286 Loan Operations Jobs - Page 8

Prepared RBI regulatory returns, management reports, loan accounting, and bank reconciliations; managed audits, ensured timely filings, led automation, and coordinated with Treasury, Compliance, and F&A. Required Candidate profile Candidate should have relevant work experience in Loan accounting and should be working in a NBFC.

Roles and Responsibilities : To perform a variety of pre-settlement tasks and processes, such as perform pre-checks as specified, verify documents, prepare progress draw requests and other tasks in relation to the resolution of customer requests. Job Requirements : Minimum 2 to 3 years of experience in mortgage process (Australian mortgage process knowledge is an added advantage). Strong problem-solving, critical thinking abilities, communication & email etiquette skills, attention to detail, and Adaptability. Proficient in making calls and workshop with Sales group/banking managers and other key stakeholders.

Role & responsibilities Key responsibilities of the role include facilitating the CRE, C&I, Syndicated and bilateral loan closing, servicing, loan trading and quality review processes. Activities include but are not limited to performing legal documentation review, structuring and updating deal parameters on Loan system, tracking legal and compliance documentation, and providing overall support on the assigned loan portfolio. Loan Operations Specialist is also responsible for ongoing portfolio management tasks including tracking for receipt of borrower financials & compliance, monitoring deal pricing, managing secondary loan sales, tracking and processing loan documentation, and closing deal amendments. This position manages the relationship with the middle office, syndication desk, legal, finance, borrowers and syndicate banks. Loans Operations activities will include but are not limited to: Deal Closing Drive the deal closing process with pre-closing review of credit approval, loan documents, compliance, legal documentation, due diligence, and funding & booking mechanics. Deal Booking - Activities include performing legal documentation review, structuring and updating deal parameters on Loan system to ensure compliance with credit and pricing requirements as well as bank policies and procedures. Deal Funding Activities include Fed wire payments for borrower funding, legal fee payment, fee distribution to the syndicate bank group etc. Deal Review Perform quality review of the loan set-up in the Loan system, while interpreting legal, loan and compliance documentation including credit agreement. Deal Servicing - Activities include processing loan funding, roll-overs, interest rate changes, monitoring/reconciling loan, loan billing, letters of credit, loan payoffs, collateral releases and supporting client requests. Secondary Loan trading - Trading loan via assignment on the term loan facilities, revolving credit facilities etc. Preferred candidate profile 8+ years experience in commercial loan operations or a credit/lending experience within capital markets/Investment banking depending on the levels Knowledge of commercial loan documentation. Ability to review commercial loan documents such as loan/credit agreement, syndicated agreement, intent notices, notes, guaranties, letter of credit, financial documents and security documents for accuracy and agreement with approved terms Knowledge of commercial credit products Knowledge of credit and commercial loan systems. Good verbal, written and organizational skills Detail oriented with ability to multitask and prioritize and work in a team-based environment 3+ years of experience in team handling Open to work in US shifts. Immediate joiners prefered. Interested candidates please share your resume to priyadarshini.narayanan@cognizant.com

Role & responsibilities Evaluate loan applications and assess creditworthiness to determine loan eligibility and appropriate interest rates Verify and analyse financial data, credit reports, and other relevant information to make informed loan decisions Ensure compliance with regulatory requirements and company policies Communicate with customers, dealerships, and financial institutions to gather necessary information and facilitate the loan process Monitor loan performance and take appropriate action to manage risk and minimize losses Provide exceptional customer service throughout the loan process Stay up-to-date on industry trends, market conditions, and regulatory changes that may impact the loan process Preferred candidate profile Bachelor's degree in finance, business administration, or a related field Minimum of 6 years of experience in underwriting loans, preferably in the automotive or financial services industry Knowledge of electric vehicle market trends and financing options Strong analytical and problem-solving skills Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Attention to detail and accuracy. Strong organizational and time-management skills. Proficiency in Microsoft Office and loan processing software. Perks and benefits

Key Skills: Lending Operations, Project Manager, Project Management, Lending, Payment, Loan Operations, Retail Banking Operations Roles and Responsibilities: Lead end-to-end project delivery for unsecured lending initiatives, covering planning, execution, monitoring, and closure phases. Drive and manage cross-functional project teams to ensure high-quality deliverables are completed on time and within budget. Oversee project scope, timeline, dependencies, and resource management while ensuring alignment with business and operational goals. Collaborate closely with internal stakeholders across Lending Operations, Payments, Loan Processing, and Retail Banking to ensure operational readiness and measurable benefits. Apply Agile project management frameworks using tools such as JIRA, Clarity, MS Project, and Confluence to manage delivery cycles and documentation. Establish and maintain strong governance and reporting, including detailed project plans, risk/issue logs, budget tracking, and stakeholder communications. Manage senior stakeholder engagement, ensuring project clarity, alignment, and regular updates to decision-makers and leadership. Identify and mitigate project risks and dependencies, ensuring timely resolution in a fast-paced and evolving environment. Promote effective change adoption strategies, working with impacted teams to manage communications and training where necessary. Lead by example, sharing best practices and driving project consistency across regions and delivery teams. Conduct project tollgates, audits, and maintain compliance with organizational PMO standards and policies. Align lending products, propositions, and project objectives to business needs and customer expectations, enhancing overall value delivery. Monitor and manage project budgets, financial forecasts, and resource allocation efficiently to ensure fiscal control. Skills Required: Minimum 12+ years of experience in project management within banking and financial services, specifically in retail banking and lending operations. Strong understanding of the project lifecycle and experience delivering projects within Agile environments. In-depth knowledge of lending products, propositions, and customer rewards/partnership programs. Hands-on expertise with JIRA, MS Project, Clarity, and Confluence. Proven track record of delivering change that drives value to customers and banking operations. Experience managing complex, cross-country retail banking initiatives with a structured and disciplined delivery approach. Exceptional communication, leadership, stakeholder engagement, and problem-solving skills. Well-versed in governance, financial management, and cross-functional team coordination. Education : Bachelor's degree in Business, Finance, Information Technology, or a related field. Professional certifications such as PMP, Prince2, MSP, PgMP, or Leading SAFe are preferred.

As a member of the Growth Outcall Team, you will play a critical role in understanding customer drop-offs in the loan journey. Primary responsibility will be to proactively reach out to customers who have not completed their loan application process, identify potential blockers (technical issues, lack of clarity, or other concerns), and assist them toward successful loan conversion. You will also collaborate closely with cross-functional teams to provide customer insights and drive process improvements Key Responsibilities Outcall customers to understand why they dropped off during the loan journey. Identify and document reasons such as technical issues, eligibility concerns, or lack of clarity. Educate customers about the loan product and assist in completing their application. Collaborate with Product, Tech, and Operations teams to share insights and flag recurring issues. Track and report on call outcomes and conversion metrics. Support continuous process enhancement through feedback loops and insights. Be updated about new products/processes in loan origination/distribution process. Skills Required Strong communication and problem-solving skills. Ability to understand and explain basic financial products Experience in sales, customer service, or loan operations preferred. Comfortable working in a fast-paced, data-driven environment. Basic knowledge of loan products Capability to handle multiple simultaneous requirements across cross-functional teams

As a member of the Growth Outcall Team, you will play a critical role in understanding customer drop-offs in the loan journey. Primary responsibility will be to proactively reach out to customers who have not completed their loan application process, identify potential blockers (technical issues, lack of clarity, or other concerns), and assist them toward successful loan conversion. You will also collaborate closely with cross-functional teams to provide customer insights and drive process improvements Key Responsibilities Outcall customers to understand why they dropped off during the loan journey. Identify and document reasons such as technical issues, eligibility concerns, or lack of clarity. Educate customers about the loan product and assist in completing their application. Collaborate with Product, Tech, and Operations teams to share insights and flag recurring issues. Track and report on call outcomes and conversion metrics. Support continuous process enhancement through feedback loops and insights. Be updated about new products/processes in loan origination/distribution process. Skills Required Strong communication and problem-solving skills. Ability to understand and explain basic financial products Experience in sales, customer service, or loan operations preferred. Comfortable working in a fast-paced, data-driven environment. Basic knowledge of loan products Capability to handle multiple simultaneous requirements across cross-functional teams

Role: Loan Processor Location: Bengaluru Experience: 0 to 2 years walkin drive: 10th June 2025, Bengaluru Key Roles and Responsibilities: Document Management: Gathering, organizing, and verifying all required documentation for loan applications. Communication: Communicating with borrowers to obtain necessary information, address questions, and resolve discrepancies. Verification and Accuracy: Ensuring all loan application information is accurate and complete, including financial records and employment verification. Compliance: Adhering to lending guidelines, regulations, and compliance requirements. Loan Submission: Preparing and submitting loan files to underwriters for review and approval. Client Guidance: Providing guidance and support to borrowers throughout the loan application process. Relationship Building: Building and maintaining strong relationships with clients, loan officers, and underwriters. Problem Solving: Identifying and resolving issues that may arise during the loan process. Record Keeping: Maintaining accurate and up-to-date records of loan applications and client information. Time Management: Managing multiple loan files simultaneously and meeting deadlines.

File Boarding, Disbursement

Candidate must be graduate Minimum 6 months of experience in sales is required Life Insurance sales experience and freshers can also welcome Open for Field work Bike is mandatory Candidates Can Call @HR Anya 9335477725 WhatsApp & CV

Key Responsibilities: Act as the primary point of contact for students and parents seeking education loans. Assist students in identifying suitable loan options from various banks and financial institutions. Guide students through the loan application process, documentation, and eligibility criteria. Coordinate with banking/NBFC partners for timely loan approvals and disbursements. Maintain strong relationships with financial partners and regularly update terms, processes, and loan schemes. Organize loan awareness sessions/webinars for students and internal teams. Ensure all required documents are collected, verified, and submitted as per bank/NBFC standards. Monitor and track loan application statuses and maintain accurate records. Provide timely updates to students and counselors about loan progress and issues. Stay updated with the latest financial products, interest rates, and compliance norms related to education loans. Requirements: Bachelors degree in Finance, Commerce, Business Administration, or related field. 2+ years of experience in financial services, preferably in education loans or banking/NBFC sector. Strong understanding of loan products, documentation processes, and financial regulations. Excellent communication, negotiation, and interpersonal skills. Proficiency in MS Office and CRM tools. Ability to multitask and manage time effectively in a high-volume environment.

Min. 7yrs exp. with Lending operations, loan IQ, ACBS or KYC AML, Loan syndication, Funds onboarding, trade lifecycle, WSO Preferred 24/7 Shifts Only FEMALES can apply Loc. - Noida CTC - Upto 15L Whats app or call Palak - 9811885043

Accounts Sales and Bank reconciliation audit work

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

Starting business in a new village a.Village identification within the radius b.Feasibility study of the village based on demographics, activities and financial needs of the customersc. Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groups b.Filling up of the application form c.Verification of the residence and business of the customer d.KYC verification e.Pre-disbursement training f.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documents b.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a.Collect the collection sheets and stickers from MC-IC b.Group-wise collection as per scheduled time by following the process c.Deposit of collection moneyd.MERC entry Collection of over dues a.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per process c.Depositing the money in bank d.MERC entry e.Assist the MC-IC in initiating action against the defaulters

Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate

Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate

Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate

Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate