Lead - Credit & Operations (Secured Loan) ARTH

3.0 - 7.0 years

0 Lacs

haryana

On-site

You will be responsible for managing end-to-end credit underwriting and operations for secured loan products. This includes appraising loan applications, coordinating with legal and technical vendors, ensuring policy compliance, and supporting efficient loan disbursal processes across defined geographies. Your core responsibilities will include evaluating secured loan proposals across multiple customer segments, conducting due diligence on financial, business, and property-related documents, coordinating with legal and technical agencies for verification and valuation, maintaining turnaround times, overseeing document verification and processing for loan disbursal, ensuring data accuracy in internal systems, managing pre-disbursal and post-disbursal documentation, ensuring regulatory compliance, identifying and escalating exceptions, coordinating with various stakeholders, monitoring disbursement volumes and policy deviations, generating MIS reports, and providing insights for continuous improvement in underwriting and disbursement processes. To qualify for this role, you should have a graduate/postgraduate degree in Finance, Commerce, or Business Management, along with 3-6 years of experience in credit underwriting and secured loan operations in the NBFC/SFB/Banking domain. You should have a strong understanding of secured lending products and associated risks. Key skills required for this position include credit assessment, risk evaluation, knowledge of legal and technical documentation for property loans, familiarity with regulatory frameworks, coordination with cross-functional teams and third-party vendors, proficiency in MS Office and Loan Management Systems, as well as strong analytical and communication skills.,

Posted 5 days ago

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AM - Corporate Employee Banker HSBC

2.0 - 6.0 years

0 Lacs

ahmedabad, gujarat

On-site

As a member of the Sales, Distribution and Business Development team at HSBC, you will play a crucial role in understanding and meeting customer needs through the right solutions and channels. Your responsibilities will include sourcing new accounts, cross-selling asset products, ensuring compliance with KYC/AML norms, executing marketing events, responding to customer complaints, maintaining high product and service delivery standards, developing customer relations, and collaborating with the sales team. You will be expected to comply with all relevant AML regulations and Global Standards, lead by demonstrating HSBC Group Values, ensure adherence to bank processes, follow up on leads within allocated timelines, safeguard the bank from potential loss, and ensure full compliance with PEP LoBP guidelines. Additionally, you should have a strong understanding of high-risk indicators for various products and services offered by HSBC and ensure that all customer records are obtained as per the laid-down process. To be successful in this role, you should possess a graduate/post-graduate degree with two to five years of work experience, preferably in frontline customer services/relationship management. Strong communication, client focus, influencing skills, and knowledge of the banking sector are essential requirements. Proficiency in English and local languages is also necessary. At HSBC, we are committed to creating a workplace where all employees are valued, respected, and provided with opportunities for continuous professional development within an inclusive and diverse environment. If you are looking for a career that offers growth, support, and rewards, join HSBC to explore the possibilities and take your career further.,

Posted 6 days ago

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