4376 Risk Assessment Jobs - Page 3

Relationship Management : Managing, developing, and expanding customer relationships by providing the banking and investment service that exceeds client expectations of the most important customer segment. Generating Incremental Business Sales targets spread across liabilities, retail assets, business banking, forex, cards, investments, and commercial products to current and potential HNI Relationships and increase CASA balance in the allocated portfolio either through deepening or Acquisition Investment Advisory Financial Planning and Investment Advisory to HNI clients and driving revenue business to generate fee income through products like mutual funds, investments, and insurance

Relationship Management : Managing, developing, and expanding customer relationships by providing the banking and investment service that exceeds client expectations of the most important customer segment. Generating Incremental Business Sales targets spread across liabilities, retail assets, business banking, forex, cards, investments, and commercial products to current and potential HNI Relationships and increase CASA balance in the allocated portfolio either through deepening or Acquisition Investment Advisory Financial Planning and Investment Advisory to HNI clients and driving revenue business to generate fee income through products like mutual funds, investments, and insurance

As a U.S Mortgage Underwriter based in Chennai, you will play a pivotal role in the mortgage lending process by evaluating the creditworthiness and risk profile of potential borrowers. Your responsibilities will include analyzing financial information, reviewing loan applications, and making well-informed decisions regarding the approval, conditional approval, or denial of mortgage loans. It is essential to ensure that all loans adhere to the company's lending standards and regulatory requirements. Your key responsibilities will involve reviewing and verifying loan applications to ensure the completeness and accuracy of all required documents. You will assess the borrower's credit history, employment status, income, and debt levels while confirming the property's value through appraisal reports. Additionally, you will evaluate credit reports to determine creditworthiness, calculate debt-to-income ratios, and review property valuations for accuracy. Furthermore, you will be responsible for ensuring compliance with federal, state, and local regulations, as well as company policies and guidelines. Identifying potential risks and evaluating the overall risk level of loans will be crucial aspects of your role. To excel in this position, you should possess a bachelor's degree and have proven experience in mortgage processing or underwriting. A strong understanding of mortgage industry regulations and procedures is essential, along with excellent analytical and problem-solving skills. Attention to detail, exceptional organizational abilities, and proficiency in mortgage processing software and financial tools are key requirements. Effective communication skills, the ability to work under pressure and meet deadlines, and a solid grasp of financial statements and credit reports are also essential. Certification in mortgage underwriting or related fields would be advantageous. If you are open to working night shifts and have a notice period of up to 45 days, we invite you to join our team and contribute to our mission of providing quality mortgage services.,

Role & responsibilities Take care of IT compliance & also conduct Information Systems Audit for the Bank. Experience in conducting Information Systems and Security audits, application control reviews and application functionality reviews Need to perform IT audits as per the agreed annual audit plan. Practical experience of audit methodology Assisting the team members in conducting compliance reviews. Assist in preparation of monthly / quarterly / annual submission to the Board / Audit & Compliance Committee. Essential competencies In depth knowledge of the regulatory environment for the banks in India particularly RBI & FEMA requirements. Good Co-ordination skills. Good research capabilities and intelligent interpretation of regulatory guidelines. Good knowledge of all the elements (commercial, operational) of banking areas like Trade, Remittances, Treasury e.t.c. Relevant experience: 1-2 years post qualification experience in Financial Services environment, preferably in handling RBI Inspection Impeccable integrity and compliance consciousness.

Role & responsibilities Assistance in preparation of Compliance Review plan to be put up to the Board. Preparation and updating of Compliance review checklists in line with the regulatory guidelines/internal policies. Undertaking field work and ensuring that the review is completed within the prescribed timelines. Preparation of Draft Compliance Review report and discuss the same with the relevant stakeholders. Obtain the responses from the stakeholders and preparation of Final Compliance Review Report. Ensure proper documentation and working papers are maintained for all the compliance reviews conducted. Preparation of Open Issue tracker for Compliance Review Reports issued. Follow up with the management towards closure of compliance review open issues. Essential competencies In depth knowledge of the regulatory environment for the banks in India particularly RBI. Good research capabilities and intelligent interpretation of regulatory guidelines. Good knowledge of all the elements (commercial, operational) of banking areas like Remittances, Loans & Advances (Retail and Corporate), etc. Good interpersonal skills.

Role & responsibilities Client Sourcing - Meet existing as well as prospective customers of the Bank to understand their business model, banking requirements and pitch suitable Trade offering (ranging from Domestic Finance, Cross-Border Finance, Non-Fund Based Requirements, Trade Advisory, Handle Remittances, etc.) Wallet Share: Engage existing clients to grow wallet by identifying incremental trade opportunities (takeovers, business growth plans, new structures, etc.). Credit Sanctioning Provide trade inputs to BU RMs, Credit Managers and Sanctioning Authorities. Sign off each Credit CAM which has Trade facilities. Digital Solutions Pitch digital solutions (e.g. TON, Paperless Exports/imports etc) to ease transaction processing and reduce manual cost at end. Limit Utilization Engage client to bring new transactions at counters to optimize the utilization of limits sanctioned and made available for utilization. Cross Sell Engage client and internal stakeholders to grow wallet by capturing non-credit flows and non-trade opportunities. Revenue Generation (Trade Fees, NII, Trade led FX Income) Non-Fund Based Book (LCs, BGs, SBLCs, etc.) Fund Based Book (Export Credit, Factoring, Invoice based financing, funding from IBU, etc.) FX Flows including Capital A/c Advisory Digital Penetration (TON, Paperless Import/Export, Host to Host, etc.)

Role & responsibilities Providing regulatory guidance on various business structures and transactions pertaining to the treasury and PD operations. Reviewing various product and process notes pertaining to the treasury and PD operations of the Bank from a regulatory point of view. Regularly interacting with the regulators to seek clarifications on guidelines or representing various business proposals for their approval. Ensuring that the action points from the latest regulations are shared with the concerned stakeholders and the same are implemented within regulatory prescribed deadlines or within suitable time in absence of any regulatory prescribed deadlines. Ensuring that accurate MIS are prepared and circulated to the Top Management on a timely basis. Ensuring that various compliance related notes are prepared and submitted to the Board / Board Level Committees on a timely basis either through placing it in the meeting or through circulation.

Role & responsibilities Assistance in preparation of Compliance Review plan to be put up to the Board. Preparation and updating of Compliance review checklists in line with the regulatory guidelines/internal policies. Undertaking field work and ensuring that the review is completed within the prescribed timelines. Preparation of Draft Compliance Review report and discuss the same with the relevant stakeholders. Obtain the responses from the stakeholders and preparation of Final Compliance Review Report. Ensure proper documentation and working papers are maintained for all the compliance reviews conducted. Preparation of Open Issue tracker for Compliance Review Reports issued. Follow up with the management towards closure of compliance review open issues. Essential competencies In depth knowledge of the regulatory environment for the banks in India particularly RBI. Good research capabilities and intelligent interpretation of regulatory guidelines. Good knowledge of all the elements (commercial, operational) of banking areas like Trade, Remittances, Treasury, etc. Good interpersonal skills.

Key Responsibilities Environment Management & Release Coordination: Lead the scheduling, support, and maintenance of pre-production environments. Oversee and coordinate QA environment changes and deployments. Ensure proper code and configuration migration for stable test environments. CI/CD & Automation: Implement build, deployment, and release automation. Drive configuration automation to streamline environment setup. Create real-time release dashboards for improved visibility and tracking. Process Improvement & Monitoring: Conduct current state assessments and identify areas for automation and optimization. Establish a framework to categorize and prioritize automation opportunities. Develop dashboards and alerts for SRE metrics and compliance analysis. Collaboration & Risk Management: Work closely with SRE leads, Ops leads, and application teams to drive automation initiatives. Establish defect prioritization frameworks and track outstanding issues. Ensure adherence to change documentation and knowledge transfer (KT) processes. Required Qualifications & Skills 5+ years of experience leading teams of project managers and engineers. Expertise in project coordination tools like Jira and MS Project. Strong understanding of software development lifecycle (SDLC) processes. Hands-on experience with CI/CD automation, build, and deployment processes. Proficiency in ServiceNow, Jira, and SCM tools. Excellent problem-solving, analytical, and communication skills. On-call experience for troubleshooting and environment support. Preferred Qualifications 10+ years of experience in environment management and automation. 5+ years of experience in software development (Python, Java, or JavaScript). Experience with container technologies like Docker, Kubernetes, and OpenShift. Strong program management and risk assessment skills.

Role & responsibilities Manages the banking and investments relationship and is responsible for overall growth of Liabilities & Investment business from branch/retail customers Develops, manages, and expands customer relationships by providing service level which exceeds client expectations of most important customer segment Identifies current and potential relationship with additional revenue potential and grow business volumes for larger share of customer wallet

Key Responsibilities: Manage and enhance relationships with HNI and UHNI clients. Provide customized wealth management solutions tailored to client needs. Cross-sell investment products including mutual funds, PMS, bonds, insurance, etc. Ensure compliance with regulatory and internal guidelines. Achieve revenue and product penetration targets.

Job Profile: Relationship Manager Relationship Management : Managing, developing, and expanding customer relationships by providing the banking and investment service that exceeds client expectations of the most important customer segment. Generating Incremental Business Sales targets spread across liabilities, retail assets, business banking, forex, cards, investments, and commercial products to current and potential HNI Relationships and increase CASA balance in the allocated portfolio either through deepening or Acquisition Investment Advisory Financial Planning and Investment Advisory to HNI clients and driving revenue business to generate fee income through products like mutual funds, investments, and insurance

Key Responsibilities: Manage and enhance relationships with HNI and UHNI clients. Provide customized wealth management solutions tailored to client needs. Cross-sell investment products including mutual funds, PMS, bonds, insurance, etc. Ensure compliance with regulatory and internal guidelines. Achieve revenue and product penetration targets.

Job Profile: Relationship Manager Relationship Management : Managing, developing, and expanding customer relationships by providing the banking and investment service that exceeds client expectations of the most important customer segment. Generating Incremental Business Sales targets spread across liabilities, retail assets, business banking, forex, cards, investments, and commercial products to current and potential HNI Relationships and increase CASA balance in the allocated portfolio either through deepening or Acquisition Investment Advisory Financial Planning and Investment Advisory to HNI clients and driving revenue business to generate fee income through products like mutual funds, investments, and insurance

Role & responsibilities Team Leadership: Lead, mentor, and coach the relationship banking team to achieve individual and team targets. Provide guidance on relationship management techniques and customer service standards. Client Relationship Management: Develop and maintain strong relationships with high-value clients. Understand their financial needs and objectives to offer tailored banking solutions and maximize revenue opportunities. Business Development: Drive business growth by acquiring new customers and expanding the bank's market share. Collaborate with product teams to introduce innovative banking products and services. Risk Management: Ensure compliance with regulatory requirements and internal policies. Implement effective risk management practices to mitigate potential risks associated with client relationships and transactions. Performance Monitoring: Monitor key performance indicators (KPIs) and financial metrics to assess the performance of relationship banking activities. Take proactive measures to address any deviations from targets. Market Intelligence: Stay updated on market trends, competitor activities, and industry developments. Leverage market insights to identify opportunities for business expansion and strategic partnerships. Cross-functional Collaboration: Collaborate with internal stakeholders, including product managers, credit risk analysts, and operations teams, to streamline processes and deliver seamless banking experiences to clients.

Role & responsibilities Team Leadership: Lead, mentor, and coach the relationship banking team to achieve individual and team targets. Provide guidance on relationship management techniques and customer service standards. Client Relationship Management: Develop and maintain strong relationships with high-value clients. Understand their financial needs and objectives to offer tailored banking solutions and maximize revenue opportunities. Business Development: Drive business growth by acquiring new customers and expanding the bank's market share. Collaborate with product teams to introduce innovative banking products and services. Risk Management: Ensure compliance with regulatory requirements and internal policies. Implement effective risk management practices to mitigate potential risks associated with client relationships and transactions. Performance Monitoring: Monitor key performance indicators (KPIs) and financial metrics to assess the performance of relationship banking activities. Take proactive measures to address any deviations from targets. Market Intelligence: Stay updated on market trends, competitor activities, and industry developments. Leverage market insights to identify opportunities for business expansion and strategic partnerships. Cross-functional Collaboration: Collaborate with internal stakeholders, including product managers, credit risk analysts, and operations teams, to streamline processes and deliver seamless banking experiences to clients.

Role & responsibilities Team Leadership: Lead, mentor, and coach the relationship banking team to achieve individual and team targets. Provide guidance on relationship management techniques and customer service standards. Client Relationship Management: Develop and maintain strong relationships with high-value clients. Understand their financial needs and objectives to offer tailored banking solutions and maximize revenue opportunities. Business Development: Drive business growth by acquiring new customers and expanding the bank's market share. Collaborate with product teams to introduce innovative banking products and services. Risk Management: Ensure compliance with regulatory requirements and internal policies. Implement effective risk management practices to mitigate potential risks associated with client relationships and transactions. Performance Monitoring: Monitor key performance indicators (KPIs) and financial metrics to assess the performance of relationship banking activities. Take proactive measures to address any deviations from targets. Market Intelligence: Stay updated on market trends, competitor activities, and industry developments. Leverage market insights to identify opportunities for business expansion and strategic partnerships. Cross-functional Collaboration: Collaborate with internal stakeholders, including product managers, credit risk analysts, and operations teams, to streamline processes and deliver seamless banking experiences to clients.

Role & responsibilities Experience in Document Verification (DVU / KYC) in the Banks Account Opening Unit Video KYC Exposure: Must Team Handling: A team of 15-20 officers Products Handled : Saving and Current Account Location: Goregaon, Mumbai Exposure preference: Private Sector Bank

Role & responsibilities :- Responsible for managing CA value-growth Generating fee income from Trade Forex, Retail Banking & Business Banking relationships Cross-selling the wealth management products to the clients (MF, LI, GI, CC, Y-SEC, Locker) Acquiring the high-value CASA relationships from within the group Increasing the Customer to Group (CTG) & Product to Group (PTG) ratio in the book Deepening & Up-Selling on key CA-led relationships to achieve Goal sheet targets across CASA Value, Tfx income, BB, CMS, LI, MF, Locker, NTB Acquisition & other products Superlative client servicing standards & rigor in managing the relationship Thorough understanding of transactional and commercial banking products Drive superior product & process for sales and service to premier CA client, along with necessary feedback to Program Team for enhanced product development Seek references from existing clients to generate prospect list for New to Bank acquisition To provide a differential customer experience that supports our business value proposition & also ensure maintenance of minimum business threshold and retention of business customer To focus on profile based cross sell of value added products such as Trade Forex, CMS, POS, Payment gateway solutions, doorstep banking, working capital / loan needs & OPDT and family SA To understand and maintain details regarding nature of business and business model to extract existing and potential opportunities as well as any potential risks. Position our value proposition linking benefits to the customers key business requirement / issues Should be a team player and be able to work in cross-functional environment

Role & responsibilities Owner/Manager of Banks Credit Policies and Processes including implementation and providing support to new credit policies and processes Handling Queries related to policies and processes from Business/Credit/Product stakeholders Prepare policy and process enhancements on account of changes in business environment and regulatory changes after discussing with internal stakeholders; updating & improvement in various credit controls; prepare the note to be put up to the RMC & Board for policy modifications Respond audit queries pertaining to Credit Policy raised by internal stakeholder / regulators Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior/Top Management as required Preferred candidate profile Strong proficiency in Excel, Word & Power-point. Should be experienced in working with and analyzing large quantities of data Knowledge of major Risk Management Guidelines (Master circulars on Risk Management by RBI) Understanding of basic credit underwriting practices

Ensure the firm complies with all SEBI, stock exchange, and other regulatory requirements. Prepare and submit periodic reports to regulatory authorities and exchanges. Stay updated on changes in regulations and implement necessary modifications to internal policies and procedures. Monitor trading activities to identify and report unusual or non-compliant transactions. Conduct periodic audits to assess compliance with policies, procedures, and regulatory standards. Oversee KYC (Know Your Customer) and AML (Anti-Money Laundering) processes to ensure accuracy and adherence. Assist in drafting and updating internal compliance policies, procedures, and manuals. Train employees on compliance requirements and industry regulations. Coordinate with different departments to enforce compliance standards. Investigate and report compliance breaches or violations to the appropriate authorities. Provide support during regulatory audits and inspections. Maintain records of incidents, actions taken, and their resolutions. Identify compliance risks and recommend mitigation strategies. Ensure robust controls are in place for sensitive areas like client data protection and insider trading. Support senior management in making informed compliance-related decisions. Skills and Qualifications Should have a minimum of 3+ years of experience in stock broking compliance Should be able to handle exchange reportings appropriately ( Daily, Weekly, Monthly) Should be able to handle all audit-related matters independently ( Internal and External) Must have handled Exchanges (NSE, BSE, MCX, MCDX, etc.) and SEBI Audits - Must have handled Depository ( NSDL/CDSL) Audits - Sound knowledge of latest regulations Handled compliance-related inspections/audits of various types of Brokers of the Exchange, including Small & Medium Size stock brokers, proprietary traders, brokers having institutional clients, banks dealing in equity market and big broking houses. Conducting in-depth financial analysis and risk assessment of stock broker to gauge their solvency and to evaluate the potential risk they pose to the system. Drafting of various observations of the queries raised by Exchanges/ SEBI.

The Risk Manager role requires a minimum of 4 years of experience with an MBA in General Management/Finance/Strategy, along with 3-4 years of post-MBA experience in areas such as Enterprise Risk Management in sectors like infrastructure development, Energy or Mobility Infrastructure, Manufacturing, or big conglomerates. If the post-MBA experience is not in risk management areas, an IRM Certification is mandatory. Alternatively, candidates with any graduation degree, MBA, and IRM L1 certification with 2-4 years of experience in the mentioned functions and industries are also eligible. Key Responsibilities: - Conduct risk assessments, analyze documents, statistics, reports, and market trends. - Contribute to developing a Risk Intelligence framework and present risks/challenges posed by the macro environment to the group. - Set, upgrade, and improve group-wide Risk Management policies and processes to manage and mitigate risks. - Recommend and implement risk management solutions such as insurance, safety and security policies, business continuity plans, or recovery measures. - Collaborate with other departments to monitor and enhance risk management initiatives. - Conduct risk management awareness programs across all functions and projects. - Work on obtaining various certifications related to Enterprise Risk Management (ERM) for the organization. - Prepare, maintain, and manage documentation related to risk management. - Update the Risk Register, engage with process owners, and obtain sign-offs on new risks and Key Risk Indicators (KRIs). - Draft and present risk reports and proposals to executive leadership and senior staff. - Perform other duties as directed by the department head. To apply for this position, please share your CV at Lalita@aptoservices.com.,

Role & responsibilities Managing Mid-Market and Emerging Large Corporates Regular monitoring of borrower accounts / regular follow-ups and maintaining update on the developments in the respective borrower accounts. Ability and required knowledge to advise borrowers in a turnaround situation with respect to liquidity concerns, undertaking viability study, develop sustainable business plans and getting involved in the rehabilitation package Managing stressed assets involving interaction with the company, performance monitoring & benchmarking, adherence to stipulated terms, site visits, etc. Monitoring exposures to enable proactive action whenever required. Review credit files, financials and security documentation and current status. Designing and implementing suitable early warning triggers for allocated accounts. Closely monitoring allocated portfolio, reviewing operational and financial performance, monitoring monthly cash flows, tracking performance of economic cycles and applicable industries, which have a bearing on the respective assets etc. Formulation of recovery strategy post factoring appropriate legal options

Role & responsibilities Manages the banking and investments relationship of clients and responsible for overall growth of Liabilities & Investment business from HNI/NRI/UHNI segment. Develops, manages, and expands customer relationships by providing service level which exceeds client expectations of most important customer segment.. Identifies current and potential relationship with additional revenue potential and grow business. Completes sales targets spread across investments, liabilities, retail assets, business banking, forex, cards, etc. Proactively sell the full range of consumer and commercial product to current and potential HNI/NRI Relationships. Drives higher product and channel penetration to deepen mapped relationships and to increase wallet share with Bank

Role & responsibilities Managing current account/ liabilities/ CMS for Business/E-commerce/Start- up/Fintech clients Focus on increasing liabilities (major) relationship of existing clients in order to generate revenue. Deeping of existing relationship with the help of various Transaction Banking/Digital Banking/Trade/Forex products in order to win 100% wallet share In-depth knowledge of various Digital Banking products ,Prepaid cards etc. and various CMS products etc. Focus on NTB acquisition of Ecosystem Business/E-commerce/Start-up/Fintech clients to increase the portfolio.