Area Credit Manager-CEQ-Credit Appraisal-Bengaluru - Prestige Corniche-MM Tata Capital

5.0 - 9.0 years

0 Lacs

karnataka

On-site

You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. Your main duties will include supporting and collaborating with business teams to oversee the end-to-end credit approval process for the designated region. You will underwrite cases, present them to senior management, and authorize any deviations raised by underwriters in compliance with credit policy. Additionally, you will be required to finalize the review of credit memos prepared by underwriters, approve or decline sign-offs on each file after verifying documentation requests, and approve all disbursement requests based on adherence to agreement value requirements and full documentation attainment at the branch level. You will also monitor and supervise Personal Discussion Document (PDD) management, ensuring timely completion through customer visits for high-value cases. Your role will involve coordinating with external vendors such as Financial Institutions (FI), Legal, and Technical valuations to resolve queries and ensure timely report submissions, eliminating any undue delays. You will also work closely with the recoveries team to gain valuable business insights and lead a team of credit approvers to maintain portfolio quality and minimize delinquencies. Furthermore, you will engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to enhance the team's competency, and improving processing efficiency. It will be your responsibility to ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. You will also need to adapt underwriting norms to local market requirements and continuously enhance and execute consumer credit risk strategies. The ideal candidate for this position should possess an MBA/PGDBA/PGPM/CA or equivalent qualification.,

Posted 5 hours ago

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Credit Officer MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED

2.0 - 6.0 years

0 Lacs

kerala

On-site

As a Credit Officer, your primary responsibilities include: - Conducting morning reports from the center or branches before 9:30 AM. - Verifying loan documents and credit bureau properly before attending GRT. - Ensuring the CRO has provided proper training to group members during GRT. - Verifying the house stability of members before sanctioning loans. - Verifying original documents before approving loans. - Assisting in solving collection problems within any group. - Ensuring the quality of loans from the branch. - Preparing the disbursement sheet with bank details of beneficiary clients. - Making correct entries regarding group loans in the software. - Opening loan accounts and sanctioning them in the system. This is a full-time, permanent position that offers benefits such as Provident Fund, performance bonuses, and yearly bonuses. The work schedule is during day shifts, and the work location is in person.,

Posted 5 days ago

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The cleaned title from the string is Area Credit Manager Tata Capital

5.0 - 9.0 years

0 Lacs

karnataka

On-site

You will be responsible for underwriting corporate finance business and managing the portfolio in the assigned area. Your key duties will include: - Supporting and co-partnering with business teams to manage end-to-end credit approval for the designated region. - Underwriting cases and presenting them to the senior level for approval. - Authorizing deviations raised and documented by underwriters in compliance with credit policy. - Finalizing the review of credit memos prepared by underwriters, and providing approval/decline sign-offs on every file after checking for documentation requests. - Approving all disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. - Monitoring and overseeing PDD management to ensure timely completion of personal discussion documents through customer visits in high-value cases. - Overseeing and initiating follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. - Coordinating with the recoveries team and generating business insights. - Leading a team of credit approvers to ensure portfolio quality and minimize delinquencies. - Engaging in the development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the team's competency, and improving processing efficiency. - Ensuring due diligence in credit analysis, customer application screening, evaluation, underwriting, and loan sanctioning. - Evolving underwriting norms customized to the local market needs and ensuring the continuous enhancement and execution of consumer credit risk strategy. Candidates with an MBA/PGDBA/PGPM/CA or equivalent degree are preferred for this role.,

Posted 1 week ago

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Area Credit Manager-Emerging Corporate-Credit Appraisal-Hyderabad-Auto Plaza-MM Tata Capital

5.0 - 9.0 years

0 Lacs

hyderabad, telangana

On-site

10025 To underwrite corporate finance business and manage the portfolio in assigned area . o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. o Approve all disbursement requests on the basis of achieved adherence to requirements on agreement value, full documentation attainment at the branch level. o Monitor and oversee PDD management and ensure timely completion of personal discussion documents through customer visits in high value cases. o Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays. o Co-ordinate with the recoveries team and generate business insights. o Lead a team of credit approvers to ensure portfolio quality and delinquencies. o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB o Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan. o Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy. MBA/PGDBA/PGPM/ CA or Equivalent,

Posted 1 week ago

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