11 Fnma Jobs

The Senior Underwriter (Residential) position requires you to relocate to Pune, Mumbai, or Bangalore and work from the office during US timings night shift (EST). As a Senior Underwriter, your primary responsibilities include reviewing and verifying loan applications, analysing loan risk, ensuring compliance with regulatory standards and company policies, and documenting loan conditions. You will also need to communicate loan decisions effectively and identify portfolio risks from client business practices. Additionally, you may be assigned other tasks by your manager. To excel in this role, you must have a deep understanding of mortgage guidelines for various types of loans such as VA, FHA, FNMA, FHLMC, and USDA. You should be adept at analysing income from tax documents, credit reports, and bank statements. Experience with automated underwriting systems (AUS) and manual underwriting methods is essential, along with knowledge of industry-standard loan origination systems like Encompass, BytePro, Calyx, Empower, or Lending QB. The ideal candidate should have at least 5 years of recent US mortgage underwriting experience and be well-versed in compliance review, disclosures preparation, and closing procedures in the residential mortgage industry. Knowledge of current mortgage policies, compliance laws, and regulations, including TRID, is crucial. Strong attention to detail, time management skills, and commitment to customer service are essential for success in this role. You should be proficient in Microsoft Office, possess strong communication skills, and be able to work independently under pressure while meeting deadlines. Maintaining a positive attitude, punctuality, dependability, and adherence to company policies and procedures are also key aspects of this position. This is a work-from-office role requiring you to work during US hours (India Night Shift).,

Role & responsibilities Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrower’s willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.

Designation - QA - Underwriting Level L3 Shift – US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary

Designation - QA - Underwriting Level L3 Shift – US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary

Greetings, We have an opening for one of our clients Mphasis for the position QA _ Underwriter. Location : Pune Timings : US shift - 6:30pm to 3:30am Skills : US Mortgage, 4C's, Income calculation, FNMA, FHLMC guideline, Income calculation, credit report, Schedule 'c' firm, schedule 'e' rental, s-cop & c-cop, owner calculation.

Role & responsibilities Loan File Reviews : Conduct detailed reviews of mortgage loan files to ensure all documentation is complete and accurate Verify that all relevant loan closing conditions have been sufficiently met and that file complies with company policies and regulatory requirements Compliance and Accuracy Checks : Ensure compliance with federal and state regulations, including RESPA, TILA, and CFPB guidelines Confirm that all closing costs, fees and loan terms are correctly documented Ensure pre- and post-closing documentation is complete, accurate, and complies with regulations Risk Assessment : Perform quality control checks to prevent significant compliance findings and ensure the integrity of the loan closing process Promptly identify and report any pre- and post-closing issues or discrepancies that may arise Communication and Training: Communicate findings and feedback clearly and concisely to relevant loan parties Identify and assist with training opportunities pertaining to quality reviews and communicate with Management to implement such needed sessions Must be able to fulfill the role of subject matter expert for the team and scope assigned Required Skills: Attention to Detail : Ensure all information is accurate and complete Organizational Skills : Manage multiple loan files and tasks and be able to adapt to constant modification of the workflow Communication Skills : Must demonstrate impeccable written and verbal communication skills Time Management Skills : Able to manage time effectively in a fast-paced environment with emphasis on quality Analytical Skills : Able to interpret policies and guidelines and problem solve while analyzing customer and loan documentation Computer Proficiency : Proficient use of quality control software and tools, and navigation in a paperless environment through multiple systems and applications with ease Required Experience 5+ years Current Mortgage Closing Experience: Extensive understanding of mortgage department processes, and understanding of entire mortgage life cycle, particularly processing and closing procedures, RESPA and TRID Minimum 2 years Closing QC Experience: Understanding of closing requirements and guidelines for FHLMC and FNMA for both purchase and refinances, HELOC preferred.

4-5 years of experience in U.S. mortgage underwriting Strong knowledge of U.S. mortgage regulations, guidelines, and underwriting processes SME - 6-9 yrs of exp - Sal-10.5L SR analyst-4-6 yrs ctc -8-8.5L Mgr -10-12 yrs exp - ctc -15-18L Required Candidate profile Shweta - 9999309521 shwetaa.imaginators@gmail.com WFO rotational shifts

Experience: 4 to 6 years (Minimum 2 years in Live Underwriting) Notice Period: Immediate to 15 days Qualification: Graduate in any discipline Shift: US Shift (6/7 PM to 3/4 AM) Experience Requirements: 4 to 6 years of US mortgage underwriting experience, with at least 2+ years in Live Underwriting. Strong knowledge of FNMA, FHLMC, GNMA, and investor guidelines. Comprehensive understanding of Conventional, FHA, VA, and USDA loans. Roles and Responsibilities: Conduct credit analysis based on borrowers Income, Assets, Liabilities, and Collateral (4Cs of Underwriting) to assess creditworthiness. Evaluate complete loan documents and provide approval or denial decisions. Perform a thorough review of Collateral, including Appraisal analysis and Property Valuation. Expertise in Income calculation for various income types, including Salaried income, Business income, Retired income, Other income, and Rental income. Complete credit report analysis to verify trade lines, derogatory accounts, public records, and credit reconciliations. Preferred Skills: Strong analytical and decision-making abilities. Attention to detail and accuracy in financial assessments. Familiarity with mortgage processing software and underwriting systems. Excellent communication and documentation skills. Excellent command over spoken and written English If you meet the above qualifications and are looking for an exciting opportunity in US Mortgage Underwriting, we encourage you to apply!

Greetings!!! Openings : 50 Desi. : SME Skills : US Mortgage+Underwriting Exp : 4+ Yr Loc: Mumbai/Bang/Chennai CTC : Upto 10 Lpa Call : Samriddhi - 9672580345 Deeksha - 8239532823 or Apply to: converseanjali01@gmail.com Rgrds, Team Converse

Role & Responsibilities: Supervise and lead a group of associates to meet all SLAs relatives to all functions in the department. Maintain daily, weekly, and monthly production reports along with MBR and QBR including preparing Decks across all processes managed including circulating minutes. Monitor work allocation, pipeline management daily across all processes managed. Coordinate activities of the department with the manager to include workflow monitoring, process improvement, training, reporting and special projects. Provide recommendations for strategies and process improvements to add value to teams and clients. Coordinate with other internal support teams to ensure seamless production by the operations team. Responsible for team Attendance and team retention. To ensure the team follows adherence requirements Identify talent and mentor next level leaders. Create and Manage SOP for all processes handled along with periodic updates. Educational/Professional Qualifications: 1. Graduate degree or equivalent of (10+2+3) year of education. Required Skills: Very strong knowledge in US Mortgage business and servicing Mortgage claims process in specific. Proficiency to read through and understand FHA, VA loans, FNMA FHLMC HUD demands, Title packages & Conveyance. Should be well versed in conveyance process, GSE Claims, File checker and Investor Guidelines. Should have good knowledge in preparing FHA/VA/FNMA/FHLMC Claim package, post-sale & REO new file setup. Ability to handle multiple Shared mailboxes for clients and other vendors, agent should be able to read and understand recorded mortgage deeds verify the same with PM rails where attorneys update the information Should be well versed with US loan mortgage documents like delinquent letters, escrow analysis, title policies, Note, ect. Strong written and verbal communication skills and ability to converse with client & can make decisions based on the situation. Strong analytical, logical approach and data management skills. Good understanding of reports and performance management. Comfortable with flexible work timings including India late night shift to cover CST clients and willingness to extend work hours based on business need. Should have excellent command on MS-Office (Excel, PPT, Word) Should have excellent e-mail/phone etiquette. Ability to handle & accomplish multiple tasks, follow written & verbal instructions effectively. Ability to work under stringent deadlines and work with the team to meet deadlines. Must be a team player and can manage the team by leading as a role model. Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.

Job description We Are Hiring for End to end Live Underwriter / Sr. Underwriter Languages req: Excellent English communication Requirement -: Min 3 years exp into End to end live underwriting Location : WFH Salary : upto 11L Notice period :upto 1m Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Interested candidates can share Call or whatsapp resumes to Manya @ 9606553811 Or email your resumes to Careers@glympsehr.com