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Navi Technologies
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SDE II - Backend (L6)

SDE II - Backend (L6)

Navi Technologies

3 - 8 years

35 - 40 Lacs

Bengaluru

Posted:4 days ago| Platform:

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Skills Required

Loans Backend Automation Coding Agile Data structures Troubleshooting Continuous improvement Debt management Financial services

Work Mode

Work from Office

Job Type

Full Time

Job Description

SDE - II

Location Bangalore

About the Team

Navi s Engineering team builds the backbone of our financial products spanning lending, payments, insurance, investments, and debt management. We operate as cross-functional teams that work closely with Product, Data, and Business functions to deliver reliable, high-performance systems at scale. Our engineers focus on solving real-world challenges through scalable architecture, automation, and long-term thinking ensuring every Navi product is built to serve millions efficiently and seamlessly.

About the Role

As an SDE-2, youll play a key role in building backend systems that are robust, cost-effective, and optimized for performance. This role requires strong problem-solving ability, technical expertise, and a mindset of continuous improvement. You ll work closely with stakeholders, demonstrate high quality and consistency in code and reviews, and contribute to improving team standards through feedback and collaboration.

Must Haves

Proficiency in at least one of Java , Python , Go , or Kotlin.
Strong grasp of object-oriented design , design patterns , and data structures.
Proven ability to design and implement algorithms for complex real-world problems.
Experience in building backend systems focused on scalability , performance , robustness , and cost-efficiency.
Skilled in troubleshooting and performance optimization of distributed systems.
Consistent drive to improve, automate, and scale systems and tools.
Strong coding practices, including design documentation , unit testing , peer reviews , and an agile mindset.
Communicate effectively with peers, product managers, and cross-functional partners to ensure smooth delivery.
Demonstrated record of on-time delivery with a focus on output quality.
Emphasis on observability systems must be monitorable and maintainable.
Minimum of 3 years of software development experience.
Strong written and verbal communication skills.

Good to Haves

Exposure to event-driven architectures and tools like Kafka or RabbitMQ
Understanding of security best practices for backend services and APIs
Ability to quickly adapt to new, complex development environments
Experience in mentoring and guiding junior engineers

What We Expect From You

Strong ownership and accountability in all areas of your work
Ability to collaborate and communicate effectively across teams and stakeholders
Comfortable working in a dynamic environment with shifting priorities
Attention to detail, balanced with a pragmatic approach to problem-solving
Consistent delivery of high-quality outcomes while meeting deadlines
Curiosity to learn and the initiative to mentor and share knowledge with others
Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal Home Loans to UPI, Insurance, Mutual Funds, and Gold we re building tech-first solutions that work at scale, with a strong customer-first approach.

Founded by Sachin Bansal Ankit Agarwal in 2018, we are one of India s fastest-growing financial services organisations. But we re just getting started!

Our Culture
The Navi DNA

Ambition. Perseverance. Self-awareness. Ownership. Integrity.
We re looking for people who dream big when it comes to innovation. At Navi, you ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you re driven to deliver real value to customers, no matter the challenge, this is the place for you.

We chase excellence by uplifting each other and that starts with every one of us.

Why Youll Thrive at Navi
At Navi, it s about how you think, build, and grow. You ll thrive here if
You re impact-driven You take ownership, build boldly, and care about making a real difference.
You strive for excellence Good isn t good enough. You bring focus, precision, and a passion for quality.
You embrace change You adapt quickly, move fast, and always put the customer first.

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SDE II - Backend (L6)