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4.0 - 6.0 years
14 - 19 Lacs
Ahmedabad
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ahmedabad. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 day ago
1.0 - 3.0 years
5 - 9 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Relationship Executive to join our team in Mumbai. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Develop and maintain strong client relationships to drive business growth. Manage and lead a direct sales team to meet and exceed expectations. Acquire new customers and expand existing customer base through effective sales strategies. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify opportunities and threats. Provide excellent customer service to ensure high levels of customer satisfaction. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in the banking or financial services industry. Strong understanding of sales principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Additional Info The company offers a dynamic and supportive work environment, with opportunities for professional growth and development.
Posted 1 day ago
4.0 - 9.0 years
14 - 19 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Videocon Towers-M4-M6, Delhi. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 day ago
5.0 - 10.0 years
14 - 19 Lacs
Ahmedabad
Work from Office
We are looking for a highly motivated and experienced Regional Sales Manager to lead our sales team in achieving business targets. The ideal candidate will have a strong background in sales management, team leadership, and customer relationship building. This position is based in Ahmedabad. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for mortgage and maintain strong liaison for repeat business or referrals. Maximize sales through a network of DSAs, direct sales, CA, and builders by effectively managing connector and builder relationships. Identify and maintain key builder/channel relationships to ensure strong business growth. Ensure high-quality customer service and good portfolio quality. Optimize team productivity by managing a team of sales managers to assure achievement of team results and maximize profitability. Align with the team on ground lead generation activities for sales and lead/supervise sales teams for the implementation of the growth agenda through training, motivation, and deployment strategies. Manage team size by recruiting and grooming quality resources from time to time in presentation and selling skills. Adopt Sales Digitization tools and implement them with the teams, ensuring superior communication of objectives through area review meets. Develop an ability to plan and execute effective long-range area sales growth plans, staying updated on market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide positive feedback to the central product and policy team regarding markets, competition, processes, and products to stay ahead in the market. Ensure compliance with all Audit/NHB regulations and company-designed processes, policies, and reports. Job Graduate (Diploma/Degree in Civil/Architecture) / Masters/Postgraduate. Minimum 5 years of experience in sales management, preferably in housing finance. Possess strong knowledge of sales planning, team management, and customer relationship building. Demonstrate excellent communication, leadership, and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential.
Posted 1 day ago
1.0 - 3.0 years
4 - 8 Lacs
Bengaluru
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Bengaluru. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Identify potential business customers with the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the process for disbursement. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of personal loans and channel sales is an added advantage. Any graduate degree is required. Must be able to perform the above tasks under the guidance/direction of the Supervisor/Manager.
Posted 1 day ago
4.0 - 6.0 years
9 - 13 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Indore. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.
Posted 1 day ago
2.0 - 5.0 years
2 - 4 Lacs
Jaipur
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Degana. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong background in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Evaluate all credit requests, establish credit limits, and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Strong knowledge of credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Excellent communication skills for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills for evaluating credit risks and making informed decisions. Experience in improving underwriting efficiencies while ensuring adequate risk management. Familiarity with loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and other document checks. About Company TATA CAPITAL LIMITED is a leading player in the banking or financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 day ago
2.0 - 7.0 years
4 - 8 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team at TATA CAPITAL LIMITED in Bengaluru. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer relationship management and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in used car loans is an added advantage. Any graduate can apply for this position. Additional Info The company offers a dynamic work environment and opportunities for growth and development.
Posted 1 day ago
2.0 - 7.0 years
2 - 5 Lacs
Noida
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Chandausi. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate all credit requests to establish credit limits and ensure proper documentation and security through appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Ability to protect company assets through proper evaluation of all credit requests. Excellent communication skills for conveying credit decisions to stakeholders. Capability to improve underwriting efficiencies while ensuring adequate risk management. Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.
Posted 1 day ago
2.0 - 7.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Mumbai. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the commercial vehicle industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the commercial vehicle industry. Strong knowledge of financial services, broking, and banking. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in managing customer relationships and addressing service and sales queries.
Posted 1 day ago
1.0 - 6.0 years
9 - 13 Lacs
Kolkata
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team in Kolkata. The ideal candidate will have 1-6 years of experience driving sales and achieving business targets, with a strong background in asset-backed lending and excellent market intelligence. Roles and Responsibility Drive sales and ensure business targets are achieved through effective client relationships. Aggressively drive sales numbers and achieve business targets while enhancing client relationships. Retain and expand the company''s customer base for repeat business or referrals. Maximize sales through networking and relationship management. Facilitate the development of a robust business plan to improve disbursal patterns. Identify and develop new relationships to penetrate new markets and increase business. Job Post Graduate/Graduate in any discipline. Knowledge of Asset-backed lending, good market intelligence, analytical skills, and communication skills. Collaborative and coordination skills. Ability to work in a fast-paced environment and meet sales targets. Strong understanding of financial services and banking industry trends.
Posted 1 day ago
2.0 - 7.0 years
7 - 11 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 2 years of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 day ago
1.0 - 3.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in sales, preferably in the education loan sector. Roles and Responsibility Identify potential business opportunities with customers under the guidance of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the process for disbursement. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them with the help of the Manager/Supervisor. Job Minimum 1 year of experience in sales, preferably in the education loan sector. Strong communication and interpersonal skills. Ability to work under pressure and meet targets. Knowledge of audit/RBI regulations and compliance. Any graduate degree from a recognized university. Experience in customer relationship management and sales strategy development. Additional Info The company offers a dynamic work environment and opportunities for growth and development.
Posted 1 day ago
1.0 - 6.0 years
9 - 13 Lacs
Mysuru
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Mysore. The ideal candidate will have 1 to 6 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 1 year of experience in sales, preferably in banking or financial services. Possess strong skills in relationship management, sales, and customer service. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required.
Posted 1 day ago
2.0 - 7.0 years
3 - 6 Lacs
Patna
Work from Office
We are looking for a highly skilled and experienced Credit Executive to join our team in Patna. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in the banking or financial services industry. Strong skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to work efficiently and effectively in a fast-paced environment. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking or financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.
Posted 1 day ago
4.0 - 9.0 years
10 - 14 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department based in Delhi. The ideal candidate will have a strong background in corporate finance and excellent analytical skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate any undue/non-process related delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance or a related field. Possess strong knowledge of corporate finance, credit appraisal, and risk management. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 day ago
1.0 - 3.0 years
4 - 7 Lacs
Mahabubnagar
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team in Mahbubnagar, with 1-3 years of experience. The ideal candidate will have a strong background in sales and customer service. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers and collect documents for validation. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products. Empanel new vendors and develop relationships with them. Job Minimum 1 year of experience in sales or customer service. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Familiarity with audit and RBI regulations. Any graduate degree is required. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.
Posted 1 day ago
6.0 - 11.0 years
4 - 8 Lacs
Kurnool
Work from Office
We are looking for a highly motivated and results-driven individual with 6 to 11 years of experience to join our team as a Customer Service Representative in the Sales department, located in Tirupati. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Minimum 6 years of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets is essential. Strong analytical and negotiation skills are required.
Posted 1 day ago
1.0 - 3.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and experienced Customer Sales Executive to join our team in Delhi. The ideal candidate will have 1-3 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in sales, preferably in banking or financial services. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Knowledge of auditing and RBI regulations. Experience in empaneling new vendors and developing relationships with them. Any graduate degree is required.
Posted 1 day ago
1.0 - 6.0 years
4 - 8 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven individual with 1 to 6 years of experience to join our team as a Customer Service Representative in Trivandrum, India. The ideal candidate will have a strong background in sales and customer service, with excellent communication and interpersonal skills. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding customer needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and develop a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Job Graduate in any discipline. Minimum 1 year of experience in sales or customer service. Possess strong knowledge of banking and financial services. Demonstrate excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and organizational skills are essential.
Posted 1 day ago
6.0 - 10.0 years
13 - 18 Lacs
Hyderabad
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 6-10 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 day ago
1.0 - 6.0 years
7 - 11 Lacs
Hyderabad
Work from Office
We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1 to 6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong problem-solving and analytical skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.
Posted 1 day ago
2.0 - 7.0 years
9 - 13 Lacs
Ahmedabad
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team in Ahmedabad. The ideal candidate will have 2 to 7 years of experience in sales, preferably in the banking or financial services industry. Roles and Responsibility Originate new business prospects through direct sourcing and open market channels. Acquire customers and manage their proposals up to disbursement. Meet existing customers to generate business opportunities and revenue. Cater to businesses with various working capital facilities such as overdraft, cash credit, dealer finance, vendor finance, letter of credit, bank guarantee, term loan, etc. Manage customer relationships and address service and sales queries. Identify new segments and set up new trade verticals for prospective business opportunities. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in sales, preferably in the banking or financial services industry. Possess strong skills in relationship management, sales, and customer acquisition. Demonstrate the ability to work effectively in a fast-paced environment and meet sales targets. Exhibit excellent communication and interpersonal skills. Strong analytical and problem-solving skills are required. Additional Info For more information, please contact us at 6588922.
Posted 1 day ago
0.0 - 2.0 years
3 - 7 Lacs
Mumbai
Work from Office
We are looking for a highly motivated and results-driven Customer Sales Executive to join our team at Tata Capital Limited in Kolkata. The ideal candidate will have 0 to 2 years of experience. Roles and Responsibility Perform customer retention activities under the guidance of the Supervisor/Manager. Identify potential business opportunities with customers. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio requirement. Meet customer needs and cross-sell multiple products with the help of the Supervisor/Manager. Empanel new vendors and develop relationships with them, ensuring compliance with all Audit/RBI regulations. Job Any Graduate or Postgraduate degree. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Basic knowledge of financial services and banking operations. Willingness to learn and adapt to new processes and systems. Ability to work independently and as part of a team. For more information, please contact us at 6586790.
Posted 1 day ago
2.0 - 5.0 years
4 - 8 Lacs
Patna
Work from Office
We are looking for a highly motivated and experienced Branch Manager to lead our microfinance business in Patna. The ideal candidate will have 2-5 years of experience in sales, relationship management, and business sourcing. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Follow up on disbursed loans, especially those not paying on time. Undertake regular field visits, center meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally, and establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the center. Job Graduate in any discipline. Minimum 2 years of experience in sales, relationship management, or business sourcing. Basic understanding of microfinance business and JLG model working is preferred. Strong skills in relationship management, business sourcing, and sales. Ability to understand critical attributes of customer service. Experience in managing teams and building strong client relationships. Familiarity with microfinance products and services.
Posted 1 day ago
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