Relationship Manager - SME Liabilities

As a Standard Chartered Relationship Manager in SME Banking, your main responsibility will be to manage and develop relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You will be expected to provide exceptional customer service by offering financial solutions while effectively managing operational risk and regulatory requirements. You will need to achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Additionally, contributing towards achieving the team's overall target and delivering optimal portfolio return will be crucial. Building effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product will also be part of your key responsibilities. To be successful in this role, you should have a minimum of 5 years of relevant experience in serving Business, Commercial, and Corporate clients. Experience in servicing cross-border international businesses is preferred. A proven track record in client relationship management and business development is essential. You should demonstrate a strong understanding of accounting principles, financial modeling, and financial statement analysis. Assessing client creditworthiness, providing key risk considerations and mitigations, and possessing sound product knowledge on trade, cash, lending, and FX are important skills for this role. Furthermore, you should have a strong understanding of local industries, supply and value chains, and the market environment. Knowledge of operational procedures, documentation requirements, banking practices, and regulations related to SME Banking, as well as understanding business guidelines and compliance issues, is necessary. Sound knowledge of financial markets and investment products is also beneficial. Excellent communication and presentation skills are required, along with the ability to identify opportunities and provide innovative approaches to meet client needs. Maintaining a high standard of personal conduct and living the organization's valued behaviors will be expected. Standard Chartered is an international bank that aims to make a positive difference for its clients, communities, and employees. The bank values diversity, challenges the status quo, and embraces new opportunities for growth and improvement. If you are looking for a purposeful career with a bank that makes a difference, Standard Chartered welcomes your unique talents and is committed to celebrating inclusivity and diversity. In terms of benefits, Standard Chartered offers core bank funding for retirement savings, medical and life insurance, with additional flexible and voluntary benefits available in certain locations. There are various time-off options, including annual leave, parental/maternity leave (20 weeks), sabbatical (up to 12 months), and volunteering leave (3 days), along with minimum global standards for annual and public holidays totaling at least 30 days. Flexible working arrangements, proactive wellbeing support, continuous learning opportunities, and an inclusive, values-driven organizational culture are some of the key offerings at Standard Chartered.,