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4.0 - 8.0 years
0 Lacs
karnataka
On-site
Are you seeking an exciting opportunity to contribute to Credit Risk at the Commercial Bank(CB) Risk India (CRI), a part of the Credit Risk function for Commercial Bank (CB) at J.P. Morgan CRI collaborates closely with in-country Underwriters and Credit Executives, offering detailed credit risk analysis of clients and providing recommendations on risk grades for CB clients in North America. As a Credit Risk Analyst, your responsibilities will include independently preparing credit risk analysis reports for middle market clients, recommending rating grades based on analysis, and overseeing the work delivery of junior analysts in the team. You will need to develop a strong understanding of credit analysis techniques, maintain open communication channels with Underwriters, and engage in rating discussions with Underwriters and Credit Executives. In addition to stakeholder management, you will be expected to build a solid knowledge base of credit analysis for clients and establish strong relationships with Credit Officers and Credit Executives to ensure effective collaboration and communication. The ideal candidate for this role should possess an MBA or CA with a Finance specialization and 4-5 years of experience in credit risk. A strong academic background and experience in credit risk are essential, along with a solid grasp of corporate finance concepts and their practical applications. Proficiency in financial statements analysis, including ratio analysis, cash flow analysis, and basic accounting standards is required. Additionally, you should have the aptitude to learn credit analysis techniques, sectors, and global economies, coupled with excellent communication skills (both oral and written) to effectively present analysis and engage with global credit bankers. Attention to detail, deadline orientation, proficiency in MS Word, Excel, and PowerPoint, proactive work approach, and ability to work independently as well as in a team environment are crucial for this role. Strong interpersonal skills and the ability to build positive relationships with Underwriters and Relationship Managers are also key attributes for success in this position.,
Posted 1 week ago
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