Credit Officer

Equitas Small Finance Bank

1 - 6 years

1 - 3 Lacs

Chitradurga Bhadravati

Posted:11 hours ago| Platform:

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Skills Required

Financial Modeling Compliance credit underwriting BFSI Tools Risk Data Analysis Tools credit appraisal Risk Management Credit Analysis Data Analysis analysis tools financial modelling credit policy Operations finance credit operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in the BFSI industry, with a strong background in credit analysis and risk management.

Roles and Responsibility

Conduct thorough credit analyses to assess customer creditworthiness.
Develop and implement effective credit policies and procedures to minimize risk.
Collaborate with cross-functional teams to identify and mitigate potential risks.
Monitor and manage credit portfolios to ensure compliance with regulatory requirements.
Provide expert guidance on credit-related matters to internal stakeholders.
Stay updated with industry trends and developments to enhance credit operations.

Job Requirements

Strong knowledge of credit principles, practices, and regulations.
Excellent analytical, communication, and problem-solving skills.
Ability to work effectively in a fast-paced environment and meet deadlines.
Proficiency in financial modeling and data analysis tools.
Strong understanding of risk management strategies and techniques.
Experience working with small finance banks or similar institutions is preferred.

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