External-CM-Agri Banking

Ujjivan Small Finance Bank

2 - 5 years

5 - 8 Lacs

Bareilly Agra Aligarh

Posted:6 days ago| Platform:

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Skills Required

risk assessment credit risk business analysis recruitment regulations project management operations management complaint handling team management training business development process improvement product management problem analysis agile

Work Mode

Work from Office

Job Type

Full Time

Job Description

KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business/ Financials Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to theannual/monthly targets established for the area and branches under his/her responsibility toprovide guidance and solutions to his/her team as required Supports Loan Officers- in his/her area in their duties of client visits, risk assessment andrecovery strategies Efficient staffing by timely recruitment & training Supports Relationship Officers- in his/her area in their duties of client visits, risk assessment andrecovery strategies Should be ready to travel extensively across the cluster of control for business requirementsCustomer (Both Internal & External) Ensure that customers are aware of the Product and services properly Ensure that customers are explained about the Terms & Conditions of Product Focus on lower TAT as per laid down standards
Internal Process Monitor health of portfolio Ensure compliance with lending guidelines, quality framework and audit requirements; ensurespeedy resolution of any audit observations and take necessary steps to prevent recurrence auditand other regulations
Ensure, supervise the correct implementation of the credit procedures including all therespective toolsInnovation & Learning Ensure goal-setting, mid-year review and annual appraisal process within specified timelines forself and reportees Evaluate the staff competences in terms of promotion, business assessment and credit riskassessment capacity and propose solutions for improvement Expected to be updated with all new improvement & innovations happening in the market andcompetitors Should be updated with the latest trends in civic and local laws of the territory operations

Location - Agra,Aligarh,Bareilly,Fatehabad,Kurukshetra,Mathura,Meerut,Muzaffarnagar,Palin,Rampur

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