AVP, Controls Assurance - Cards

Purpose:

Assess and enhance the effectiveness of the internal control framework to mitigate operational, financial, and reputational risks.

Key Responsibilities:

• Control Reviews:

  Perform targeted assessments of existing controls against governance frameworks, regulations, and best practices.

• Issue Management:

  Identify control gaps, quantify their impact, and drive remediation through clear action plans.

• Reporting & Insights:

  Develop concise reports and dashboards to communicate findings and recommendations to senior stakeholders.

• Stakeholder Collaboration:

  Advise business and support functions on control design, policy development, and process improvements.

• Continuous Improvement:

  Embed risk-based thinking into change initiatives and digital transformations to strengthen control culture.

• Leadership (if applicable):

  Coach and develop a small team of control-testing specialists, setting clear objectives and monitoring performance.

Qualifications & Experience:

• Professional Credentials:

  CA, CIA, CPA, or equivalent qualification in auditing, risk, or controls.

• Domain Expertise:

  5+ years in internal audit, control assurance/testing, or operational risk roles within financial services.

• Cards Risk Controls:

  Proven experience in risk controls for cards (acquiring/issuing) with an international bank is mandatory.

• Framework Knowledge:

  Hands-on experience with COSO, SOX, Turnbull, Basel II, or similar control frameworks.

• Technical Skills:

  Advanced proficiency in Excel, PowerPoint, and data-analysis tools.

• Stakeholder Management:

  Proven ability to influence senior leaders through data-driven recommendations.

In an era of real-time data and AI-powered analytics, how might we transform traditional periodic control testing into continuous, automated monitoringespecially within card operations—to both anticipate emerging risks and drive faster, more proactive remediation?