Head - Credit Card Risk Analytics

Skillventory

10 - 20 years

35 - 65 Lacs

Gurugram

Posted:3 days ago| Platform:

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Skills Required

Risk Analytics Risk Modeling Analytics

Work Mode

Work from Office

Job Type

Full Time

Job Description

Position Purpose :-

Lead the Card Risk Analytics team which supports the credit cards business in the following areas: Modelling, Acquisition, Credit Risk Management & Fraud Risk

Position Responsibilities :-

Drive next generation of analytical solutions in Credit Cards :-
- Revamp Acquisition Rules to drive profitable and risk-adjusted growth- Enhance Card Limit assignment framework- Identify cohorts and segments to drive acquisition volume for various sourcing channels and key co-brand partners- Drive Portfolio interventions both Positive and Negative – to identify enhancement opportunities (offer base enhancement, line/loan amount assignment)- Enhance Fraud Risk Management by enhancing Rule efficacy, developing Fraud Models
Lead Risk, Collection and Marketing model development and monitoring of the models for Credit Cards portfolio
Drive business efficiencies :-
- Focus on Cross-Sell: Develop targeted pre-approved bases for Cross-sell of Loans/Cards to existing customers in the Bank- Develop portfolio segmentation to enhance customer engagement, encourage profitable spend and reduce Credit losses through sharper interventions- Work towards achieving Infrastructure enhancements that would facilitate advanced analytics and data science
Independently manage and lead analytics projects and manage relationship with stakeholders
Engage with internal stakeholders – such as Business, Risk, Collection for generating ideas of analytics projects and answer / explain challenges in respective areas
Engage with external stakeholders – Partners, Credit Bureaus, Fintechs etc.
Manage a large team of 25+ people

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