CIB Risk -MMBSI Credit Officer

Job Responsibilities

• Independently prepare credit risk analysis reports on assigned clients (business financial analysis and focusing on credit issues) - for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients.
• Quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm s credit related policies, etc.
• Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.
• Build strong knowledge of credit analysis for clients.
• Stakeholder management - Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives

Required Qualification, Experience and Skills

• MBAs (with Finance specialization) / CAs with 4-5 years of experience in credit risk
• Excellent academic record; experience in credit risk
• Strong grasp of corporate finance concepts and their application
• Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards
• Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
• Strong communication skills both oral and written; ability to effectively present analysis and interact with global credit bankers
• Deadline orientation; close attention to detail and accuracy
• Proficient in the use of MS Word, Excel and Power Point
• Ability to work proactively independently as well as in a team environment
• Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMs