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Kotak Life Insurance
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Location Credit Manager - Bharat Business Loans - Credit

Location Credit Manager - Bharat Business Loans - Credit

Kotak Life Insurance

2 - 7 years

3 - 7 Lacs

Mumbai

Posted:4 days ago| Platform:

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Skills Required

business loan credit underwriting sales marketing underwriting financial analysis risk management credit analysis credit management recovery credit appraisal financial statement analysis credit assessment credit policy credit risk analysis

Work Mode

Work from Office

Job Type

Full Time

Job Description

Location Credit Manager (KCC)
Department Crop Loan Location Pune No.of Positions 1 Reporting Relationships AVP Position Grade M3/M4

Should be able to manage credit underwriting for agricultural loans across state for allotted locations

Should have agriculture domain knowledge with financial viewpoint.

Should be keen on details on proposals and presentation of information for logical conclusions.

Should be able to on-board quality portfolio within min. TAT on proposals.

Should be able to prepare and analyse various MIS and manage Portfolio quality and post finance issues.

Should be able to understand the portfolio behaviour pocket wise/ area wise / segment wise /profile wise to get Right signals in time.

Should stay updated on the recent changes in policy and regulatory guidelines ,aware about market developments

Should have Ability to lead and coordinate with Marketing and Recovery Teams across Area.

Should be able to communicate fluently in regional languages

Should be able to guide and motivate the team to set higher standard in sales and assure Quality by in-time inputs and Training.

Should be able to ensure the customer satisfaction and customer service from the team across the vertical

Excellent written and oral communication skills

Should have exposure to Crop Loans, financing experience with reputed organization- Private Banks/ Nationalized banks- Min 2 Years.

Graduate - /Post Graduate Preferably Agri Graduate.

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Location Credit Manager - Bharat Business Loans - Credit