The cleaned title from the string is Area Credit Manager

You will be responsible for underwriting corporate finance business and managing the portfolio in the assigned area. Your key duties will include: - Supporting and co-partnering with business teams to manage end-to-end credit approval for the designated region. - Underwriting cases and presenting them to the senior level for approval. - Authorizing deviations raised and documented by underwriters in compliance with credit policy. - Finalizing the review of credit memos prepared by underwriters, and providing approval/decline sign-offs on every file after checking for documentation requests. - Approving all disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. - Monitoring and overseeing PDD management to ensure timely completion of personal discussion documents through customer visits in high-value cases. - Overseeing and initiating follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. - Coordinating with the recoveries team and generating business insights. - Leading a team of credit approvers to ensure portfolio quality and minimize delinquencies. - Engaging in the development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the team's competency, and improving processing efficiency. - Ensuring due diligence in credit analysis, customer application screening, evaluation, underwriting, and loan sanctioning. - Evolving underwriting norms customized to the local market needs and ensuring the continuous enhancement and execution of consumer credit risk strategy. Candidates with an MBA/PGDBA/PGPM/CA or equivalent degree are preferred for this role.,