7 Credit Lending Jobs

You will be responsible for generating business under JLG Loan and ensuring the productivity and profitability of the Branch across all products. Your key tasks will include achieving disbursement targets, cross-selling products, and driving revenue generation and client servicing for the branch. You will be leading the sales team, developing business strategies for market penetration, and defining business targets to enhance the organization's business. Your role will involve conducting risk analysis based on credit scores, analyzing financial risks, and preparing appraisal reports to support credit lending decisions. It will be crucial to identify potential default cases, implement proactive measures to prevent NPAs, and maintain the quality of the portfolio by ensuring zero PAR. Timely collections and disbursements in the branch will also be part of your responsibilities. You will be expected to analyze delinquent accounts, develop recovery strategies, and offer debt counseling to facilitate settlements. Maintaining the consistency, accuracy, completeness, and timeliness of reports will be vital. Additionally, you will monitor the branch's performance, strategize employee retention, and provide training, guidance, and motivation to the sales team to enhance their quality and productivity.,

The Assistant Vice President - Control Business Partner (Cards) position in Noida requires a professional with over 7 years of experience in International Corporate banking, Credit Cards, and Risk Control. The primary responsibility of this role is to evaluate the integrity and efficiency of the bank's internal control framework to minimize risk and safeguard the bank's operational, financial, and reputational interests. Key responsibilities include collaborating with various stakeholders to enhance overall control effectiveness, identifying and investigating potential control weaknesses, developing reports on risk assessments, executing reviews on internal controls, and ensuring adherence to the Barclays Controls Framework. The AVP is expected to provide advice, influence decision-making, lead a team, and contribute to policy development while ensuring operational effectiveness. They should also exhibit leadership behaviours such as listening, inspiring, aligning, and developing others. Successful candidates for this role should possess qualifications such as Chartered Accountant/Certified Internal Auditor/CPA or equivalent, with prior experience in Controls Business Partnership, Controls Assurance & Testing, and Operational Risk Management. Business understanding in Client Servicing, Cards/Merchant Servicing/Product acquiring is essential. Additionally, expertise in governance and control frameworks, stakeholder management, and communication skills are crucial for this role. Desirable skills include sound commercial judgment, knowledge of internal control and regulatory requirements, proficiency in MS Office applications, and familiarity with internal control policies and regulatory practices. Experience in areas like Financial Crime, AML, Customer Due Diligence, Settlements, and Credit Lending is valued. If you meet the requirements and are interested in this opportunity, please share your resume with sunidhi.manhas@portraypeople.com.,

About the Organization: PRP Group is a financial services conglomerate with a focus on both fund-based and non-fund-based services. Incepted in 2013, PRP is a decade-old financial services company having business verticals across Debt Capital Markets, Institutional Advisory, and Investment Banking. It is one of the top 10 DCM players and has close to INR 1,42,000 crore of Assets Under Advisory. Our Website: www.prpedge.com Job Summary: The candidate should preferably MBA / Chartered Accountant with up to 5 years of experience in business development, corporate banking, or financial services, with a focus on debt syndication. The candidate should have hands-on experience in debt syndication and financial advisory services. Further, he/she should have assisted/completed multiple transactions from pitch to final closure. The candidate shall be willing to travel extensively for the transactions and must necessarily be a go-getter from the point of view of execution, and should be highly analytical in their approach. Job Responsibilities: 1. Identify and prospect potential clients seeking debt financing solutions. 2. Build and maintain strong relationships with clients, financial institutions, and other stakeholders. 3. Assess clients' financing needs and develop tailored debt syndication proposals. 4. Develop and execute strategic business development plans to achieve revenue targets and expand market presence. 5. Responsible for Business Development in the region and mobilization of Loan Proposals. 5. Prepare and deliver presentations to clients, highlighting the benefits of debt syndication solutions offered by the company. 6. Lead negotiations with clients and financial institutions to secure favorable terms and conditions for debt financing deals. 7. Coordinate the due diligence process, including financial analysis, risk assessment, and documentation review, to facilitate timely transaction closures. 8. Strong analytical skills with the ability to conduct financial analysis, risk assessment, and due diligence. 9. Excellent communication, negotiation, and interpersonal skills. Qualifications and skills: Preferably MBA / Chartered Accountant with up to 5 years of experience in business development, corporate banking, or financial services, with a focus on debt syndication.

The main purpose of the AVP - Control Business Partner (Cards) role is to evaluate the integrity and efficiency of the bank's internal control system to aid in risk mitigation and safeguarding the bank's operational, financial, and reputational risks. Responsibilities include collaborating with various stakeholders to enhance control effectiveness, identifying and addressing potential weaknesses in internal controls, developing reports on risk assessments and control weaknesses, conducting reviews to evaluate the effectiveness of internal controls, and ensuring adherence to the Barclays Controls Framework. As an Assistant Vice President, you are expected to provide advice, influence decision-making, and contribute to policy development. You will lead a team, set objectives, coach employees, and ensure operational effectiveness. People Leaders are also expected to exhibit leadership behaviours such as listening, inspiring, aligning, and developing others. Successful candidates for this role should have a Chartered Accountant/Certified Internal Auditor/CPA qualification or equivalent in Auditing or Risk Management, along with business understanding in Client Servicing, Cards/Merchant Servicing, and Product acquiring. Extensive experience in Internal Audit, Control Business Partnership, Controls Assurance & Testing, and Operational Risk Management is required. Additionally, a solid grasp of governance and control frameworks, senior stakeholder management, and communication skills are essential. Desired skills may include sound commercial judgment, knowledge of the Financial Services Industry, experience in designing and implementing internal control policies, proficiency in MS Office applications, and familiarity with internal control and regulatory requirements. If you are interested in this opportunity, please send your resume to sunidhi.manhas@portraypeople.com.,

Hiring for Commercial Lending SME /SPE Position SME/SPE Location Hyderabad years of Exp : 2-10 years CTC : SPE : 5lpa, SME: 8lpa Process Commercial Lending Description – Looking for candidates with good experience in US mortgage, commercial lending and experience in loan syndication Shifts – US shifts / WFO Notice period – Immediate Interested candidates contact HR Hema@9136535233/ hemavathi@careerguideline.com

Role Overview: As the Team Lead for our Product team, you will play a key role in shaping the product vision, leading cross-functional teams, and delivering innovative financial solutions. You will manage a group of product executives, collaborate with stakeholders, and drive product strategy from concept to execution, ensuring that we continue to create exceptional value for our users. You will be responsible for fostering a culture of continuous improvement, innovation, and operational excellence within the team. Key Responsibilities: Lead and mentor a team of product managers, guiding them in the development, execution, and delivery of high impact fintech products. Own and define the product roadmap, aligning with business goals and customer needs. Collaborate with engineering, design, marketing, and other cross-functional teams to ensure successful product development and launches. Develop and communicate product strategies and goals to internal stakeholders and executive leadership. Drive prioritization of features and product improvements based on data, customer feedback, and business impact. Foster a data-driven approach to product development by leveraging analytics, market research, and user feedback to inform decisions. Cultivate a collaborative and inclusive team environment, ensuring continuous learning and professional growth for all team members. Lead by example in demonstrating our company values and promoting a positive, results-oriented culture. Stay informed about industry trends, competitor products, and emerging technologies to ensure our offerings remain innovative and competitive. Qualifications: 5+ years of experience in product management, with at least 3+ years in a leadership role & into banking or BFSI industry products. Proven track record of managing and scaling product teams in fast-paced environments. Strong understanding of the product development lifecycle, from ideation to launch. Experience in defining product vision and strategy, and aligning cross-functional teams around a shared goal. Excellent communication, collaboration, and interpersonal skills with the ability to influence stakeholders at all levels. Strong problem-solving skills and a customer-centric approach. Bachelors degree in Finance, MBA Finance or CA or Inter CA. Knowledge of financial services, payments, lending, or other fintech domains is a plus. Why Join Us? Be part of a fast-growing fintech company that is redefining the financial landscape. Work with a talented, passionate team in a collaborative and supportive environment. Competitive salary, equity options, and benefits. Flexible working arrangements (remote/hybrid). Opportunities for professional growth and development.

Job Title: Assistant Divisional Manager (Finance) Expert in Credit Enablement Service Line: Government & Public Sector Sub-Service Line: Infrastructure & Industrial Development Location: Jammu Work Arrangement: Travel as per client requirement >> About KPMG India KPMG entities in India are established under the laws of India and are owned and managed (as the case may be) by established Indian professionals. Established in August 1993, the KPMG entities have rapidly built a significant competitive presence in the country. Today we operate from offices across 14 cities including in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada. Our differentiation is derived from a rapid performance-based, industry-tailored and technology-enabled business advisory services delivered by some of the leading talented professionals in the country. KPMG professionals are grouped by industry focus and our clients are able to deal with industry professionals who speak their language. Our internal information technology and knowledge management systems enable the delivery of informed and timely business advice to clients. >>About KPMG India: G&PS IIDA Advisory Industrial and infrastructure development holds critical significance for India's economic growth, acting as a catalyst for greenfield/ brownfield infrastructure development, industrial deepening, enhanced productivity, job creation and achieving ambitious development goals. The Government's unwavering commitment to advancing economic expansion is evident through transformative national programs and amplified capital spending. By strategically prioritizing these sectors, the government aims to lay the foundation for sustained progress, regional inclusivity, and heightened global competitiveness, helping ensure a robust and prosperous future for the nation. The Industrial and Infrastructure Development Advisory (IIDA) practice of KPMG in India has been advising and assisting Indias development objective by seamlessly bridging the gap between Governments vision and execution, steering impactful initiatives across the spectrum of infrastructure, industrial and Small and Medium Enterprises (MSME) development as well as tourism, leisure, and sports. Our multidisciplinary approach blends cutting-edge strategies, regulatory acumen, and global best practices. Our team of multi-domain experts has successfully delivered national priority strategic engagements, providing guidance and insights to central and state governments, Public Sector Units (PSUs), and multilateral institutions Educational Qualifications: MBA/PGDM or equivalent in Economics, Business Administration, Business Management, Finance , or related fields from an Institute of National Importance as identified by the Ministry of Education. Experience Requirements: Minimum 3 years of professional experience in: Domestically Systemically Important Banks (DSIBs), Financial Services Institutions, or Fortune 500 Companies. Demonstrated expertise in MSME financing , with: At least 3 years of hands-on experience in: Appraisal of project proposals, Conducting feasibility studies, Evaluating business plans of enterprises. Key Responsibilities: Credit Structuring & Product Design: Design and structure innovative financial products and loan schemes tailored for MSMEs and startups . Develop frameworks to enhance credit access for underserved business segments. Loan Appraisal & Disbursement Oversight: Lead the evaluation of loan applications, ensuring alignment with internal risk frameworks and regulatory guidelines. Oversee the loan disbursement process , ensuring timely and compliant execution. Credit Readiness & Capacity Building: Develop and deliver credit readiness programs , including: Financial literacy workshops, Training modules for MSMEs on loan application processes and credit management. Stakeholder Engagement: Collaborate with internal teams, financial institutions, and external partners to streamline credit enablement initiatives. Represent the organization in forums and discussions related to MSME finance and credit facilitation. Key Skills & Competencies: Strong analytical and financial modeling skills. Deep understanding of MSME ecosystems and credit challenges. Excellent communication and stakeholder management abilities. Familiarity with regulatory frameworks governing business lending. Preferred Attributes: Experience in public-private partnerships or government-led credit facilitation programs. Exposure to digital lending platforms or fintech-driven credit solutions.