Bangalore - Analyst Credit - US Mortgage

2 - 7 years

0 - 3 Lacs

Posted:1 week ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Opportunity Credit Analyst US Mortgage Underwriting - Work from Office

Company Profile:

Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers

Post Credit Analyst US Mortgage Underwriting

Location Bangalore

Job Shift 7 pm to 5 am - Night - 5 Days a Week Saturday & Sunday Off

Immediate Joiners Preferred

Requirements:-

Mortgage Underwriter Duties and Responsibilities

  • Experience in Post close underwriting Including QM and Non-QM loans.
  • Experience in US MORTGAGE UNDERWRITING is MUST
  • Highly organised and able to prioritise.
  • Good communication skills, both verbal and written.
  • Detail-oriented with strong data analysis skills.
  • High mathematical aptitude.
  • Proficiency in Microsoft Office and automated underwriting systems.

Mortgage Underwriter Skills and Requirements

  • Experience in loan underwriting in QM and Non Qm loans for 1-6 years
  • Good working knowledge of mortgage loan underwriting of 4 Cs.
  • Working experience in income calculation, DTI calculation, LTV calculation.
  • Reviewer is responsible for assessing mortgage files as per applicable selling guides and the lender overlays.
  • Review and verify loan applications and supporting documentation.
  • Analyse loan risk and request additional information as necessary.
  • Determine if the risk covering the mortgage loans is permissible per guidelines and covered adequately
  • Good knowledge of collateral underwriting, non-QM income also reviews the assets.
  • Review and specify loan conditions as necessary.
  • Document and efficiently communicating reasons for the approval/rejection of loans.
  • Highly organised and able to prioritise work first.

Walk in Details :

Candidate can visit office as per below mentioned schedule with a copy of CV

Date : 16th July 2025 to 25th July 2025

Time : 6 PM to 9 PM - Monday to Friday

Venue : Infinity Data Technologies Pvt. Ltd.

C/O : Novel Tech Park

46/4, Garvebhavipalya, Kudlu Gate,

Hoser Main Road, Bangalore-68

Contact Person : Praveen (7530002417)

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