Financial Analyst

Job Description

Role Overview: This role is responsible for managing the end-to-end reconciliation of payment transactions , monitoring profitability, analyzing cost and revenue trends, and preparing real-time MIS reports to support financial decision-making at the management level. Key Responsibilities: Reconcile transactions across:Customer payments processed through various payment modes Payment gateway approvals and settlements Final disbursal to beneficiaries or vendors Track and validate PG processing fees, net settlements, and deductions Build and maintain real-time MIS dashboards and reports covering:Outstanding settlements Payment processing volumes and trends Net revenue and PG cost performance Perform daily/weekly analysis on:Revenue trends and gross margins Payment channel cost variations Profitability by transaction type, client segment, or channel Collaborate with operations and tech teams to resolve mismatches or data gaps Ensure complete audit trails and documentation for all reconciliations Support monthly closing, reporting, and compliance needs for finance team Requirements: 2-4 years of experience in payment reconciliation, MIS, or financial operations Prior experience working with Payment Gateways or Payment Aggregator . Strong skills in Excel (VLOOKUP/XLOOKUP, Pivot Tables, Power Query) Solid understanding of digital payment workflows and financial reporting Strong analytical mindset with attention to detail and data integrity Ability to track and present trends in cost and revenue in a structured way Nice to Have: Experience with MIS or BI tools (Google Sheets dashboards, Power BI, etc.) Familiarity with accounting software (Zoho Books, Tally, QuickBooks) Understanding of GST and cost implications related to digital payments Employment Type: Full-time, On-site (Bengaluru office) Working Days: Monday to Friday (occasional Saturdays as required) About the company: Pice is a B2B payments & credit service provider company, offering a single platform to manage all business-related transactions. It operates within an established ecosystem of retailers and distributors enhancing the visibility, record keeping and easy reconciliation. It is designed to offer end-to-end business transaction management with features like account-wise ledgers, GST return tracking, daily sales/expense management, and online invoice payment, all without businesses needing to shift between multiple platforms. The app empowers retailers and businessmen to manage payments like vendor, supplier, GST, salary and other day to day expenses more seamlessly through in app features like business UPI along with other payment options. Pice has onboarded 1 Lac+ users, mostly business owners with GST registrations spread across 25 states of the country and dealing with 23K distributors and suppliers.