Management team is a newly developed lending services (front office facing) aimed at supporting robust risk management, monitoring and analytics on the structured loan portfolio of the WM division, which offers bespoke lending solutions to High Net Worth / Ultra High Net Worth clients globally. The loan portfolio comprises loans secured against real estate (both residential and commercial), listed and unlisted shares, art, aircraft and other collateral types (physical or financial). The division also has a sizeable presence in the Private Capital Fund Financing industry with an active Capital Call Financing (Subscription Finance) and LP / GP financing business. Integral to such a bespoke lending suite is ensuring high quality assessment, monitoring and maintenance of a sizeable book with complex collateral types. The Team Lead - Real Estate Intelligence Unit is responsible for managing an analyst and reporting team to the support the global real estate lending portfolio (including both Commercial Real Estate and Residential Real Estate) for WM division. This includes (i) Real Estate Analysis and collateral monitoring; (ii) valuation co-ordination; (iii) exposure reporting and analytics; (iv) Stress testing support. The Head will have a strong Real Estate financing / analytical background who will ensure the teams is appropriate are appropriately staffed, trained and producing quality analytical support to the Lenders, as part of the credit submission / credit review process. The Head will also play a key role in managing the workflow and relationships with key global stakeholders, which will include Lenders/Structurers, Credit Risk Management (both on a BAU basis) as well as auditors / regulators where required. The candidate will report to the Head of PM Services Team (Mumbai). What We’ll Offer You As part of our flexible scheme, here are just some of the benefits that you’ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Hire, train and oversee a specialist teams of Real Estate analysts to support preparation of credit submissions (initially focussing on post- deal close activities) Ensure quality control of analytical output and surveillance reporting (including valuation report reviews, property analysis, serviceability assessment, early warning reviews including via covenant tracking, among other functions) and meeting of processing KPIs Ensuring high quality MIS and processes are developed and maintained to support the Real Estate collateral monitoring process Ensure timely info is prepared for management as appropriate (including ad hoc reviews, regulatory enquiries and quarterly stress tests) Devise (alongside and in consultation with onshore Structuring/Industry SMEs) and maintain a structured training program as well as KODs for the REIU Work with IT / Developer stakeholders to drive continuous improvement of system backbone available to support Portfolio Management capabilities Your Skills And Experience Highly numerate, degree qualified 7-10 years experience in Real Estate finance / loan servicing / investments / similar areas with deep expertise in Real Estate underwriting in an institutional banking environment Clear technical expertise in Commercial Real Estate risk assessment and financing Team leadership exposure in a technical and analytical context Experience in onshore/offshore service models and the ability to relationship manage a varied set of stakeholders Strong understanding of process and credit portfolio management in a regulatory environment faced by an international bank Experience in service team build-out a strong advantage How We’ll Support You Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

7+ years of experience in credit risk assessment/loan review of commercial credit with good understanding of risk policies and framework, credit lines, and counterparty credit risk Job duties Conduct independent, high quality, comprehensive reviews of borrowers across a diverse range of loan portfolios to assess adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies Analyse and interpret borrower specific information, including an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk Interpreting and applying regulatory feedback and requirements as well as bank policies and credit standards and evaluate adherence of reviewed credits to these policies, credit standards, risk limits, and regulatory guidance Produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review Qualification CA/MBA Finance/Graduate in Finance (Accounting) Skills required Strong knowledge of Indian banking laws and regulations, specifically those which pertain to commercial credit, underwriting, and credit department management Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus Demonstrated experience overseeing and performing loan reviews is preferrable Effective communication skills and the ability to interact with all levels of management with limited supervision Working knowledge of project planning and project management methods and tools