Associate Relationship Manager-PL

The Associate Relationship Manager - Personal Loan is responsible for initiating and managing personal loan services in the rural market. Your primary role involves identifying business owners and entrepreneurs in the designated area, assessing their loan requirements, and disbursing personal loans accordingly. You will need to map out potential business prospects in the town, conduct end-use checks post-loan disbursal, and meet monthly and annual loan booking targets. Additionally, you will be required to cross-sell products and services to new and existing customers based on their lifestyle, risk profile, and needs. Your contribution towards the penetration of liabilities business in rural markets through lead generation and account opening is vital. It is essential to maintain high collections efficiency, prepare accurate loan documentation, coordinate with operations for timely data entry, and encourage customers to transition to online banking. To qualify for this role, you need to have a graduation degree and possess 2 to 5 years of relevant branch banking experience. Compliance with bank requirements and driving behavioral changes in customers towards online banking are key aspects of the job. Your dedication, attention to detail, and ability to meet targets will be crucial in successfully managing personal loan services in the rural market.,