Relationship Manager

Mashreq Global Services

5 - 7 years

20 - 25 Lacs

Mumbai

Posted:4 hours ago| Platform:

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Skills Required

Analytical skills Financial statements Trade finance Banking Corporate Credit management KYC Compliance International banking SRM Marketing

Work Mode

Work from Office

Job Type

Full Time

Job Description

To originate manage and enhance the corporate banking portfolio for Mashreq Bank in India.Assist the SRM in achieving the financial and strategic objectives set for the corporate banking franchise for Mashreq Bank in India.

Complete knowledge and clear understanding of the Banks credit policy, operating systems, local regulations.
Strong credit knowledge and marketing skills mandatory.
Thorough awareness of various trade finance and treasury products / services.
Excellent interpersonal, communication and analytical skills with ability to perform as a team player.
An MBA is preferred with minimum marketing experience of 5-7 years.

Origination of corporate client relationships within a pre-approved framework and strategy set for Mashreq Bank in India.
Review the existing portfolio in a timely manner and recommend appropriate credit facilities in line with the banks credit policy to maximize earnings while containing risks to an acceptable level.
Obtain audited financial statements, analyze them, and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives.
Implement and maintain complete control aspects i.e. documentation, periodical client visits / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
Undergo an annual credit review process on the assigned portfolio to achieve a satisfactory rating on asset portfolio quality and credit management process.
Responsibility over Account opening formalities, KYC, compliance checks, documentation execution, disbursement of limits etc.

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