KYC / KYB Openings For international Banking

Key Responsibilities:

• KYC (Know Your Customer) Due Diligence:

• Conduct comprehensive customer due diligence (CDD) for individuals applying for accounts or services with the bank.
• Collect and verify customer information, including

  personal identification

  , financial background, and risk factors, in accordance with regulatory requirements.
• Perform ongoing KYC reviews for existing clients, ensuring that records are up to date and compliant with the latest regulations.
• Monitor transactions for unusual or suspicious activity and escalate to the compliance team when necessary.

• KYB (Know Your Business) Due Diligence:

• Conduct thorough due diligence for business clients, verifying

  company details

  ,

  ownership structures

  , and

  business activities

  .
• Ensure that

  company registries

  ,

  articles of incorporation

  , and

  directorship information

  are accurate and comply with jurisdictional requirements.
• Analyze

  ownership structures

  and assess whether there are any connections to high-risk individuals or countries.

• Risk Assessment:

• Perform

  risk assessments

  for customers based on their

  profile

  , transaction history, and geographical location.
• Classify customers based on their risk category (low, medium, high) and ensure proper documentation is collected for high-risk clients.

• Regulatory Compliance:

• Stay up-to-date with international

  AML

  ,

  KYC

  , and

  KYB

  regulations, ensuring compliance with local and global laws.
• Assist in preparing reports for internal audits and regulatory inspections related to KYC and KYB compliance.
• Collaborate with compliance officers, legal teams, and other stakeholders to ensure timely and accurate client onboarding and ongoing compliance.

• Document and Data Management:

• Maintain accurate and organized records of KYC and KYB documentation for audit purposes.
• Ensure all customer information is securely stored and accessible, following data protection regulations.

• Customer Support:

• Provide guidance and support to clients regarding KYC and KYB requirements during onboarding and ongoing monitoring.
• Address and resolve any queries or issues clients may have regarding the verification process.

Qualifications:

• Bachelor's degree in

  Finance

  ,

  Accounting

  ,

  Business Administration

  , or related field.

• 1-3 years

  of experience in

  KYC

  ,

  KYB

  , or

  AML

  compliance, preferably within an

  international banking

  environment.
• Strong understanding of

  regulatory frameworks

  (e.g.,

  FATF

  ,

  EU AML Directives

  ,

  OFAC

  ,

  FCA regulations

  ).
• Knowledge of global

  KYC/KYB

  practices, including client risk profiling, document verification, and financial crime prevention.
• Experience with

  KYC/AML systems

  and databases (e.g.,

  World-Check

  ,

  Amlcheck

  ,

  Refinitiv

  ).
• Familiarity with regulatory reporting and escalation processes for suspicious activities.