Assistant Manager - Credit Risk

0 - 2 years

5 - 9 Lacs

Posted:4 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

About Us
Tata International Limited is a leading trading and distribution company that has served the industry for over six decades, exemplifying its core values of Pioneering, Integrity, Excellence, Unity and Responsibility. We have our footprints in over 29 countries across the globe operating in diversified verticals from trading and distribution to manufacturing and retail, which offers our employees a dynamic environment rich in opportunities. Guided by the common threads of Tata Code of Conduct, we foster a collaborative and inclusive work environment that encourages personal and professional growth thus laying a strong foundation for creating a world-class organization where employees are respected and motivated to contribute to sustainable development.
Job Purpose
To manage the risk function for TIL across all its businesses. The role aims at enabling business growth within well-defined risk boundaries and providing real-time visibility to support agile response and risk management interventions.
Key Responsibilities
  • Manage Credit Risk exposure:oAccess credit worthiness of Indian and Foreign Corporates oEvaluate new Customers with quarterly review ratings.oOnboard, Initiate approval for customer as per Credit Limits. Recommend whether to increase, adjust or close the credit lines.oDevelop and implement Credit Risk Models and Scoring SystemsoPeriodically review and update the ratings of the customeroManage risk through effective risk mitigation plans. Identify and track risk inclusive of credit risk, currency risk and country riskoUnderstanding of credit reports like DB and Credit Models
  • Analysis of Working capital management, cash management collection forecasting:oRobust debtors analysis at a consolidated and divisional leveloCome out with structured plans to reduce debtors in discussion with corporate business finance.oCollection forecasting basis business plans and market scenarios
  • MIS Reporting:oTimely preparation of various periodic MISs for timely decision making.oDevelop / re-design MIS depending on various needs of customers Building a risk team that is familiar with business models, deviations, flow of material payments
Educational Qualifications
CA
Desired Profile (Experience)
0 -2 years of experience in credit risk management role
Industry Preference
Banking - managed working capital / overdraft products credit rating, Trading

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Tata International logo
Tata International

International Trade and Development

Mumbai Maharashtra

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