Virtual DRIVE | US Mortgage - Underwriter

Indecomm Global Services

Job Brief

We are seeking an experienced Associate/Lead Associate in Mortgage Underwriting who will play a pivotal role in determining the eligibility of loan applicants and authorizing purchases through re-underwrites for lenders. Your responsibilities will include analyzing and verifying loan applications, evaluating financial risks, and making final decisions on eligibility. Working collaboratively with a team of financial experts, you will be instrumental in accepting or declining different types of loans.

Roles and Responsibilities:

• Problem-solving ability by connecting the dots across the loan documentation.
• Perform end-to-end risk analysis of a loan file.
• Evaluate loan risk through the verification of loan applications.
• Maintain a thorough working knowledge of industry standards and guidelines.
• Ability to interpret and take action for any guideline changes.
• Reviewing and responding to loan conditions as necessary.
• Ensuring compliance with regulatory standards.
• Perform other duties as assigned by Management.
• Meet daily targets and all SLAs as communicated.

Requirements:

• Graduate in any discipline.
• At least 2-7 years of relevant experience in the underwriting process.
• General knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines is a plus.
• Detail-oriented.
• Adhere to strict timelines prescribed by Management and provide the review experience working in a production environment preferred.
• Good verbal and written communication skills.
• Should have good analytical skills and the ability to make decisions based on facts.
• Competent with MS Office applications, LOS, LMS, and Selling guide navigation.
• Knowledge of standard mortgage nomenclature.
• Shift: Should be flexible with both day and night shifts and okay to work over the weekends if required.

www.Indecomm.com