Senior Credit Controller

Job Description

Job Summary: We are looking for an experienced Credit Controller to oversee and manage the credit and collections function for LAL Sweets Pvt Ltd. The ideal candidate will have a strong background in credit risk assessment, collections, and accounts receivable management, particularly within a fast-moving consumer goods (FMCG) or manufacturing environment. Key Responsibilities: Monitor and manage the companys debtor ledger to ensure timely collection of outstanding payments. Perform credit checks and risk analysis on new and existing customers. Approve or reject credit applications in line with company policy and risk appetite. Work closely with the sales and finance teams to establish credit limits and payment terms. Follow up regularly with clients regarding outstanding invoices via calls, emails, and visits if necessary. Resolve disputes and queries related to invoices, deductions, and payment delays. Maintain accurate records of all communications and payment commitments. Prepare periodic reports on receivables, aging analysis, bad debts, and DSO (Days Sales Outstanding). Recommend accounts to be placed on hold or referred for legal collection, as necessary. Ensure compliance with internal financial policies and external regulatory standards. Key Requirements: Bachelors degree in Commerce, Finance, Accounting, or related field. A Masters degree or professional certification (CA Inter, CMA, ICWA, etc.) is a plus. Minimum 5 years of experience in credit control, accounts receivable, or a similar finance role. Prior experience in FMCG, retail, or manufacturing sectors is highly desirable. Strong understanding of credit risk management, financial analysis, and commercial practices. Excellent communication and negotiation skills. Proficiency in MS Excel and accounting software (e.g., Tally, SAP, Oracle, or similar ERP). Ability to work independently and as part of a cross-functional team. High attention to detail and strong organizational skills.