Risk Analyst

1 - 6 years

0 - 1 Lacs

Posted:1 day ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Credit Risk or Portfolio Risk Management

Key Responsibilities

  • Develop insights and recommendations to support business decisions and risk mitigation strategies
  • Contribute to Expected Credit Loss (ECL) modeling, loss forecasting, and stress testing exercises
  • Evaluate Early Warning Signal (EWS) frameworks using internal and external data sources as well as developing & deploying new models
  • Collaborate with Credit, Product, and Business teams to drive risk-based strategies
  • Participate in portfolio performance reviews and highlight emerging risk trends

Required Skills & Competencies

  • Experience in portfolio risk assessment, especially in Retail and/or SME lending
  • Strong analytical skills with an eye for detail and a problem-solving mindset
  • Proficiency in Python for data analysis and model development
  • Advanced Excel user able to work with pivot tables, lookups, and automation
  • Self-starter with the ability to work independently as well as in a team environment
  • Familiarity with credit appraisal processes and risk assessment methodologies is an added advantage

Educational Qualifications

  • CA / MBA / B.Tech / Postgraduate degree in Statistics, Economics, or related quantitative field

Experience

  • 1-2 years of experience in the lending business of a Bank or NBFC
  • Preferably worked in Credit Risk / Portfolio Monitoring / Risk Analytics functions

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Ugro Capital logo
Ugro Capital

Financial Services

Mumbai

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