Posted:3 weeks ago|
Platform:
Work from Office
Full Time
Role: Cluster Credit Manager - Home Loans Base Branch Location: Thane Branches to be responsible for: Thane, Kalyan, Panvel, Andheri Roles and Responsivities: - Responsible for smooth functioning and managing the credit responsibilities of the assigned cluster Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of Home Loans cases in the mapped region including visiting the customers. Ongoing monitoring of accounts, deferral tracking including tracking developments in the industry and the account to identify stress and work with the business teams / credit managers in devising appropriate mitigation strategies wherever needed. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Portfolio Management Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy. Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality.
Ratnaafin Capital
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