Merchant - Underwriter

You will be working as an Underwriter at Easebuzz Private Limited. Your primary responsibility will be to review merchant applications and business documentation for underwriting. Based on defined risk parameters, you will have to approve or reject onboarding requests. It will also be crucial for you to identify and prevent high-risk or non-compliant merchants. Continuous monitoring of live merchant behavior to flag policy violations and detect suspicious transaction activity will be part of your duties. You will need to document fraudulent patterns and segregate merchants based on risk levels, managing internal risk tagging efficiently. Collaboration with product/tech teams to enhance the risk engine and automate checks will also fall under your purview. Handling transaction disputes, chargebacks, and merchant escalations will be essential aspects of your role. Additionally, you will be expected to interact with partner banks, CPV vendors, and internal teams to resolve queries and stay updated on industry best practices in fraud prevention to implement them for process improvements. To excel in this role, you are required to have at least 3 years of experience in merchant or credit underwriting (Bank/NBFC/Fintech). A deep understanding of credit risk, particularly for self-employed or SME merchants, will be beneficial. A strong analytical mindset with a focus on risk patterns and fraud indicators is crucial. Experience in chargebacks, disputes, and transaction monitoring will be an added advantage. While a degree in B.Com / MBA / CA / CS / ICWA or a related field is preferred, it is not mandatory. This is a full-time position with a salary as per company standards. You should have a minimum of 4 years of relevant professional work experience to be eligible for this role.,