6 Credit Report Jobs

We are seeking an experienced Mortgage Trainer to manage multiple training requirements, implement them, and measure their impact. A successful candidate will be passionate about learning and excited about the prospect of leading by example. Mandatory Experience: Training US Mortgage Underwriting / Pre-Underwriting Income Calculations Loan Origination Credit Report Job Responsibilities & Requirements: Past mortgage originations experience to design, develop, and deliver training with two or more years of experience Must have excellent presentation skills Evaluating individual and organizational performance to ensure training is meeting business needs and improving performance Identifying training needs by consulting with business stakeholders and using needs assessments Developing and delivering training solutions that meet business needs Optimizing training processes for efficiency Manage supply chain in terms of planning, organizing, ensuring high conversion and retention from onboarding new hires till handover to business Exhibit agility in both method and approach to accommodate planned and ad hoc requirements of the business Competency Requirement (with desired proficiency level): Communication Skills (Oral and Written): Advanced Mortgage Domain: Expert Evaluating Others: Advanced Facilitation Skills: Advanced Instructional Design: Intermediate People Management: Advanced Employee Engagement: Advanced Stakeholder Management: Advanced Excel Skills: Intermediate Flexibility, Integrity and Accountability: Expert Additional Requirement: Graduate in any field Experience/certification in mortgage industry with expertise in loan processing & initial underwriting in US Residential Mortgage

JOB TITLE: Due Diligence Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months 8 years Immediate Joiners Only Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities : Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate. Assess the borrower's credit history, employment, income, and debt levels. Confirm the property's value through appraisal reports. Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness. Analyse financial statements, tax returns, pay stubs, and other income documentation. Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations. Adhere to company policies and guidelines. Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: Any bachelors degree. Proven experience in mortgage processing or underwriting. Strong knowledge of mortgage industry regulations and procedures. Excellent analytical and problem-solving skills. Detail-oriented with exceptional organizational abilities. Proficiency in using mortgage processing software and financial tools. Effective communication and interpersonal skills. Ability to work efficiently under pressure and meet tight deadlines. Solid understanding of financial statements and credit reports. Certification in mortgage underwriting or related fields is a plus. Share your Updated CV on -9384663108

Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location - Gurgaon (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile Strong understanding of credit principles, policies and regulations. Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Ability to multi-task independently under tight timelines and eye for details. 3 - 10 years relevant experience

Greetings, Company Name : M.Phasis (https://www.mphasis.com) Job Role: Live Underwriter- US Residential Mortgage Underwriting Experience : 3+ yrs Work Mode : 3 to 4 Months ( WFO) Post that its Permanent (WFH) Job Location for initial 3 to 4 months will be Pune (or) Chennai Budget : Upto 10 LPA Requirements : Experience in Live Underwriting, End to End Underwriting, Income Calculation, Review of Public Report, Review of Credit Report and 4C's is mandatory. Notice Period : Immediate to 30 days only No. of openings : 10+ openings Skills : Excellent knowledge in US Residential Mortgage Underwriting process is mandatory Note : Accommodation Fee for relocating candidates will be given (6000*3 or 4 months) Contact : 8431234240

Key Responsibilities Supporting the Rating Advisory team of a global investment bank in preparing rating presentations, rating models and indicative rating Strong understanding of S&P, Moody's and Fitch rating methodologies and expertise in different financial adjustments as well as qualitative aspects, required for assigning ratings to companies and bond issuances Understanding of different sectors including Energy, Auto, Transportation, and Mobility, Healthcare, Industrials, Media and Communications, Technology, Utilities and Power, Real Estate, Gaming, and Leisure Should also have strong understanding of financial models, cash flow models, LBO models, forecast analysis and ratio analysis Knowledge and hands on experience in preparing industry and company overviews/ analysis, peer comparison and presentations Experience in regular client interaction, structuring deliverables & developing efficient work processes Ensure clear understanding of client requirements and very high quality of output Key Competencies 3-7 years of experience in the Rating Agency such as CRISIL, CARE etc. or Rating Advisory team of a bank or boutique firm. Experience in below assignments will be required Rating Analysis/ credit assessment/ models/ presentations for Large Corporates Financial analysis including peer benchmarking and ratio analysis Debt structure analysis including headroom analysis Financial models including LBO model, cash flow forecast models etc Should be well versed with Office 2010/2013: Microsoft Excel, Word, and Power Point Excellent written and spoken communication skills with extensive experience in Client handling Post-Graduation in Finance or equivalent qualification

Greetings!!! Openings : 50 Desi. : SME Skills : US Mortgage+Underwriting Exp : 4+ Yr Loc: Mumbai/Bang/Chennai CTC : Upto 10 Lpa Call : Samriddhi - 9672580345 Deeksha - 8239532823 or Apply to: converseanjali01@gmail.com Rgrds, Team Converse