Senior Risk Analyst

About the Company
Risk is a critical function, with highly valued and innovative teams that enable ANZ to deliver its purpose The Retail Credit Risk Department is responsible for the management of credit risk policy, strategy, governance and oversight across the credit lifecycle, balancing customer, shareholder, and regulatory objectives About the Role You will support strategic direction by translating insights into practical business recommendations, communicating team objectives, and presenting data in digestible, logical, and compelling ways What will your day look like Deliver on actionable/value-add insights and analyses in support of the decision automation and optimisation journey of Retail Risk Streamline credit risk strategy, policy, and process for ANZs Retail Credit Portfolios Deliver improved decision automation, low friction and fast outcomes for customers whilst managing ANZ risk appropriately Utilise analytical techniques, leveraging existing data and system infrastructure, to create more tailored decisions and offers that improve customer and business outcome End to end delivery of changes from ideation to rollout, coordinating with stakeholders across the business Engage with Sr stakeholders across teams and locations in Australia, Manilla and Bengaluru What will you bring At least five years of technical experience using data tools that require coding skills (such as SAS, SQL, Python, R, etc) Relevant prior experience working within industries including (but not limited to): financial, professional, or consulting services, utilities, engineering, information/data providers (such as credit bureau) Collections and Hardship risk prior experience preferred Excellent attention to detail, operating in a thorough and well-ordered way to produce accurate, complete, consistent, and compliant work Effective communication skills both written and verbal, with a strong capability to articulate complex analytical information clearly and simply Can appreciate difficult problems and enjoy getting stuck into the detail, but able to keep an eye on the big picture to keep moving forward Comfortable being uncomfortable You are comfortable with uncertainty and can effectively manage yourself through ambiguity and change Stakeholder management experience, as necessary to enable work to be delivered Adjust working with Australia time (early start 7AM IST) A critical thinker, with prior experience solving business problems using data, analytics, and technology (systems), combined with complex and analytical thinking skills ANZ is committed to diversity and inclusivity in the workplace