Bangalore - Analyst Credit - US Mortgage

Job Opportunity Credit Analyst US Mortgage Underwriting - Work from Office

Company Profile:

Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers

Post Credit Analyst US Mortgage Underwriting

Location Bangalore

Job Shift 7 pm to 5 am - Night - 5 Days a Week Saturday & Sunday Off

Immediate Joiners Preferred

Requirements:-

Mortgage Underwriter Duties and Responsibilities

• Experience in Post close underwriting Including QM and Non-QM loans.
• Experience in US MORTGAGE UNDERWRITING is MUST
• Highly organised and able to prioritise.
• Good communication skills, both verbal and written.
• Detail-oriented with strong data analysis skills.
• High mathematical aptitude.
• Proficiency in Microsoft Office and automated underwriting systems.

Mortgage Underwriter Skills and Requirements

• Experience in loan underwriting in QM and Non Qm loans for 1-6 years
• Good working knowledge of mortgage loan underwriting of 4 Cs.
• Working experience in income calculation, DTI calculation, LTV calculation.
• Reviewer is responsible for assessing mortgage files as per applicable selling guides and the lender overlays.
• Review and verify loan applications and supporting documentation.
• Analyse loan risk and request additional information as necessary.
• Determine if the risk covering the mortgage loans is permissible per guidelines and covered adequately
• Good knowledge of collateral underwriting, non-QM income also reviews the assets.
• Review and specify loan conditions as necessary.
• Document and efficiently communicating reasons for the approval/rejection of loans.
• Highly organised and able to prioritise work first.

Walk in Details :

Candidate can visit office as per below mentioned schedule with a copy of CV

Date : 16th July 2025 to 25th July 2025

Time : 6 PM to 9 PM - Monday to Friday

Venue : Infinity Data Technologies Pvt. Ltd.

C/O : Novel Tech Park

46/4, Garvebhavipalya, Kudlu Gate,

Hoser Main Road, Bangalore-68

Contact Person : Praveen (7530002417)