22 Credit Review Jobs

As an Analyst Credit Risk Officer at Barclays, you will embark on a transformative journey aimed at spearheading the evolution of the digital landscape, driving innovation, and ensuring unparalleled customer experiences. Your role will involve effective credit risk management of the assigned portfolio of clients, such as fintechs and other counterparties, while ensuring compliance with the bank's credit risk policies, procedures, and internal controls framework. Key responsibilities will include the preparation of annual credit review packs and industry reviews, supporting credit officers in day-to-day risk management activities, managing credit limit requests, monitoring risk limits, and maintaining accurate information in the bank's risk systems. Additionally, you will be expected to guide and persuade team members, communicate complex information, and advise on decision-making within your area of expertise. Your success in this role will be assessed based on critical skills such as risk and controls, change and transformation, business acumen, strategic thinking, digital and technology knowledge, and job-specific technical skills. This position is based in Mumbai and plays a crucial role in safeguarding the financial health of the bank by identifying, analyzing, and mitigating potential credit risks associated with lending activities. As an Analyst Credit Risk Officer, you will analyze financial data, monitor existing loan portfolios, recommend loan approvals or adjustments based on risk evaluation, and develop credit risk mitigation strategies. You are expected to perform activities in a timely manner, demonstrate in-depth technical knowledge, and lead and supervise a team to drive continuous improvement and professional development. Whether you have leadership responsibilities or are an individual contributor, your role requires you to take ownership of managing risk, strengthening controls, and advising decision-making within your area of expertise. You will collaborate with other functions and business areas, resolve problems using acquired technical experience, and build a network of contacts while upholding the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship. In summary, as an Analyst Credit Risk Officer at Barclays, you will play a pivotal role in managing credit risk, driving innovation, and ensuring the bank's financial stability through effective risk management strategies and continuous improvement initiatives.,

Embark on a transformative journey as a FI Credit Risk Officer at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unparalleled customer experiences. As an FI Credit Risk Officer at Barclays, your primary responsibility will be the effective credit risk management of the assigned portfolio of clients, including financial institutions such as Banks, Sovereigns, Funds, and CCPs. This involves ensuring compliance with Banks credit risk policies & procedures and the internal controls framework. You will play a crucial role in supporting credit risk sanctioning and establishing effective working relationships with other credit officers, business and product teams, and various relevant functional areas, including senior internal stakeholders. To excel in this role, you should have experience in preparing annual credit review packs and Industry reviews, supporting credit officers in day-to-day risk management activities, managing credit limit requests, monitoring risk limits, and maintaining accurate information in the Banks Risk systems. Additionally, possessing a thorough understanding of the underlying principles and concepts within the area of expertise will be highly valued. Key skills that will be assessed for your success in this role include risk and controls, change and transformation, business acumen, strategic thinking, digital and technology proficiency, and job-specific technical skills. The job location for this role is in Mumbai. **Purpose of the role:** Your main purpose will be to assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirements. This involves analyzing financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices. **Accountabilities:** - Monitoring the performance of approved lending, identifying potential risks and early warning signs of delinquency. - Evaluating the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions. - Providing independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements. - Developing and implementing appropriate courses of action for troubled lending, including workout plans, restructuring, or collections. **Analyst Expectations:** - Performing prescribed activities in a timely and high-standard manner consistently driving continuous improvement. - Demonstrating in-depth technical knowledge and experience in the assigned area of expertise. - Leading and supervising a team, guiding professional development, allocating work requirements, and coordinating team resources. - Taking ownership of managing risk and strengthening controls in relation to the work you own or contribute to. All colleagues at Barclays are expected to uphold the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, as well as demonstrate the Barclays Mindset of Empower, Challenge, and Drive.,

Key Responsibilities: Conduct detailed credit analysis of existing middle market loans across various sectors. Deliver insightful credit evaluations to support positive client outcomes. Present credit recommendations (approve/reject) to the credit committee. Calculate key credit metrics (e.g., EBITDA, leverage, repayment) based on loan documentation. Monitor and assess compliance with financial covenants. Proactively identify and flag potential credit risks. Manage transaction data using Oxane's proprietary technology platform.

About the Organization: PRP group is a financial services conglomerate with focus on both fund based and non-fund-based services. Incepted in 2013, PRP is a decade old financial services company having business verticals across Debt Capital Markets, Institutional Advisory and Investment Banking. It is one of the top 10 DCM players and has close to INR 1,42,000 crore of Assets Under Advisory. Our website: www.prpedge.com Job Summary: We are looking for a detail-oriented Credit Analyst to join our Debt Market Research team. The role involves evaluating the creditworthiness of various issuers, conducting due diligence, monitoring credit ratings, and providing actionable investment recommendations across a range of debt instruments in primary and secondary markets. Job Responsibilities: 1. Evaluate creditworthiness of issuers (Corporate, NBFCs, Sovereign, Municipal, etc.) 2. Track credit rating changes, bond covenants, and potential default risks. 3. Develop research notes, and maintain rating rationale summaries. 4. Analyze financial statements, industry developments, management strength, and regulatory developments. 5. Conduct due diligence for new issuances and monitor existing investments. 6. Provide investment recommendations for primary and secondary market opportunities in debt instruments. Qualifications and skills: 1. Preferably qualification bachelor / Master degree. 2. Experience up to 2 years. 3. Basic understanding of fields like Accounting, Finance, Economics, Debt Market, Equity Market, Mutual Fund, Portfolio Management. 4. Proficient in MS Word, advance Excel & PowerPoint. 5. Good Communication skills.

Position Overview: As a Credit Analyst, you will be part of a team performing outbound calls and offline work, adjudicating credit, conducting thorough investigations on credit bureaus, and deciding on the customers creditworthiness. Key Responsibilities: Fraud and Credit Risk Review Credit Management Customer Interaction Compliance and Reporting Qualifications and Requirements: Educational Background: Bachelor's degree in Finance, Business Administration, or a related field preferred. Experience: Previous experience reviewing and approving credit is an asset. Minimum of 1 year of customer service experience. Credit card experience required; credit and fraud experience is an asset. Skills and Competencies: Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner. Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations. Ability to communicate tactfully with various levels of business management in a professional manner. Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. Demonstrated ability to implement change efforts. Highly motivated with the ability to work independently in a fast-paced team environment. o Knowledge of PCs and strong keyboarding skills. Proficiency in MS Word, Excel, and Outlook is an asset. o TSYS/ADM system knowledge is an asset. Flexibility and willingness to work overtime as required.

Job Responsibilities: Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources. Conducting personal discussions with customers to clarify all open questions. Decision applications based on creditworthiness and business outlook. Deciding trade credit for borrowers (lending amount & period). Adhering to strict TAT for underwriting applications Maintaining quality of underwriting as per SOP Monitoring loan payments and bad debts. Reviewing and updating the company's credit policy. Defining early warning signals to track portfolio performance. Work with policy/product/operations team to ensure the right risk parameters are captured and assessed. Vendor Management. Candidate Profile: Must have a minimum 2 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred. Thorough understanding of SME Financing, Supply Chain Finance and Credit processes. Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement. Eye for detail/Diligent Personality. Good communication and interpersonal skills. Proficient in MS Excel and ability to bring out insights from data. Experience in setting up strong credit underwriting processes and scale them. Candidate must have experience in working on digital platforms. Must be solution oriented. Must have strong analytical skills. Interested candidates can share their updated resume on : shivani.pradeepa@m1xchange.com.

Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies and hold 3rd position in due diligence market share for RMBS securitization. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Position: Loan Boarding Executive Qualification: Any Graduate in any discipline English: Candidates should have ability to read, write and understand English. Computer knowledge: Basic computer Knowledge Salary : 13,700 /- per month. Shift : 07:00 PM to 5:00 AM (Night Shift) Holiday: Saturday and Sunday Walk in Details Office Address: Infinity Data Technologies Pvt. Ltd. "IT Square", 4th Floor, Shop No. 15, Survey No 10+11, Plot No 59, Old Income Tax Square, Gaurakshan Road, Akola-444004. Maharashtra. Interview Date : 8th July 2025 to 20th July 2025 Interview Time: 10 AM to 6:00 PM (Monday to Friday). Contact : 9699549169

In this role, you will: Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals Lead projects and teams or serve as a mentor for less experienced individuals Required Qualifications: 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: MBA Finance/Master's in Finance/Commerce Experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors. Ability to read & analyze financial statements. Should be able to handle subjectivity in the financial analysis and substantiate with reasons. Excellent communication skills. Excellent knowledge of MS office application. Ability to work quickly & accurately while maintaining acceptable standards of workmanship. Flexibility to work in different shifts. Job Expectations: Responsible for performing financial analysis, calculating financial covenants, calculating yield, performing revenue analysis and preparing the financing memorandum

In this role, you will: Support performance and overall effectiveness of team, as well as cross-group administrative operations Provide feedback and present ideas for improving or implementing processes and tools within Commercial Banking Portfolio Management Review credit information of loans for companies and industries Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information Perform or guide others on complex tasks or initiatives that require planning, evaluation, and interpretation Independently prioritize work and provide day-to-day-work leadership and mentorship to team Lead or contribute to implementation of new or revised processes and procedures Provide guidance and subject matter expertise to immediate team and Commercial Banking Portfolio Management on wide range of information Required Qualifications: 6+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Be at the Vanguard of Credit Review Team and be part of the implementation and ongoing delivery of a robust independent challenge and review of first-line credit risk responsibilities, including the delegated loan approval authority granted to CRM, in accordance with the Credit Review Post Approval Review Framework. About the Team: The Credit Review team supports Commercial Lending Origination activity across the back and to assess whether activity is in line with risk appetite and to assess underwriting quality and 2nd line credit approval support. The Lead Advisor Credit Review will be responsible to 1) Evaluate transactions sampled versus risk appetite, policies and procedures and provide feedback to 1st and 2nd line stakeholders involved in the origination process. 2) Prepare a quarterly assessment of sampled lending activities to determine alignment with Banks risk appetite and provide reports to Risk Committees and Board. Impact The role will be part of Risk Management, India and supporting the global Credit Review in all aspects of the global Credit Review program. The successful candidate will support the global efforts of executing the sample testing and Identify deficiencies and areas of corrective feedback. The role will work with a team of resources with solid Credit Review experience and skills, partners with global stakeholders to establish effective collaboration and partnership to build and manage talent capabilities. Communicates and collaborates across a broad set of stakeholders. Responsive to changes in the business environment. Key Deliverables Process: Lead the implementation and ongoing delivery of a robust independent challenge and review of first-line credit risk responsibilities, including the delegated loan approval authority granted to CRM, in accordance with the Credit Review Post Approval Review Framework. Perform file testing for commercial lending origination activity across FCB based on areas of growth and emerging risks using the line-sheets and sample population provided monthly. Sample, review and challenge commercial loan origination activity across FCB, inclusive of steps taken to review and approve transactions. Evaluate transactions sampled versus risk appetite, policies and procedures and provide feedback to 1st and 2nd line stakeholders involved in the origination process. Identify deficiencies and areas of corrective feedback. Provide results for consolidated analysis used in the preparation of a quarterly assessment of sampled lending activities to determine alignment with Banks risk appetite and provide reports to CRC, EROC, and BRC Skills and Qualification Functional Skills: 6 - 9 years of experience in credit risk management / Audit Function. Knowledge of financial services/ banking domain. Experience in Commercial Lending and underwriting. Excellent written and verbal communication skills. Stakeholder management skills, e.g., effective forward-looking planning, communication, and delivery of services. Able to effectively manage tasks as agreed. Efficient and well-organized workflow and process design skills. Outstanding attention to detail, accuracy of information. Ability to work in a team environment and coordinating with various stakeholders. Technical/Business Skills: Advanced working knowledge of MS- Office tools like excel, PowerPoint. Microsoft Office (Word, Excel, PowerPoint, and Outlook) Qualification: Relevant Bachelor/ Masters degree preferably in finance Relationships & Collaboration Reports to: Senior Manager Credit Review Partners: Senior leaders and cross-functional teams.

Credit Analysis (Delivery Lead/ Manager) Job location - Bangalore (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile Strong understanding of credit principles, policies and regulations. Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Ability to multi-task independently under tight timelines and eye for details. 6 - 12 years relevant experience

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru/ Gurugram (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Build forecast excel models (Projections and DCF models will be an added advantage) Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client Key Competencies 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations Good communication skills Ability to multi-task, priority setting and meeting deadlines The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention Clear and logical thinking to understand clients requirements

Role: Credit Analyst Location: Noida Shifts: Night Shift- (7:00 PM - 4:00 AM) Apply Here: https://app.intalent.ai/biz2credit/recruitment/candidate/new/329 Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. Conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelors degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

Role: Credit Analyst Location: Noida Shifts: Night Shift- (7:00 PM - 4:00 AM) Apply Here: https://app.intalent.ai/biz2credit/recruitment/candidate/new/329 Key Responsibilities: Responsibilities Post Funding - Enter, update, and retrieve information of delinquent merchants. Set and adjust payments based on financial analysis. Monitor accounts receivable and identify suspicious accounts. Ensure compliance with company policies and legal regulations. Review deals involving Collection Analysts and assist them as needed. Collaborate with collection teams to manage credit risk. Maintain accurate records of all credit and collection activities. Analyze financial statements and lien reports. Provide support during internal and external communications. Conduct regular reviews of default deals. Participate in cross-functional projects to improve credit and collections processes. Handle special projects and assignments as needed. Requirements Bachelors degree in finance, accounting, or other business-related fields. Two to Three years of strong quantitative experience. Strong understanding of credit risk management principles. Proficiency in financial analysis and reporting. Excellent communication and negotiation skills. Ability to work independently and as part of a team. Strong attention to detail and accuracy. Proficiency in financial software and Microsoft Office Suite. Ability to handle confidential information with integrity. Ability to analyze and interpret financial data. Ability to work in a fast-paced and dynamic environment. Continuous improvement mindset and willingness to learn. An ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.

Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location - Pune (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile Strong understanding of credit principles, policies and regulations. Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Ability to multi-task independently under tight timelines and eye for details. 5 - 10 years relevant experience

Sanction Manager Personal Loan, Ramprastha Ghaziabad Evaluate personal loan applications as per credit policies & RBI compliance. Analyze KYC, CIBIL, income docs. 3–7 yrs loan appraisal exp. at NBFC/Bank/Fintech. Salary as per norms. Annual bonus

Looking for candidates with 0 to 30days of notice period. Job Description: Candidate with minimum 8+ years of work experience within a financial institution (analyzing corporate clients risk insights and credit) Strong experience into Financial Spreading Credit Analysis, credit review, Credit note,& commercial Lending Operations. Preparation of detailed credit and financial analyses risk asset reviews including evaluation of corporate regulatory and industry risk historical operating performance projected operating performance and capital structure. Sound knowledge of financials cash flow leverage & liquidity analysis credit quality assigned value risk analysis internal rating rationale projections and credit recommendations Covenant Monitoring. Strong knowledge on US GAAP Accounting / International Financial Reporting Standards ((10-K 10-Q SEC Filings Investor Presentation etc.) Ability to understand private and public limited corporation structure reporting and classification of financial segments and key credit assessment ratios / parameters Strong Knowledge of MS Office Spreadsheet and formulas Strong Ability to handle seasonal peaks and dynamic changes in workflow Knowledge of any one Financial Spreading tools: Moodys Risk Analyst FIS Optimist Credit lens or allied spreading tools Flexible to work in night shifts. Contact Person: Devikala D Email ID: devikala@gojobs.biz

Commercial Real Estate_CRE (Delivery Manager, Assistant & Associate Director), Bangalore We are looking for a passionate, energetic individual to join our lending services division at a senior position. You will be leading delivery team members engaged with end-to-end lending life cycle activities across CRE products. You shall also actively involved in expanding our CRE franchise by supporting the sales team and explaining the clients about our lending services including automotive platforms. You will work closely with senior leadership of delivery, and technology solution teams to manage client deliverables and further expand our offerings through various value propositions. Key Responsibilities: Help grow the CRE business Responsible for adherence to client SLAs and Policies Working across functions and stakeholders with a high degree of influence leading to successful outcomes Identify ways for improvement in efficiency gains and process improvement Responsible for value addition in deliverables across different process within loan life cycle Mentoring the junior team members and reviewing their deliverables Responsible for on-time identification and escalation of risks and mitigants Actively partner with Acuity technology solutions team to identify and provide client appropriate technology driven offerings Key Skills: 14-18 years of experience in Commercial Real Estate business Deep understanding of various CRE lending products and platforms Understanding of mortgage documents, origination procedures including underwriting and monitoring Ensure deliverables are met as per client SLAs by various delivery teams Productivity, Quality & TAT Excellent written, verbal communication, logical& analytical skills Experience in working with sales to create marketing collateral and responding to RFPs Experience in drafting SOPs Ensuring compliance with company policies and guidelines Minimum 5 years of team management experience including clients Strong relationship building with internal and external stakeholders

Senior Credit Analyst Insurance (Financial Modelling) – 2 Years – Pune Location – Pune (Hybrid) An excellent opportunity to join a global credit risk team, where you will support insurance sector analysis across North American and European markets. This role blends financial modeling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer – A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities – Support global credit analysts in tracking and analysing the creditworthiness of insurance companies. Monitor industry trends and regulatory changes in global insurance markets to proactively identify credit triggers. Perform in-depth financial analysis, build models, projections, and conduct peer benchmarking . Draft internal credit assessment packs and assist in creating publishable credit rating reports. Collaborate effectively with international clients and stakeholders while ensuring process and compliance adherence. Requirements – 2–5 years of experience in credit risk analysis , insurance sector research , or financial institutions analysis . Expertise in financial modelling and interpretation of international financial statements. Strong verbal and written communication for report writing and stakeholder collaboration. Familiarity with insurance KPIs, regulatory frameworks, and credit ratings methodology. MBA (Finance, Full-time) or CA – mandatory. What is in it for you – Work with a global insurance analytics team . Exposure to international credit markets and rating methodologies. Build deep sectoral knowledge across leading insurance firms. Flexible hybrid working model with learning-focused culture. Reach us – If you believe this role matches your career path, send your updated CV to parul.arora@crescendogroup.in for a confidential discussion. Disclaimer – Crescendo Global is a niche recruitment firm specializing in senior and leadership hiring. We value diversity and inclusion and provide equal opportunities for all qualified applicants. Note – We receive a large volume of applications daily. If you do not hear back from us within 1 week, please consider your application not shortlisted. Your patience is appreciated. Profile Keywords – Credit Risk Analyst, Insurance Analytics, Financial Modelling Jobs, Credit Research, Credit Rating Jobs, CA Analyst Jobs, MBA Finance Roles, Insurance Domain Jobs, Credit Assessment, Financial Analysis, Pune Hybrid Jobs, Crescendo Global Jobs

Evaluating loan applications Performing credit checks Coordinating with verification teams Basic understanding of financial documents and credit norms

Be at the Vanguard of Credit Review Team and be part of the implementation and ongoing delivery of a robust independent challenge and review of first-line credit risk responsibilities, including the delegated loan approval authority granted to CRM, in accordance with the Credit Review Post Approval Review Framework. About the Team: The Credit Review team supports Commercial Lending Origination activity across the back and to assess whether activity is in line with risk appetite and to assess underwriting quality and 2nd line credit approval support. The Lead Advisor Credit Review will be responsible to 1) Evaluate transactions sampled versus risk appetite, policies and procedures and provide feedback to 1st and 2nd line stakeholders involved in the origination process. 2) Prepare a quarterly assessment of sampled lending activities to determine alignment with Banks risk appetite and provide reports to Risk Committees and Board. Impact The role will be part of Risk Management, India and supporting the global Credit Review in all aspects of the global Credit Review program. The successful candidate will support the global efforts of executing the sample testing and Identify deficiencies and areas of corrective feedback. The role will work with a team of resources with solid Credit Review experience and skills, partners with global stakeholders to establish effective collaboration and partnership to build and manage talent capabilities. Communicates and collaborates across a broad set of stakeholders. Responsive to changes in the business environment. Key Deliverables Process: Lead the implementation and ongoing delivery of a robust independent challenge and review of first-line credit risk responsibilities, including the delegated loan approval authority granted to CRM, in accordance with the Credit Review Post Approval Review Framework. Perform file testing for commercial lending origination activity across FCB based on areas of growth and emerging risks using the line-sheets and sample population provided monthly. Sample, review and challenge commercial loan origination activity across FCB, inclusive of steps taken to review and approve transactions. Evaluate transactions sampled versus risk appetite, policies and procedures and provide feedback to 1st and 2nd line stakeholders involved in the origination process. Identify deficiencies and areas of corrective feedback. Provide results for consolidated analysis used in the preparation of a quarterly assessment of sampled lending activities to determine alignment with Banks risk appetite and provide reports to CRC, EROC, and BRC Skills and Qualification Functional Skills: 3 - 9 years of experience in credit risk management / Audit Function. Knowledge of financial services/ banking domain. Experience in Commercial Lending and underwriting. Excellent written and verbal communication skills. Stakeholder management skills, e.g., effective forward-looking planning, communication, and delivery of services. Able to effectively manage tasks as agreed. Efficient and well-organized workflow and process design skills. Outstanding attention to detail, accuracy of information. Ability to work in a team environment and coordinating with various stakeholders. Technical/Business Skills: Advanced working knowledge of MS- Office tools like excel, PowerPoint. Microsoft Office (Word, Excel, PowerPoint, and Outlook) Qualification: Relevant Bachelor/ Masters degree preferably in finance Relationships & Collaboration Reports to: Senior Manager Credit Review Partners: Senior leaders and cross-functional teams.

Lead Associate - Pre Underwriting (US Mortgage) - 5+ Years - Gurgaon We are looking for a skilled and detail-oriented professional to join our team as a Lead Associate - Transactional Quality. In this individual contributor role, you will be responsible for reviewing mortgage documents, verifying conditions, and ensuring high-quality services for clients in the US mortgage domain. Location: Gurgaon Your Future Employer: Join a global leader in the BPM Industry, where you will be at the backend for high impact outsourcing deals Responsibilities: 1. Reviewing documents against set mortgage conditions and take appropriate action. 2. Analyzing credit, income, and asset documentation to determine compliance. 3. Evaluating property documents such as titles, insurance, and contracts. 4. Maintaining current knowledge of loan guidelines and detect mortgage fraud. 5. Analyzing appraisals and ensure adherence to industry regulations. Requirements: 1. 5-6 years of experience in US mortgage operations, including pre-purchase and pre-underwriting processes. 2. 2-3 years of hands-on experience in mortgage condition review. 3. Strong analytical skills with the ability to make independent decisions. 4. Proficiency with quality tools (e.g., RCA, Pareto chart). 5. Bachelor's degree in any discipline. What is in it for you: Opportunity to work in a dynamic, US shift-based role with flexibility Exposure to high-quality mortgage processes and leadership teams Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on aayushi.goyal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging, memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note: We receive a lot of applications daily, so it may not be possible to respond to each one individually. Please assume that your profile has not been shortlisted if you don't hear from us in a week. Thank you for your understanding. Scammers can misuse Crescendo Globals name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Profile Keywords: Crescendo Global, Mortgage Operations Jobs, US Mortgage, Transactional Quality, Credit Review, Loan Processing, Mortgage Condition Review, Financial Services, Gurgaon Jobs