Area Credit Manager - Construction Finance

5 - 10 years

1 - 6 Lacs

Posted:1 day ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

  • Evaluate credit proposals for construction and real estate finance, including financial and technical due diligence
  • Conduct risk assessments, analyze project viability, promoter background, and market trends
  • Ensure timely and accurate processing of credit applications in compliance with internal policies and RBI guidelines
  • Monitor portfolio performance and flag early warning signals
  • Coordinate with business teams, legal, technical, and risk for end-to-end proposal processing
  • Guide branch credit teams and ensure credit quality across the area

Key Skills:

  • Strong understanding of construction finance and real estate project appraisal
  • Credit underwriting and risk analysis expertise
  • Knowledge of legal, regulatory, and compliance frameworks
  • Excellent analytical and decision-making skills
  • Ability to handle large and complex transactions
  • Proficiency in financial modeling, ratio analysis, and report preparation

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Higher Education

Mohali Punjab

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