Sr. Live Underwriter

The job requires experience in US RESIDENTIAL MORTGAGE with a minimum of 3+ years. The job locations available are Mumbai, Chennai, Bangalore, and Hyderabad. Key skills needed include Underwriting and US mortgage expertise. The ideal candidate should possess at least 3+ years of US mortgage underwriting experience and be well-versed with FNMA, FHLMC, with knowledge of GNMA and investor guidelines being an added advantage. Strong analytical and problem-solving skills are essential for this role. The candidate should also demonstrate decision-making abilities when applying business judgment. Responsibilities include evaluating complete loan documents and providing approval or denial decisions, thorough review of credit reports, income calculations, collateral and property valuation, and assets verification. Credit analysis based on the 4Cs of Underwriting (Income, Asset, Liability, and Collateral) to determine the creditworthiness of customers is a crucial aspect of the role. The candidate will be responsible for validating and processing loan documents on behalf of a Mortgage lender organization. Excellent communication, presentation skills, self-motivation, and hard work ethic are desired qualities. The job is full-time and permanent, offering benefits like health insurance and provident fund. The work schedule may include night shifts, rotational shifts, UK shifts, US shifts, and weekend availability. The work location is in person.,