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Tata Capital
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Manager DSMG - Two - Wheeler Loans

Manager DSMG - Two - Wheeler Loans

Tata Capital

4 - 9 years

8 - 12 Lacs

Kolkata

Posted:2 days ago| Platform:

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Skills Required

financial services sales loan management collections finance credit analysis personal loans credit management business development credit appraisal branch management marketing branch operations home loans mortgage loans credit operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a skilled professional with 4 to 15 years of experience to join our team as a Manager DSMG in Kolkata. The ideal candidate will have a strong background in collections and financial services, with excellent communication and problem-solving skills.
Roles and Responsibility

Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost, and roll rates.

Ensure NPA''s are within the assigned budget and minimize them through active efforts.

Increase fee income/revenue and develop initiatives to control and reduce vendor payouts.

Conduct asset verifications and possession as per SARFESI/Section 9 process through court receivers.

Track and control delinquency, focusing on non-starters.

Build relationships with key clients to ensure timely collections and monitor defaulting customers.

Represent the organization in front of legal/statutory bodies as required by the legal team and ensure the collection team adheres to legal guidelines.

Allocate work to field executives and ensure agencies perform as per defined SLA, with payments and audit receipts deposited within the defined SLA.

Ensure adequate Feet on Street availability and obtain daily updates from all collection executives on the delinquent portfolio, initiating detailed account level reviews of high-ticket accounts.

Ensure compliance with all Audit/Regulatory bodies and company policies and procedures.

Job

Post Graduate or Graduate in any discipline.

Minimum 4 years of experience in collections or financial services.

Strong knowledge of banking and financial services.

Excellent communication and problem-solving skills.

Ability to work in a fast-paced environment and meet targets.

Strong analytical and organizational skills.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3754 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Manager DSMG - Two - Wheeler Loans