78 Credit Monitoring Jobs

Bharat Financial Inclusion is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journeyCredit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms.Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria.Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults.Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts.Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns.Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders.Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities.

Hello, We are hiring for Oracle BRM Consultant Job Title: Oracle BRM Consultant Work Mode: Remote Exp : 9+Years Loc: Remote Notice Period: Immediate to 30 Days(Serving) Required experience: Good understanding on BRM Architecture Hands-on implementation of BRM functionality on multiple projects. Should have good working understanding on BRM modules like Account & Subscription, Credit monitoring, Billing, Invoicing, Taxation should have knowledge on BRM Cloud Native - build, test and deploy the BRM image Should be good in BRM design and upgrade knowledge on BRM is added advantage. NOTE: Let your co-workers or Circle know about this opportunity if you lack these skills set.

Task performed Ensure AP Ref no.if generated as soon as a file is logged in Ensure CPV, neighbor check, Financiary reference check and TVR is done after CIBIL Recommends and forwards to appropriate authority basis limits, deviation, and deferral. Does PD for every single customer. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact Review of credit files as per policy Co-ordinate with FCU for setting up specific triggers Ensure approval tracker is given to Business Basis product to do CFA and ABB. Relook at cases which have been rejected basis merit Clear the various exception raised. Review portfolio every month with respect to ODs / losses / fraud for the period underwritten with respect to the following Bucketwise OD’s being within the triggers OD’s within the budgeted figure Customers TOD level within acceptable norms Non Starter at minimum level Negligible skip / fraud cases Ensure documentation is in place before sending the file for dispatch, with reviews done periodically on the documentation, besides ensuring dispatch of the physical file. Ensure the completed document is moved into the Operations Queue Reviews credit admin activities to ensure the activities like RMU movement, filing of charge, agreement filling, stock and book debt audit, legal dox review , regular information on deviations, deferrals to central unit etc are completed within stipulated time frame. Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies. Constantly monitor portfolio adherence to triggers to identify underlying issues with plausible solutions.

Collaborate with department heads to understand their staffing needs and job requirements. Manager and maintain TA databases, and prepare relevant dashboards. Utilize various sourcing methods, such as job portals, social media, networking, and referrals, to identify potential candidates. Create compelling job postings and advertisements to attract qualified candidates. Review resumes and applications, conduct preliminary screenings, and assess candidate qualifications and suitability for the position. Conduct phone or inperson interviews to evaluate candidates' skills, experience, and cultural fit. Schedule and coordinate interviews between candidates and interview panels. Provide guidance and support to both candidates and hiring teams throughout the interview process. Administer and evaluate pre-employment assessments, tests, or other screening methods to assess candidates' skills, aptitude, and compatibility with the role and organization. Facilitate the offer process by extending offers to selected candidates and negotiating compensation packages. Collaborate with other departmental heads and onboarding, to ensure a smooth transition for new hires. Stay informed about the latest recruitment trends, techniques, and best practices. Continuously improve recruitment processes and strategies to attract top talent.

JD – Credit Manager The key responsibilities of the role will be as follows: Assessment of credit worthiness of potential customers. Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security. Presenting the proposals to Approving authorities Work closely with the Business Team. Responsible for the end to end monitoring of the portfolio Candidate Profile Preferably 3-4 years of experience in Banks / NBFCs in a Credit role Good analytical & managerial skills. Good Communication and proposal writing Skills. Experience in Large Corporate 20 to 25 cr+

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards Ensure all MIS is maintained timely and correctly Contribute to the new project initiatives Qualifications CA/Post-graduate in Finance Functional Skills Attention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience 3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards Ensure all MIS is maintained timely and correctly Contribute to the new project initiatives Qualifications CA/Post-graduate in Finance Functional Skills Attention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time Management Relevant and total years of Experience 3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

Credit Analysis (Delivery Lead/ Manager) Job location - Bangalore (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile Strong understanding of credit principles, policies and regulations. Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Ability to multi-task independently under tight timelines and eye for details. 6 - 12 years relevant experience

Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location - Gurgaon (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile Strong understanding of credit principles, policies and regulations. Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Ability to multi-task independently under tight timelines and eye for details. 3 - 10 years relevant experience

Exciting job opportunity at Acuity KP, Bengaluru- Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European client ensuring we fulfil the applicable SLAs. Key Responsibilities Maintaining high quality in the below workflows by performing quality checks, providing training, mentoring and upskilling juniors: Spreading of the financial statements of corporates in the client proprietary platform. Analysis of financial statements of public and private companies for the credit appraisal process Conducting background research independently to understand the appropriate KPIs that are relevant to each borrower Monitoring covenants on a regular basis, performing validations and highlighting any Early Warning Signals Carrying out written credit appraisals, risk ratings, and credit notes for credit approvals Motivating and managing a team of analysts, planning workflows and liaising with global clients in ensuring that deadlines are met at the required standard Contributing to process improvement, providing value adds to the deliverables and automation of tasks Providing domain expertise in credit notes and credit appraisals Communicating clearly and confidently with internal and external stakeholders–both written and verbal Providing strategic thought leadership through the authoring of blogs and whitepapers on trending topic Key Competencies 10-15 years of experience in Commercial lending (corporate/wholesale lending) operations including origination, underwriting and portfolio monitoring activities Familiarity and expertise in a specific sector will be an added advantage Experience in complete delivery set-up, smooth roll-out of services and the implementation of best practices, feedback mechanisms, hiring and training the team Good knowledge of the products involved in entire value chain of commercial lending including underwriting, covenant monitoring, and portfolio monitoring. Hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, credit notes for credit approvals and ongoing monitoring. Excellent understanding of the financial statements of the corporates A Masters in Business Administration and/or a full/ part qualification in CFA will be an added advantage. A highly analytical mind and a high level of attention to detail Excellent written and spoken English communication skills A strong work ethic The ability to work independently and meet deadlines under pressure POC- Alka Sinha (alka.sinha@acuitykp.com)

Evaluate and underwrite SENP / SEP loan applications by analyzing financials, business profiles, and conducting personal discussions (PDs). Ensure credit appraisal is in line with company policy, KYC norms, financial assessments, and credit bureau checks. Maintain processing Turnaround Time (TAT) for all loan files and ensure timely approvals. Monitor credit quality and track economic indicators impacting portfolio performance. Ensure end-to-end compliance with login, sanction, and disbursement checklists and conditions. Coordinate with Sales and Credit teams to facilitate smooth file movement and reduce process gaps. Oversee execution and compliance of regulatory activities like CERSAI, CKYC, and NHB reporting. Manage secure storage of physical loan documents at the branch and dispatch to vaults within defined timelines. Support Location Operations Head during internal, concurrent, statutory, and NHB audits with required data and process adherence. Ensure branch infrastructure and administrative processes comply with NHB and internal operational guidelines. Conduct regular training and updates for sales teams on new credit policies, circulars, and audit observations. Prepare and maintain accurate credit and operations MIS for branch performance tracking and reporting. Implement operational improvements and risk mitigation strategies across credit and loan processing functions. Cost control measure to be taken to improve Branch Profitability

Credit Administration Department (CAD) is the unit tasked with managing the end-to-end post-sanction process for Wholesale Lending Business. Credit Administration Department is responsible for ensuring that the required legal / regulatory stipulated documentation duly executed are in place and underlying security is perfected to enable the Borrower to commence the borrowing. CAD team also ensures that Credit conditions stipulated are complied with, all ongoing monitoring items and deferrals are tracked for adherence by the specified timelines. It is therefore critical that team not only understands the terms of sanction but is also familiar with Banks internal credit policies and Legal / Regulatory landscape. Setting-up of Borrowing limits, ongoing adjustment thereof and maintaining Collaterals and facilitating the loan drawdown are also core deliverables of the team. Job Description: This role will report to the Head of Credit Administration. The incumbent will work closely with the various functions of the Bank (Wholesale Business Units, Credit, Legal and Regulatory Reporting) to always provide high level of service support to our clients, operate within the Bank’s laid down policies, adhere to regulatory guidelines and ensure the risks are mitigated. Interested candidates can mail to jadhav.priyanjali@indusind.com

Credit Monitoring - Commercial Lending Location: Gurugram Summary: We are seeking an experienced Portfolio Manager specializing in Commercial Lending. The ideal candidate will have extensive knowledge of capital markets, private credit, and equity markets, combined with expertise in portfolio management, debt management, and financial modeling. This role focuses on managing commercial loans and corporate debt, monitoring cash flows, and ensuring the financial health of our portfolio. Your Future Employer: Join a leading financial institution known for its innovative approach and commitment to excellence. Be part of a collaborative team that values professional growth and offers opportunities to make significant contributions to the organization's success. Responsibilities: 1. Conduct portfolio analysis to assess performance and risk. 2. Manage corporate debt and commercial loans, ensuring compliance with covenants. 3. Develop financial models to project cash flows and analyze lending opportunities. 4. Monitor portfolio performance and prepare regular reports for senior management. 5. Optimize cash flow positions and develop strategies to mitigate risks. Requirements: 1. Bachelor's degree in Finance, Economics, Business Administration, or a related field. MBA or CFA preferred. 2. Minimum of 5 years of experience in capital markets, commercial lending, or related areas. 3. Proven expertise in portfolio management, debt management, and financial modeling. 4. Strong analytical and quantitative skills, with proficiency in financial software and modeling tools. 5. Excellent communication and presentation skills, with the ability to convey complex financial information to stakeholders. What is in it for you: 1. Opportunity to work with a leading financial institution and impact significant investment decisions. 2. Collaborative and innovative work environment. 3. Competitive salary and comprehensive benefits package. 4. Professional development and growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords- portfolio management, debt management, financial modeling, commercial loans, corporate debt, monitoring cash flows, Crescendo, Crescendo Global

Credit Monitoring - Commercial Lending Location: Gurugram Summary: We are seeking an experienced Portfolio Manager specializing in Commercial Lending. The ideal candidate will have extensive knowledge of capital markets, private credit, and equity markets, combined with expertise in portfolio management, debt management, and financial modeling. This role focuses on managing commercial loans and corporate debt, monitoring cash flows, and ensuring the financial health of our portfolio. Your Future Employer: Join a leading financial institution known for its innovative approach and commitment to excellence. Be part of a collaborative team that values professional growth and offers opportunities to make significant contributions to the organization's success. Responsibilities: 1. Conduct portfolio analysis to assess performance and risk. 2. Manage corporate debt and commercial loans, ensuring compliance with covenants. 3. Develop financial models to project cash flows and analyze lending opportunities. 4. Monitor portfolio performance and prepare regular reports for senior management. 5. Optimize cash flow positions and develop strategies to mitigate risks. Requirements: 1. Bachelor's degree in Finance, Economics, Business Administration, or a related field. MBA or CFA preferred. 2. Minimum of 5 years of experience in capital markets, commercial lending, or related areas. 3. Proven expertise in portfolio management, debt management, and financial modeling. 4. Strong analytical and quantitative skills, with proficiency in financial software and modeling tools. 5. Excellent communication and presentation skills, with the ability to convey complex financial information to stakeholders. What is in it for you: 1. Opportunity to work with a leading financial institution and impact significant investment decisions. 2. Collaborative and innovative work environment. 3. Competitive salary and comprehensive benefits package. 4. Professional development and growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on radhika.agrawal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications on a daily basis so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Keywords- portfolio management, debt management, financial modeling, commercial loans, corporate debt, monitoring cash flows, Crescendo, Crescendo Global

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.

About The Role Job Role : Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy for Andhra Pradesh, Karnataka and Telangana. Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT / Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies / Infants Job Requirements : CA Inter / CA / MBA (Finance) Experience of minimum 2 years in financing business, preferably in a credit role for Commercial Vehicles. Good analytical skills and understanding of Commercial Vehicle market Good inter personal and communication skills (verbal and written)

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.

Accumn - a Yubi company, is Indiamost advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecyclefrom lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users, Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring. The company has been recognized for Best Use of AI ML Models for Credit Default Predictionby Banking Frontiers and Best Use of AI in Risk Evaluationby Dun Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are seeking a dynamic and results-driven Senior Associate to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the Fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. She/He will be responsible for developing and executing a strategic sales identifying key business opportunities. Requirements What we look for: Minimum of 3-8 years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process.

* Conduct credit analysis & appraisals * Evaluate financial statements & corporate credits * Monitor credit risks & trends * Collaborate with sales team on new opportunities * Manage credit portfolio & ratings

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru/ Gurugram (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Build forecast excel models (Projections and DCF models will be an added advantage) Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client Key Competencies 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations Good communication skills Ability to multi-task, priority setting and meeting deadlines The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention Clear and logical thinking to understand clients requirements

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

About The Role Role Name Department Commercial Banking - Credit Monitoring & Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior Manager Position Purpose : With the Bank"™s growing asset portfolio, there is an imminent need for building systems and processes for analysing data from multiple sources & drilling down to industry / sector level performances through advisories as well as forecasts based on a set of assumptions, on both threats and opportunities for growth, including specific references to individual borrowers and at group level; event-based impact analyses, tight monitoring of portfolio quality, timely identification of accounts that require closer monitoring, ability to think through risk mitigating structures / follow up for implementation of review outcomes / action points. Portfolio Monitorin- Identify, manage and minimize shocks / stresses in the Credit Portfolio. Analytics and Advisory objective being to establish an enterprise approach focusing on key and emerging risks and opportunities, involving the following ; Advisories from CRILC / CRISIL and other rating agencies / Capitaline / webinars / research reports. Drill down to Industry / Sector performance. Correlate with Bank"™s portfolio on these major Industries / Sectors segments with direction on outlook. Maintaining subscription services, wherever necessary Preparation and monitoring of monthly EWS (Early Warning System) reports. Identify accounts under relevant categories, which need to be included under the EWS reporting, based on the overdue and churning and other such reports and other set identified parameters. Co-ordinate with Zonal / Regional, Business and Credit teams to analyze and update the latest information with relevance of such accounts. Discuss the identified accounts and report at a Zonal / regional level and subsequently present the EWS report made on a monthly basis to the Group Head / Business Head / Credit Head and to President (Commercial Banking). Note the directions / actionable made with regard to specific accounts, if any, and update the same to the concerned. Identify, analyze and deep dive on specific accounts which need to be carefully and specifically hind sighted. Chartered Accountant Past experience of 3 to 5 years Strong analytical skills - ability to carry out economic analysis, build quantitative and financial models to project future performance thus requiring fluency in MS Office, Advanced MS Excel (Macros, V-lookup, Pivot)\ and MS Powerpoint Knowledge of Bank"™s internal data systems Finnacle, CORE, etc. Ability to engage with internal and external stakeholders, gain their confidence and persuade them to cooperate with initiatives where required If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to priyanka.lunawat@kotak.com Please mention the following in the subject line as "˜"Position Name" "Your Name" "Your Current Business Group"

Department Regulatory ReportingLocation MumbaiNumber of Positions 1Reporting Relationship Team Leader - Regulatory ReportingPosition Grade M3 / M4 Job Role: PAN Bank Exposure report and CRILC return :- Preparing the PAN Bank Exposure Report. Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.Analysis of trend and reconciliation of Pan Bank exposure report with source data. Compiling, checking and filing the monthly CRILC return Highlighting major risks if any arising from the existing process or reporting and taking corrective action. Other monthly / quarterly returns/ exposure reportPreparing the Gift City Exposure Report on monthly basis. Working on WBG data points for Capital Market Exposure (CME) and Commercial Real Estate (CRE) on monthly basis. Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC) & Return on Connected Exposure ( RCE) every quarter.Working on Return on Asset quality (RAQ) & SIBC Industry data point on quarterly basis. Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basisAnalyzing the trends in Key risk indicators for the Bank based on above return filing. Working on Board Note, compliance note and Substantial exposure reporting quarterly as per internal guideline. Providing exposure related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries. Automation project : Drafting BRD and conducting UAT w.r.t automation project. Implementing automation project of the bank, drafting process note and monitoring the data flow. Qualification/ Experience/ Skill Requirement: Bachelor's/Masters degree in Finance, Accounting, Business Administration, or related field.At least 3-4 years of experience and well-versed with computers/ excel. Knowledge of Credit Appraisal, Credit Monitoring or regulatory requirements.Analytical skills, proficiency in trend analysis and understanding of data flow in banking system. Written and verbal communication skill with the ability to present information clearly and concisely.

Role & responsibilities : Financing, Banking and Credit Rating Related Preparation of Detailed Project Report (DPR) for Banks Liaising with the TEV Consultant for preparation of Techno Economic Viability (TEV) Report Coordinating with banks for getting sanction for required funding for proposed projects. Fund Flow Planning for the Group. Preparation of Credit Monitoring Arrangement (CMA) for Banks Preparation of financial projections taking into account both technical and commercial aspects for Credit Rating Agencies and Private Equity firms Coordinating with Private Equity firms with respect to their queries on financial projections and assisting them other details required Acquisitions Related To study technical, legal and commercial aspects pertaining to tender documents of Coal/Iron Ore Mines and presenting it to the Directors To evaluate company takeover proposals Drafting and submission of documents required for participating in Mines Auction and coordinating with various departments for documents required Preparation of Financial models to determine the Bid Value at which the mines would be financially viable Corporate Insolvency Related work Submitting Expression of Interests for prospective companies Liaising with legal and tax consultants in the drafting of Resolution Plan Reviewing and finalising the Resolution Plan Evaluating tax efficient structures proposed by the consultants Submission of Resolution Plan and coordinating with the Resolution Professional before and after submission of the Plan Due Diligence of documents made available in data room by the Resolution Professional and. preparation of Financial models to arrive at an acquisition value considering company's internal policies Preferred candidate profile : Education: CA Qualified only Key Skills & Competencies: Expertise in advanced Excel and financial modeling techniques. Strong knowledge of banking documentation, project finance, and investment appraisal. Excellent analytical, presentation, and negotiation skills. Ability to handle high-value financial transactions and work in a deadline-driven environment. Preferred Background : Experience in manufacturing. Interested candidates please share resumes to: sataparna@empowerresources.in Contact Number: 7980076315 (Whatsapp)